ALLETE, Inc.

ALLETE, Inc.

ALEยทNYSE

$67.90

+0.0000%
UtilitiesDiversified Utilities

ALLETE, Inc. operates as an energy company. The company operates through Regulated Operations, ALLETE Clean Energy, and Corporate and Other segments. It generates electricity from coal-fired, biomass co-fired / natural gas, hydroelectric, wind, and solar. The company provides regulated utility electric services in northwestern Wisconsin to approximately 15,000 electric customers, 13,000 natural gas customers, and 10,000 water customers, as well as regulated utility electric services in northeastern Minnesota to approximately 145,000 retail customers and 15 non-affiliated municipal customers. It also owns and maintains electric transmission assets in Wisconsin, Michigan, Minnesota, and Illinois. In addition, the company focuses on developing, acquiring, and operating clean and renewable energy projects; and owns and operates approximately 1,000 megawatts of wind energy generation facility. Further, it is involved in the coal mining operations in North Dakota; and real estate investment activities in Florida. The company owns and operates 158 substations with a total capacity of 10,066 megavolt amperes. It serves taconite mining, paper, pulp and secondary wood products, pipeline, and other industries. The company was formerly known as Minnesota Power, Inc. and changed its name to ALLETE, Inc. in May 2001. ALLETE, Inc. was incorporated in 1906 and is headquartered in Duluth, Minnesota.

At a Glance

Live Snapshot
Market Cap$3.94B
EPS3.1074
P/E Ratio21.85
Earnings Date02/11/2026

Intrinsic Alpha Methodology

Thesis Lenses

Signal ยท Driver ยท Risk

Signal

High confidence

Valuation multiple is mid-range (P/E 21.9).

Valuation inputs: P/E 21.9, earnings yield +4.6%, momentum 0.0%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is soft (ROE +6.3%, ROIC +2.4%).

Profitability stack: net margin +11.7%, ROE +6.3%, ROIC +2.4%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Downside profile looks controlled across current risk inputs.

Risk factors: liabilities/assets +54.1%, momentum 0.0%, net margin +11.7%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

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ALLETE, Inc. Market vs Earnings Trajectory

ALE ยท NYSE

Loading price and EPS data...

ALLETE, Inc.

ALLETE, Inc. Fair Value Envelope

ALE ยท NYSE

Our analysis suggests that ALE has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $67.9, this represents a potential HIDDEN relative to our calculated worth for ALLETE, Inc..

Intrinsic Value
Current Price: $67.9
3Y-4.0%
5Y-14.0%
10Y+6.0%
3Y+8.0%
5Y+23.0%
10Y+3.0%
3Y+6.0%
5Y-3.0%
10Y+27.0%
3Y+73.0%
5Y+83.0%
10Y+34.0%
3Y-149.0%
5Y-129.0%
10Y+92.0%
3Y+3.0%
5Y+20.0%
10Y+33.0%
ALLETE, Inc.

ALLETE, Inc. Profit Bridge

ALE ยท NYSE
Revenue1.53B
Cost of Goods Sold (1.03B)
Gross Profit497.00M
Operating Expenses (336.90M)
Operating Income160.10M
Interest Expense (81.70M)
Other Income/Expense-33.70M
Pretax Income126.40M
Income Tax (4.70M)
Net Income179.30M
Net Income
179.30M

Profitability Analysis

Gross Margin

32.5%

Moderate margins typical of competitive industries. Monitor for pricing pressure or rising costs.

Operating Margin

10.5%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

11.7%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

3.7%

Below-average tax rate suggests effective tax planning, favorable jurisdictions, or tax credits.

Profitability Insight

Room for improvement: Moderate profitability with opportunities to enhance margins through better cost management or pricing strategy.

