Western New England Bancorp, Inc.

Western New England Bancorp, Inc.

WNEBยทNASDAQ

$12.81

-2.7%
Financial ServicesBanks - Regional

Western New England Bancorp, Inc. operates as the holding company for Westfield Bank that provides a range of commercial and retail banking products and services to individuals and businesses. The company accepts various deposit accounts, including checking, business and municipal savings, money market and sweep, individual retirement, and other savings accounts; time deposits; certificates of deposit; and interest on lawyers trust accounts. It also offers residential and commercial real estate, commercial construction, working capital, equipment financing and term, home equity, and consumer loans; commercial and industrial loans, such as revolving lines of credit. In addition, the company provides automated teller machine (ATM), telephone and online banking, remote deposit capture, cash management, overdraft and safe deposit facility, and night deposit services. As of December 31, 2021, it operated through a network of 25 banking offices, 23 free-standing ATMs, and 35 seasonal or temporary ATMS located in Agawam, Chicopee, Feeding Hills, East Longmeadow, Holyoke, Huntington, Ludlow, South Hadley, Southwick, Springfield, Ware, West Springfield and Westfield, Massachusetts and Bloomfield, Enfield, Granby, and West Hartford, Connecticut. The company was formerly known as Westfield Financial, Inc. and changed its name to Western New England Bancorp, Inc. in October 2016. Western New England Bancorp, Inc. was founded in 1853 and is headquartered in Westfield, Massachusetts.

At a Glance

Live Snapshot
Market Cap$257.80M
EPS0.7600
P/E Ratio16.86
Earnings Date07/28/2026
3Y+7.0%
5Y+16.0%
10Y+32.0%
3Y+7.0%
5Y+16.0%
10Y+35.0%
3Y+9.0%
5Y+9.0%
10Y+4.0%
wneb

Western New England Bancorp, Inc. Funding & Solvency Profile

WNEB ยท NASDAQ
Cash & Cash Equivalents38.15M
Net Receivables8.78M
Inventory0.00
Other Current Assets0.00
Total Current Assets52 M
Property, Plant & Equipment23.34M
Goodwill & Intangible Assets13.55M
Long-Term Investments2.52B
Other Non-Current Assets111.41M
Total Non-Current Assets3 B
Total Assets
2.74B

Financial Health Analysis

Current Ratio

0.02x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

10.05x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-2322249000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

2% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Western New England Bancorp, Inc. Balance Sheet

