WTBA - NASDAQ
West Bancorporation, Inc.
$23.23
-3.1%West Bancorporation, Inc. operates as the financial holding company for West Bank that provides community banking and trust services to individuals and small- to medium-sized businesses in the United States. It accepts various deposit products, including checking, savings, and money market accounts, as well as time certificates of deposit. The company also provides loan products comprising commercial real estate loans, construction and land development loans, commercial lines of credit, and commercial term loans; consumer loans, including loans extended to individuals for household, family, and other personal expenditures not secured by real estate; and 1-4 family residential mortgages and home equity loans. In addition, it offers trust services, including the administration of estates, conservatorships, personal trusts, and agency accounts. Further, the company provides internet and mobile banking services; treasury management services comprising cash management, client-generated automated clearing house transaction, remote deposit, and fraud protection services; and merchant credit card processing services and corporate credit cards. It has seven offices in the Des Moines area; one office in Coralville and Iowa; and one office each in Rochester, Owatonna, Mankato, and St. Cloud, Minnesota. West Bancorporation, Inc. was founded in 1893 and is headquartered in West Des Moines, Iowa.
At a Glance
Live SnapshotWest Bancorporation, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
West Bancorporation, Inc. Cash Flow Statement
WTBA • NASDAQ
| West Bancorporation, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
32.6M | 24.1M | 24.1M | 46.4M | 49.6M | 32.7M | 28.7M | 28.5M | 23.1M | 23M | 21.7M | 20M | 16.9M | 16M | 15.3M | 13.4M | -14.6M | 7.6M | 18.9M | 19.4M | |
0.0 | 6.9M | 5.1M | 4.5M | 3.6M | 3.4M | 5.1M | 6.4M | 5.5M | 5.3M | 4.8M | 4.6M | 5.6M | 5M | 3.8M | 2.3M | 1.5M | 1.2M | 2.3M | 1.3M | |
0.0 | 3M | 447K | 1.6M | 82K | -3M | -33K | -359K | 2.8M | 89K | 82K | 535K | 1.1M | 639K | 731K | 639K | -7.3M | -3.1M | 2K | 131K | |
0.0 | 2.5M | 3.1M | 3.4M | 2.6M | 2.3M | 3M | 2.7M | 2.6M | 1.7M | 1.2M | 633K | 378K | 118K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
13.4M | 1M | -604K | -3.5M | -2.5M | 11.3M | -264K | -285K | -1.3M | -156K | 902K | 1.8M | 860K | 1.2M | 2.3M | 2.1M | 48.3M | 21.9M | 1.3M | 808K | |
(5.6M) | (1.5M) | (5.7M) | (10.6M) | (13.4M) | (11.2M) | (5.9M) | (7.3M) | (9.3M) | (7.9M) | (6.7M) | (7M) | (6.8M) | (4.7M) | (4.8M) | (2M) | (0.0) | (0.0) | (0.0) | (0.0) | |
475K | 2.3M | -7M | 7.1M | 4.5M | -4.4M | 512K | -2.2M | -3.4M | 329K | 2.5M | -1.3M | -1.5M | 1.3M | 4M | 6.7M | -10.3M | 417K | 1.3M | 3.4M | |
46.5M | 39.8M | 25.2M | 59.4M | 57.9M | 42.3M | 37M | 34.7M | 29.4M | 30.2M | 31M | 26.3M | 23.4M | 24.3M | 26M | 25.1M | 17.6M | 28M | 23.9M | 25M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -26.1M | -36.4M | -21.3M | -8.7M | -2.3M | -1M | -210K | -1.1M | -12.8M | -2.5M | -5.3M | -2.2M | -1M | -981K | -368K | -1.3M | -547K | -740K | -541K | |