32.49%
Gross Profit Margin
25%
3Y+2.0%
5Y-7.0%
10Y+3.0%
10.47%
Operating Profit Margin
9%
3Y-2.0%
5Y-28.0%
10Y-26.0%
11.72%
Net Profit Margin
-11%
3Y-2.0%
5Y-22.0%
10Y+23.0%
6.30%
Return on Equity
-28%
3Y-10.0%
5Y-24.0%
10Y-19.0%
2.65%
Return on Assets
-28%
3Y+1.0%
5Y-22.0%
10Y-8.0%
2.39%
Return on Invested Capital
-2%
3Y-22.0%
5Y-33.0%
10Y-38.0%
ALE

ALLETE, Inc. Cash Conversion Engine

ALE ยท NYSE
Net Income121.70M
Depreciation & Amortization278.20M
Stock-Based Compensation6.60M
Change in Working Capital30.90M
Others35.50M
Capital Expenditures-354.90M
Free Cash Flow102.20M

Cash Flow Quality Analysis

FCF Conversion Rate

84.0%

Strong cash conversion. Most reported earnings translate into actual cash flow, suggesting solid fundamentals.

CapEx Intensity

77.6%

Very high capital intensity consumes most operating cash flow. Limited flexibility for dividends or debt reduction.

FCF Growth Trend

-67.5%

Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.

Working Capital Impact

+$30.90M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Capital-intensive growth: Heavy reinvestment limits current cash available but may drive future returns. Assess whether CapEx supports compelling growth opportunities with adequate ROI.

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ALLETE, Inc. Funding & Solvency Profile

ALE ยท NYSE
Cash & Cash Equivalents78.70M
Net Receivables146.10M
Inventory184.90M
Other Current Assets75.30M
Total Current Assets485 M
Property, Plant & Equipment5.53B
Goodwill & Intangible Assets155.20M
Long-Term Investments389.10M
Other Non-Current Assets594.80M
Total Non-Current Assets7 B
Total Assets
7.15B

Financial Health Analysis

Current Ratio

1.17x

Acceptable liquidity, but monitor closely. Current assets just barely cover current liabilities.

Debt-to-Equity Ratio

1.14x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

72 M

Positive working capital, but relatively tight. The company should monitor cash flow carefully.

Asset Composition

7% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

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ALLETE, Inc. Street Expectations Map

ALE ยท NYSE

Wall Street analysts project that ALE stock may decline over the coming 12 months. The consensus 1-year price target stands at 58.00, with estimates ranging from a low of 58.00 to a high of 58.00.

Lowest Target
58.00
-14.58%
Consensus Target
58.00
-14.58%
Highest Target
58.00
-14.58%

The consensus 1-year price target stands at 58.00, with estimates ranging from a low of 58.00 to a high of 58.00.

Analyst Consensus Analysis

Upside Potential

-14.6%

Downside risk. Current price above analyst targets indicates potential overvaluation. Exercise caution and review catalysts.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Risk-Reward Profile

1.00x

Balanced risk-reward. Upside and downside potential relatively symmetric. Suitable for moderate risk tolerance with conviction in thesis.

Analyst Conviction

Low

Bearish or uncertain outlook. Limited upside or poor consensus suggests challenges ahead or fundamental concerns.

Market Sentiment Insight

Consensus overvaluation: Analysts agree the stock is richly valued with limited upside. Consider booking profits or defensive positioning unless you have contrarian conviction in unrecognized catalysts.

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ALLETE, Inc. Insider Positioning

ALE ยท NYSE

During the last 12 months, there has been no insider trading activity reported for ALE.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Neutral

No insider trading activity reported. This could indicate blackout periods, lack of conviction, or regulatory restrictions.

Insider Participation

No Activity

No insider trading activity reported from any insiders in the past year.

1.10%
Dividend Yield
-3%
3Y-15.0%
5Y-8.0%
10Y+15.0%
ย 

ale Dividend History

ALE
10Y CAGR +4%
Latest $0.73
Annual $3.6
5 year growth trend
Last Period: +0%