Bill.com Holdings, Inc.

Bill.com Holdings, Inc.

BILLยทNYSE

$35.20

-11%
TechnologySoftware - Application

Bill.com Holdings, Inc. provides cloud-based software that simplifies, digitizes, and automates back-office financial operations for small and midsize businesses worldwide. The company provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency. It also offers onboarding implementation support, and ongoing support and training services. The company serves accounting firms, financial institutions, and software companies. Bill.com Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California.

At a Glance

Live Snapshot
Market Cap$3.51B
EPS0.2300
P/E Ratio153.04
Earnings Date08/26/2026
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Bill.com Holdings, Inc. Street Expectations Map

BILL ยท NYSE

Wall Street analysts project that BILL stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 52.67, with estimates ranging from a low of 42.00 to a high of 77.00.

Lowest Target
42.00
19.32%
Consensus Target
52.67
49.63%
Highest Target
77.00
118.75%

The consensus 1-year price target stands at 52.67, with estimates ranging from a low of 42.00 to a high of 77.00.

Analyst Consensus Analysis

Upside Potential

+49.6%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

66.5% spread

High uncertainty. Very wide target spread indicates significant disagreement among analystsโ€”major valuation uncertainty or transformation underway.

Analyst Conviction

Low

High uncertainty: Wide dispersion indicates analysts struggle to agree on valuationโ€”proceed with caution and independent analysis.

Market Sentiment Insight

High risk, high reward: Substantial upside potential exists, but wide analyst disagreement signals execution risk or unclear catalysts. Thorough due diligence essential before committing capital.

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Bill.com Holdings, Inc. Forward Estimates of Revenue

BILL ยท NYSE
Latest Revenue
1.46B
FY 2025
Avg Estimate
1.61B
FY 2026
Estimate Range
1.49B - 1.63B
Analyst Spread

Forward Growth Analysis

Projected Growth+10.3%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage17 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Well-supported growth expectations: Strong analyst coverage combined with positive growth projections provides confidence in forward outlook.

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Bill.com Holdings, Inc. Forward Estimates of Net Income

BILL ยท NYSE
Latest Net Income
23.80M
FY 2025
Avg Estimate
232.20M
FY 2026
Estimate Range
228.54M - 235.87M
Analyst Spread

Forward Growth Analysis

Projected Growth+875.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage17 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Bill.com Holdings, Inc. Forward Estimates of EPS

BILL ยท NYSE
Latest EPS
0.23
FY 2025
Avg Estimate
$2.23
FY 2026
Estimate Range
$2.20 - $2.27
Analyst Spread

Forward Growth Analysis

Projected Growth+869.4%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage14 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Bill.com Holdings, Inc. Forward Estimates of EBIT

BILL ยท NYSE
Latest EBIT
48.97M
FY 2025
Avg Estimate
-366.21M
FY 2026
Estimate Range
-370.79M - -338.74M
Analyst Spread

Forward Growth Analysis

Projected Growth-847.8%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage17 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Bill.com Holdings, Inc. Forward Estimates of EBITDA

BILL ยท NYSE
Latest EBITDA
138.42M
FY 2025
Avg Estimate
-225.45M
FY 2026
Estimate Range
-228.27M - -208.54M
Analyst Spread

Forward Growth Analysis

Projected Growth-262.9%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage17 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Bill.com Holdings, Inc. Forward Estimates of SG&A Expense

BILL ยท NYSE
Latest SG&A Expense
825.62M
FY 2025
Avg Estimate
1.15B
FY 2026
Estimate Range
1.07B - 1.17B
Analyst Spread

Forward Growth Analysis

Projected Growth+39.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage17 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Bill.com Holdings, Inc. Insider Positioning

BILL ยท NYSE

During the last 12 months, insiders have sold $706K worth of BILL shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

5.6K

199.83K

Net Activity

-200K

-$200K

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

1.1K

56.56K

Net Activity

-57K

-$57K

9-12 Months

Bought

0

0.00

Sold

10.0K

449.58K

Net Activity

-450K

-$450K

Top Buyers

No buying activity

Top Sellers

1
ARA

Aji Rajesh A.

Officer: Clo & Cco

8.2K sharesโ€ข3 transactions

$372K

2
CM

Cieri Michael

Officer: Chief Product Officer

5.6K sharesโ€ข1 transactions

$200K

3
CG

Cota Germaine

Officer: Svp, Finance & Accounting

2.8K sharesโ€ข2 transactions

$134K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $706K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$200K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

3 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.