WNEB โ€ข NASDAQ

Western New England Bancorp, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
38.1M
57.2M
25.8M
28.7M
98.6M
84.5M
23.1M
25.5M
26.8M
65.8M
13.6M
18.5M
19.2M
11.3M
21M
11.6M
28.7M
56.5M
16.6M
56.8M
5M
160.7M
137.1M
147M
194.4M
201.9M
227.7M
253.7M
288.4M
300.1M
182.6M
215.8M
243.2M
621.5M
617.5M
0.0
0.0
0.0
0.0
0.0
43.1M
217.9M
163M
175.7M
292.9M
286.3M
250.8M
279.3M
315.2M
366M
196.2M
234.3M
262.4M
632.8M
638.5M
11.6M
28.7M
56.5M
16.6M
56.8M
8.8M
8.5M
8.5M
8.1M
7.8M
8.5M
5.3M
5.7M
5.9M
5.8M
3.9M
4.2M
4.2M
4.6M
4M
4.3M
5.2M
5.3M
5.8M
4.5M
8.8M
8.5M
8.5M
8.1M
7.8M
8.5M
5.3M
5.7M
5.9M
5.8M
3.9M
4.2M
4.2M
4.6M
4M
4.3M
5.2M
5.3M
5.8M
4.5M
51.9M
226.4M
171.5M
183.8M
300.7M
294.8M
256.1M
284.9M
321.2M
371.7M
200.1M
238.5M
266.6M
637.4M
642.5M
15.9M
33.9M
61.8M
22.4M
61.4M
NON-CURRENT ASSETS
23.3M
24.4M
25.6M
25M
26.2M
25.1M
23.8M
24.6M
23.5M
20.9M
13.6M
11.7M
11M
11.1M
11M
11.6M
12.2M
12.1M
12.7M
12.2M
12.5M
12.5M
12.5M
12.5M
12.5M
12.5M
12.5M
12.5M
12.5M
13.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.1M
1.4M
1.8M
2.2M
2.6M
2.9M
3.3M
3.7M
4.1M
4.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
13.6M
13.9M
14.3M
14.7M
15.1M
15.4M
15.8M
16.2M
16.6M
18.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.5B
2.3B
2.2B
2.2B
2.1B
1.9B
1.8B
1.7B
1.6B
1.6B
1B
994.8M
925M
587.1M
546.4M
1.1B
1.1B
977.9M
937.8M
794.2M
12.7M
14M
13.6M
15M
12.1M
12.6M
9.2M
9.9M
8.8M
16.2M
10.9M
8.8M
6.3M
123K
1.9M
8.8M
7M
10.5M
0.0
0.0
111.4M
118.3M
109M
106.8M
105.3M
99.8M
108M
92M
93.2M
92.6M
67.8M
66.3M
67.9M
65.7M
61.5M
56.7M
55M
46.8M
67M
129M
2.7B
2.4B
2.4B
2.4B
2.2B
2.1B
1.9B
1.8B
1.8B
1.7B
1.1B
1.1B
1B
664.1M
620.7M
1.2B
1.2B
1B
1B
935.5M
2.7B
2.7B
2.6B
2.6B
2.5B
2.4B
2.2B
2.1B
2.1B
2.1B
1.3B
1.3B
1.3B
1.3B
1.3B
1.2B
1.2B
1.1B
1B
996.8M
LIABILITIES
CURRENT LIABILITIES
13.3M
5.4M
16.1M
41.4M
0.0
0.0
35M
59.3M
144.7M
172.4M
128.4M
94M
48.2M
69.9M
53M
62.9M
74.5M
49.8M
35.3M
27.9M
2.4B
2.3B
2.1B
2.2B
2.3B
2B
1.7B
1.6B
1.5B
1.5B
900.4M
834.2M
817.1M
753.4M
733M
700.3M
648M
588M
602.7M
627.5M
2.4B
2.3B
2.2B
2.3B
2.3B
2B
1.7B
1.7B
1.7B
1.7B
1B
928.2M
865.3M
823.3M
785.9M
763.3M
722.5M
637.9M
637.9M
655.4M
NON-CURRENT LIABILITIES
92.8M
117.8M
140.4M
20.9M
22.3M
57.9M
205.5M
208M
164.8M
124.8M
153.4M
232.5M
248.4M
278.9M
247.3M
238.2M
213.8M
173.3M
105M
45M
21.9M
31.4M
27M
33.4M
35.6M
38M
31.1M
18.5M
20.3M
22.4M
18.3M
16.9M
9M
10.1M
11M
16.8M
7.8M
38M
10.3M
7M
114.7M
149.1M
167.3M
54.2M
57.8M
95.8M
236.6M
226.6M
185.1M
147.2M
171.7M
249.3M
257.4M
288.9M
258.3M
255M
221.6M
211.3M
115.3M
52M
0.0
0.0
0.0
0.0
0.0
0.0
5.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.5B
2.4B
2.3B
2.3B
2.3B
2.1B
1.9B
1.9B
1.8B
1.8B
1.2B
1.2B
1.1B
1.1B
1B
1B
944.1M
849.1M
753.3M
707.4M
SHAREHOLDERS' EQUITY
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-4.8M
204K
209K
217K
222K
227K
253K
266K
284K
305K
304K
183K
187K
201K
228K
269K
282K
298K
313K
319K
274K
114.5M
119.3M
125.4M
128.9M
132.8M
154.5M
164.2M
182.1M
203.5M
206M
108.2M
111.7M
121.9M
144.7M
173.6M
181.8M
193.6M
204.9M
209.5M
201.7M
152.3M
142.7M
137M
128M
107.4M
88.4M
82.2M
74.1M
62.6M
51.7M
49.3M
45.7M
43.2M
42.4M
47.7M
56.5M
69.3M
78.9M
92.7M
93.4M
-16.7M
-23.3M
-21.7M
-25M
-12.3M
-11.3M
-9M
-13.4M
-12.6M
-12.7M
-11M
-7.5M
-3M
10.7M
7.7M
-5.5M
-2.3M
-8.9M
-16M
-1.1M
-2.7M
-3.1M
-3.5M
-3.9M
-4.4M
-5.2M
-5.7M
-6M
-6.6M
-7M
-7.3M
-7.6M
-8.2M
-8.8M
-10.3M
-11.9M
-13.5M
-15.3M
0.0
0.0
247.6M
235.9M
237.4M
228.1M
223.7M
226.6M
232M
237M
247.3M
238.4M
139.5M
142.5M
154.1M
189.2M
219M
221.2M
247.3M
259.9M
286.5M
289.4M
247.6M
235.9M
237.4M
228.1M
223.7M
226.6M
232M
237M
247.3M
238.4M
139.5M
142.5M
154.1M
189.2M
219M
221.2M
247.3M
259.9M
286.5M
289.4M
SUMMARY
2.7B
2.7B
2.6B
2.6B
2.5B
2.4B
2.2B
2.1B
2.1B
2.1B
1.3B
1.3B
1.3B
1.3B
1.3B
1.2B
1.2B
1.1B
1B
996.8M
2.5B
2.4B
2.4B
2.4B
2.3B
2.1B
2B
1.9B
1.9B
1.9B
1.2B
1.2B
1.2B
1.2B
1.2B
1.1B
1.1B
977.9M
937.8M
794.2M
106.1M
123.1M
156.5M
62.2M
22.3M
57.9M
240.5M
267.3M
309.4M
297.2M
281.8M
326.5M
296.6M
348.8M
300.3M
301.1M
288.3M
223.1M
140.3M
72.9M
67.9M
66M
130.6M
33.5M
-76.3M
-26.6M
217.4M
241.7M
282.6M
231.3M
268.2M
308M
277.4M
337.5M
279.3M
289.5M
259.6M
166.6M
123.7M
16.1M
20,491,966
20,491,966
20,491,966
20,491,966
20,491,966
20,491,966
20,491,966
20,491,966
20,491,966
20,491,966
20,491,966
20,491,966
20,491,966
20,491,966
20,491,966
20,491,966
20,491,966
20,491,966
20,491,966
20,491,966

SEC Filings

WNEB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 14, 2026
May 14, 2026
2026
8-K

8-K 2026

N/A

May 14, 2026
May 14, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 03, 2026
May 14, 2026
2026
10-K/A

10-K/A 2025 FY (Amended)

FY

March 16, 2026
December 31, 2025
2025
10-K

10-K 2025 FY

FY

March 10, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 27, 2026
February 24, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 07, 2025
September 30, 2025
2025
Showing 1 to 10 of 374 filings