$12.69
+0.32%Winchester Bancorp, Inc. operates as the bank holding company for Winchester Savings Bank, offering a range of banking products and services in Massachusetts. The company provides various deposit accounts, including checking, savings, money market, and certificates of deposit. It also offers loans such as residential and commercial real estate loans, construction loans, home equity loans and lines of credit, commercial business loans, and consumer loans. Additionally, the company invests in securities.
Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation
Base year metrics used for projections
Forecast period and terminal assumptions
Calculation flow from present value to intrinsic value per share
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $4.9M | $9.9M | $19.7M | $39.4M | $78.9M | $157.8M | $315.5M | $631.0M | $1.3B | $2.5B |
| Maintenance CapEx | -$113.6K | -$227.2K | -$454.4K | -$908.8K | -$1.8M | -$3.6M | -$7.3M | -$14.5M | -$29.1M | -$58.2M |
| Owner Earnings | $4.8M | $9.6M | $19.3M | $38.5M | $77.1M | $154.1M | $308.2M | $616.5M | $1.2B | $2.5B |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $4.5M | $8.3M | $15.3M | $28.3M | $52.4M | $97.1M | $179.9M | $333.1M | $616.8M | $1.1B |
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