(0.0) | (0.0) | (0.0) | -120.1M | -481.1M | -232.4M | -180.2M | -96.2M | -341M | -3.5M | -116.8M | -67.8M | -143.4M | -98.2M | -109.3M | -214.7M | -352.8M | -77.3M | -15.5M | -22.2M | |
0.0 | 68.2M | 53.7M | 80M | 126.1M | 215.9M | 245.5M | 121.3M | 156.4M | 61.4M | 66.6M | 93M | 74.2M | 87.6M | 84.7M | 302M | 193M | 117.1M | 40.9M | 35.7M | |
93.3M | -69.4M | -186M | -296.4M | -173.4M | -348.3M | -219.7M | -213.7M | -108.3M | -150.5M | -53.7M | -196.7M | -63.8M | -87.8M | 53.3M | 131.8M | 40.1M | -133.9M | -83.6M | -42.4M | |
(93.3M) | -27.3M | -168.7M | -357.8M | -537.2M | -367.2M | -155.5M | -188.7M | -294M | -105.4M | -106.4M | -176.7M | -135.1M | -99.5M | (27.8M) | (216.5M) | -121.1M | -94.6M | -58.9M | -29.4M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-1.1M | -1.1M | -935K | -1.5M | -1.2M | -749K | -861K | -1.1M | -631K | -394K | -225K | -189K | -15.8M | 0.0 | 0.0 | 0.0 | 0.0 | -789K | -974K | 0.0 | |
-5M | -50M | 156.3M | 88.7M | -20M | -6.4M | 35.9M | 64.1M | -7.2M | -3.3M | -4.3M | 62.7M | 15.2M | -11.2M | -2.9M | -19.6M | 2.3M | 19.6M | 75.9M | 29.9M | |
-16.9M | -16.8M | -16.7M | -16.6M | -15.5M | -13.8M | -13.6M | -12.7M | -11.5M | -10.8M | -10M | -7.8M | -7M | -6.3M | -4.1M | -2.7M | -3.1M | -11.1M | -11.2M | -11M | |
-1.1M | -1.1M | -935K | -1.5M | -1.2M | -749K | -861K | -1.1M | -631K | -394K | -225K | -189K | -15.8M | (0.0) | -36M | (0.0) | (0.0) | -789K | (0.0) | (0.0) | |
110.9M | 233.5M | 43.6M | 61.5M | 312.5M | 689M | 102.9M | 103.2M | 255.1M | 93.8M | 122.7M | 93.1M | -9.7M | 177.2M | -11.7M | -262.8M | 38.9M | 169.9M | -14.4M | -19.6M | |
87.8M | 165.7M | 182.3M | 132.1M | 275.7M | 668M | 124.3M | 153.5M | 235.7M | 79.3M | 108.2M | 147.8M | -17.3M | 159.5M | -54.6M | -285.1M | 38M | 213.7M | 49.3M | -626K | |
CASH FLOW SUMMARY | ||||||||||||||||||||
227.6M | 178.1M | 38.8M | -166.3M | -203.6M | 343.1M | 5.8M | -475K | -28.9M | 4.2M | 32.9M | -2.6M | -129M | 84.4M | -850K | -43.5M | -65.5M | 147M | 14.3M | -5M | |
243.5M | 65.4M | 26.5M | 192.8M | 396.4M | 53.3M | 47.5M | 47.9M | 76.8M | 72.7M | 39.8M | 42.4M | 171.5M | 87.1M | 88M | 131.5M | 197M | 49.9M | 35.7M | 40.7M | |
471.1M | 243.5M | 65.4M | 26.5M | 192.8M | 396.4M | 53.3M | 47.5M | 47.9M | 76.8M | 72.7M | 39.8M | 42.4M | 171.5M | 87.1M | 88M | 131.5M | 197M | 49.9M | 35.7M | |
43.2M | 13.7M | -11.1M | 38.1M | 49.1M | 40M | 35.9M | 34.5M | 28.3M | 17.4M | 28.5M | 21M | 21.2M | 23.3M | 25M | 24.7M | 16.3M | 27.5M | 23.2M | 24.5M |
SEC Filings
WTBA - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | April 24, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | April 23, 2026 | March 31, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | March 03, 2026 | December 31, 2025 | 2025 | |
S-3 S-3 N/A | February 27, 2026 | February 27, 2026 | ||
10-K 10-K 2025 FY FY | February 26, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 29, 2026 | 2026 | |
8-K 8-K 2025 N/A | October 23, 2025 | October 23, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | October 23, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 17, 2025 | October 14, 2025 | 2025 |
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