Associated Banc-Corp

Associated Banc-Corp

ASBยทNYSE

$26.88

-0.85%
Financial ServicesBanks - Regional

Associated Banc-Corp, a bank holding company, provides various banking and nonbanking products to individuals and businesses in Wisconsin, Illinois, and Minnesota. The company operates through three segments: Corporate and Commercial Specialty; Community, Consumer, and Business; and Risk Management and Shared Services. Its Corporate and Commercial Specialty segment offers lending solutions, including commercial loans and lines of credit, commercial real estate financing, construction loans, letters of credit, leasing, asset based lending, and loan syndications; deposit and cash management solutions, such as commercial checking and interest-bearing deposit products, cash vault and night depository services, liquidity solutions, payables and receivables solutions, and information services; specialized financial services such as interest rate risk management, foreign exchange solutions, and commodity hedging; fiduciary services such as administration of pension, profit-sharing and other employee benefit plans, fiduciary and corporate agency services, and institutional asset management; and investable funds solutions such as savings, money market deposit accounts, IRA accounts, CDs, fixed and variable annuities, full-service, discount and online investment brokerage; investment advisory services; and trust and investment management accounts. The company's Community, Consumer, and Business segment offers lending solutions, such as residential mortgages, home equity loans and lines of credit, personal and installment loans, auto loans, business loans, and business lines of credit; and deposit and transactional solutions such as checking, credit, debit and pre-paid cards, online banking and bill pay; and money transfer services. As of December 31, 2021, the company operated 215 banking branches. Associated Banc-Corp was founded in 1861 and is headquartered in Green Bay, Wisconsin.

At a Glance

Live Snapshot
Market Cap$4.46B
EPS2.8100
P/E Ratio9.57
Earnings Date07/23/2026
3Y+73.0%
5Y+75.0%
10Y+115.0%
3Y+30.0%
5Y+55.0%
10Y+137.0%
3Y-27.0%
5Y+13.0%
10Y-3.0%
Associated Banc-Corp

Associated Banc-Corp Profit Bridge

ASB ยท NYSE
Revenue2.46B
Cost of Goods Sold (1.03B)
Gross Profit1.43B
Operating Expenses (855.64M)
Operating Income577.91M
Interest Expense (971.61M)
Other Income/Expense0.00
Pretax Income577.91M
Income Tax (103.13M)
Net Income474.78M
Net Income
474.78M

Profitability Analysis

Gross Margin

58.3%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

23.5%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

19.3%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

17.8%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Associated Banc-Corp Income Statement

ASB โ€ข NYSE

Associated Banc-Corp Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
2.5B
2.1B
2B
1.4B
1.1B
1.4B
1.5B
1.5B
1.2B
1.1B
1.1B
1B
1B
1B
1B
1.1B
1.3B
1.4B
1.6B
1.6B
GROSS PROFIT
(1B)
(1.2B)
(1B)
(220.9M)
-15.7M
(323.9M)
(352.9M)
(274.6M)
(171.4M)
(154.3M)
(114.9M)
(71.8M)
(73.5M)
(102.4M)
(180.8M)
(562.4M)
(1B)
(632.6M)
(666.4M)
(628.9M)
1.4B
944.4M
1B
1.2B
1.1B
1.1B
1.2B
1.2B
1B
990.2M
968.1M
955.8M
948.5M
929.2M
834M
579.2M
326.3M
779.7M
954.1M
946M
OPERATING INCOME
(855.6M)
(809.9M)
(808.3M)
(741.1M)
(700.7M)
(756M)
(785.1M)
(814.4M)
(701.8M)
(702.6M)
(698.3M)
(679.8M)
(680.6M)
(674.7M)
(650.5M)
(620.3M)
(611.4M)
(557.5M)
(534.9M)
(496.2M)
(597M)
(554.5M)
(563.8M)
(502.3M)
(466M)
(470.9M)
(532.9M)
(543.6M)
(489.2M)
(485.8M)
(456.5M)
(440.3M)
(439.8M)
(422.2M)
(411.7M)
(419.5M)
(414.8M)
(392.1M)
(323.2M)
(300.3M)
577.9M
134.5M
206.1M
459.6M
436.3M
327M
406.5M
413.3M
338.8M
287.6M
269.8M
276M
267.9M
254.5M
183.4M
-41M
-285.1M
222.3M
419.2M
449.8M
PRE-TAX INCOME
(971.6M)
(1.1B)
(918.5M)
(187.9M)
(72.3M)
(149.9M)
(336.9M)
(274.6M)
(145.4M)
(84.3M)
(77.4M)
(55.8M)
(63.4M)
(92.3M)
(128.8M)
(172.3M)
(255.3M)
(430.6M)
(631.9M)
(609.8M)
1.2B
1B
1B
957.3M
725.9M
763M
835.7M
879.6M
741.2M
707.3M
676.3M
681M
645.5M
626M
612.8M
633.8M
726M
696.1M
643.8M
669.5M
(258.6M)
(255.4M)
(244.4M)
(238.9M)
(234.8M)
(285.1M)
(252.2M)
(270.8M)
(212.6M)
(216.8M)
(241.8M)
(239.5M)
(240.8M)
(252.5M)
(238.9M)
(200.7M)
(196.6M)
(165.4M)
(211.7M)
(195.9M)
577.9M
134.5M
206.1M
459.6M
436.3M
327M
406.5M
413.3M
338.8M
287.6M
269.8M
276M
267.9M
254.5M
183.4M
-41M
-285.1M
222.3M
419.2M
449.8M
NET INCOME
(103.1M)
(11.3M)
(23.1M)
(93.5M)
(85.3M)
(20.2M)
(79.7M)
(79.8M)
(109.5M)
(87.3M)
(81.5M)
(85.5M)
(79.2M)
(75.5M)
(43.7M)
-40.2M
-153.2M
(53.8M)
(133.4M)
(133.1M)
474.8M
123.1M
183M
366.1M
351M
306.8M
326.8M
333.6M
229.3M
200.3M
188.3M
190.5M
188.7M
179M
139.7M
-856K
-131.9M
168.5M
285.8M
316.6M

SEC Filings

ASB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 05, 2026
May 05, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 28, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 01, 2026
April 01, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 16, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

March 12, 2026
March 12, 2026
2026
10-K

10-K 2025 FY

FY

February 12, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 09, 2026
February 09, 2026
2026
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
Showing 1 to 10 of 596 filings