BLND - NYSE
Blend Labs, Inc.
$1.59
-4.2%Blend Labs, Inc. provides cloud-based software platform solutions for financial services firms in the United States. It operates in two segments, Blend Platform and Title365. The company offers a suite of white-label products for mortgages, home equity loans and lines of credit, vehicle loans, personal loans, credit cards, and deposit accounts. It also provides a suite of mortgage products that facilitates homeownership journey for consumers comprising close, income verification for mortgage, homeowners insurance, and realty. In addition, the company offers title search procedures for title insurance policies, escrow, and other closing and settlement services, as well as other trustee services; and professional and consulting services. It serves banks, credit unions, financial technology companies, and non-bank mortgage lenders. Blend Labs, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.
At a Glance
Live SnapshotBlend Labs, Inc. Funding & Solvency Profile
Financial Health Analysis
Current Ratio
Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.
Working Capital
Strong working capital position provides significant operational flexibility and financial cushion.
Asset Composition
Balanced asset mix between current and non-current assets, typical of many stable businesses.
Blend Labs, Inc. Balance Sheet
BLND • NYSE
| Blend Labs, Inc. Balance Sheet | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 |
|---|---|---|---|---|---|---|---|
ASSETS | |||||||
CURRENT ASSETS | |||||||
43.6M | 42.2M | 31M | 124.2M | 213.1M | 41.1M | 22.6M | |
24.7M | 56.2M | 106M | 229.9M | 334.1M | 110.6M | 104.6M | |
68.3M | 98.5M | 136.9M | 354.1M | 547.2M | 151.7M | 127.3M | |
14.1M | 19.9M | 19.9M | 24M | 39.4M | 24.2M | 10.8M | |
8.8M | 17.4M | 18.3M | 22.7M | 34.1M | 15M | 2.9M | |
5.3M | 2.5M | 1.6M | 1.3M | 5.4M | 9.2M | 7.9M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3.9M | |
0.0 | 8.9M | 10.1M | 12.2M | 18.5M | 4.1M | 2.9M | |
15.5M | 7.9M | 2.9M | 5.8M | 7.8M | 6.1M | 0.0 | |
97.9M | 135.2M | 169.8M | 396.1M | 613M | 186.1M | 144.8M | |
NON-CURRENT ASSETS | |||||||
24.4M | 13.8M | 12.5M | 17.4M | 20.9M | 17.3M | 3M | |
0.0 | 0.0 | 0.0 | 0.0 | 287.2M | 0.0 | 0.0 | |
0.0 | 2.1M | 2.1M | 2.1M | 173M | 1.2M | 4.1M | |
0.0 | 2.1M | 2.1M | 2.1M | 460.2M | 1.2M | 4.1M | |
40.1M | 9.8M | 5.4M | 0.0 | 0.0 | 0.0 | 5.2M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -5.2M | |
7.7M | 17.2M | 16.2M | 17.1M | 18.4M | 11.1M | 9.4M | |
72.2M | 42.8M | 36.2M | 36.7M | 499.5M | 29.6M | 16.5M | |
170M | 178M | 206.1M | 432.8M | 1.1B | 215.7M | 161.3M | |
LIABILITIES | |||||||
CURRENT LIABILITIES | |||||||
1.8M | 2.4M | 2.2M | 1.3M | 11.7M | 3.4M | 3.1M | |
1.8M | 2.4M | 2.2M | 1.3M | 6.2M | 3.4M | 3.1M | |
0.0 | 0.0 | 0.0 | 0.0 | 5.5M | 0.0 | 0.0 | |
0.0 | 10.2M | 10.5M | 11.4M | 18.3M | 6M | 3.3M | |
254K | 3M | 4.4M | 4.1M | 3.9M | 2.6M | 0.0 | |
19.5M | 19.2M | 9M | 8.7M | 8.1M | 13.6M | 12.4M | |
18M | 4.1M | 5.6M | 10.1M | 18.1M | 9.4M | 2.9M | |
39.5M | 38.9M | 31.6M | 35.5M | 60M | 35M | 21.7M | |
NON-CURRENT LIABILITIES | |||||||
159.5M | 0.0 | 138.3M | 216.8M | 213.8M | 0.0 | 0.0 | |
0.0 | 0.0 | 0.0 | 0.0 | 2.9M | 0.0 | 0.0 | |
346K | 142.2M | 2.2M | 5.5M | 10.6M | 3.4M | 4.6M | |
161.1M | 143M | 147.5M | 233.4M | 241.9M | 17.4M | 4.6M | |
1.5M | 3.8M | 11.4M | 15.2M | 18.5M | 16.6M | 0.0 | |
200.6M | 182M | 179.1M | 268.8M | 301.9M | 52.4M | 26.3M | |
SHAREHOLDERS' EQUITY | |||||||
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 385.2M | 306.8M | |
2K | 2K | 2K | 2K | 2K | 1K | 1K | |
1.4B | 1.3B | 1.3B | 1.3B | 1.2B | 51M | 26.3M | |
-1.4B | -1.4B | -1.3B | -1.2B | -442.8M | -272.9M | -198.2M | |
597K | 602K | 441K | -708K | -808K | -5K | 93K | |
-30.6M | -56.4M | -19.2M | 123.2M | 774.6M | 163.3M | 135M | |
-30.6M | -4M | 26.9M | 163.9M | 810.6M | 163.3M | 135M | |
0.0 | 52.4M | 46.2M | 40.7M | 35.9M | 0.0 | 0.0 | |
SUMMARY | |||||||
170M | 178M | 206.1M | 432.8M | 1.1B | 215.7M | 161.3M | |
64.8M | 66M | 111.3M | 229.9M | 334.1M | 110.6M | 109.8M | |
161M | 3.8M | 149.7M | 232M | 232.3M | 16.6M | 0.0 | |
117.4M | -38.4M | 118.7M | 107.8M | 19.2M | -24.5M | -22.6M | |
255,697,000 | 255,697,000 | 255,697,000 | 255,697,000 | 255,697,000 | 255,697,000 | 255,697,000 |
SEC Filings
BLND - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 07, 2026 | May 07, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 29, 2026 | April 24, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 16, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 10, 2026 | March 10, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 02, 2026 | March 01, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 06, 2026 | January 06, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 06, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 06, 2025 | November 06, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 06, 2025 | October 03, 2025 | 2025 |
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