Waystar Holding Corp.

Waystar Holding Corp.

WAYยทNASDAQ

$19.52

-11%
TechnologyInformation Technology Services

Waystar Holding Corp. develops a cloud-based software solution for healthcare payments. Its platform offers financial clearance, patient financial care, claim and payment management, denial prevention and recovery, revenue capture, and analytics and reporting solutions. The company primarily serves healthcare industry. Waystar Holding Corp. was founded in 2017 and is based in Lehi, Utah.

At a Glance

Live Snapshot
Market Cap$3.75B
EPS0.6300
P/E Ratio30.99
Earnings Date07/29/2026

Intrinsic Alpha Methodology

Thesis Lenses

Signal ยท Driver ยท Risk

Signal

High confidence

Valuation multiple is elevated (P/E 31.0).

Valuation inputs: P/E 31.0, earnings yield +3.2%, momentum -10.9%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is soft (ROE +2.9%, ROIC +3.0%).

Profitability stack: net margin +10.2%, ROE +2.9%, ROIC +3.0%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Risk profile is balanced but has notable pressure points to monitor.

Risk factors: liabilities/assets +34.9%, momentum -10.9%, net margin +10.2%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

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Waystar Holding Corp. Market vs Earnings Trajectory

WAY ยท NASDAQ

Loading price and EPS data...

Waystar Holding Corp.

Waystar Holding Corp. Fair Value Envelope

WAY ยท NASDAQ

Our analysis suggests that WAY has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $19.525, this represents a potential HIDDEN relative to our calculated worth for Waystar Holding Corp..

Intrinsic Value
Current Price: $19.525
3Y-303.0%
5Y-325.0%
10Y-325.0%
3Y+56.0%
5Y+90.0%
10Y+90.0%
3Y-318.0%
5Y-338.0%
10Y-338.0%
3Y+202.0%
5Y+191.0%
10Y+191.0%
3Y+232.0%
5Y+208.0%
10Y+208.0%
3Y+27.0%
5Y+25.0%
10Y+25.0%
Waystar Holding Corp.

Waystar Holding Corp. Profit Bridge

WAY ยท NASDAQ
Revenue1.10B
Cost of Goods Sold (388.60M)
Gross Profit710.67M
Operating Expenses (444.48M)
Operating Income266.20M
Interest Expense (79.07M)
Other Income/Expense-94.44M
Pretax Income171.76M
Income Tax (59.67M)
Net Income112.09M
Net Income
112.09M

Profitability Analysis

Gross Margin

64.6%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

24.2%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

10.2%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

34.7%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

64.65%
Gross Profit Margin
-3%
3Y-7.0%
5Y-12.0%
10Y-12.0%
24.22%
Operating Profit Margin
85%
3Y+91.0%
5Y+132.0%
10Y+132.0%
10.20%
Net Profit Margin
-603%
3Y-240.0%
5Y-225.0%
10Y-225.0%
2.89%
Return on Equity
-565%
3Y-218.0%
5Y-230.0%
10Y-230.0%
1.88%
Return on Assets
-551%
3Y-272.0%
5Y-291.0%
10Y-291.0%
3.02%
Return on Invested Capital
28%
3Y+99.0%
5Y+232.0%
10Y+232.0%
WAY

Waystar Holding Corp. Cash Conversion Engine

WAY ยท NASDAQ
Net Income112.09M
Depreciation & Amortization140.55M
Stock-Based Compensation42.07M
Change in Working Capital-38.09M
Others7.83M
Capital Expenditures-26.48M
Free Cash Flow283.19M

Cash Flow Quality Analysis

FCF Conversion Rate

252.6%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

8.6%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+98.7%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$38.09M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

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Waystar Holding Corp. Funding & Solvency Profile

WAY ยท NASDAQ
Cash & Cash Equivalents34.34M
Net Receivables172.53M
Inventory0.00
Other Current Assets55.15M
Total Current Assets387 M
Property, Plant & Equipment72.73M
Goodwill & Intangible Assets5.27B
Long-Term Investments0.00
Other Non-Current Assets106.50M
Total Non-Current Assets179 M
Total Assets
5.84B

Financial Health Analysis

Current Ratio

1.76x

Strong liquidity. The company has adequate resources to meet short-term liabilities.

Debt-to-Equity Ratio

0.48x

Conservative capital structure. The company relies primarily on equity financing, indicating low financial risk.

Working Capital

167 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

7% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Strong financial foundation: Excellent liquidity combined with conservative leverage suggests the company is well-positioned to weather economic uncertainties and fund growth opportunities.

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Waystar Holding Corp. Street Expectations Map

WAY ยท NASDAQ

Wall Street analysts project that WAY stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 35.62, with estimates ranging from a low of 27.00 to a high of 43.00.

Lowest Target
27.00
38.28%
Consensus Target
35.62
82.43%
Highest Target
43.00
120.23%

The consensus 1-year price target stands at 35.62, with estimates ranging from a low of 27.00 to a high of 43.00.

Analyst Consensus Analysis

Upside Potential

+82.4%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

44.9% spread

Mixed analyst views. Wide target range suggests differing opinions on key value drivers, growth prospects, or risk factors.

Analyst Conviction

Moderate

Neutral sentiment. Fair value pricing with moderate agreement suggests wait-and-see approach or catalyst-driven opportunity.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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Waystar Holding Corp. Insider Positioning

WAY ยท NASDAQ

During the last 12 months, insiders have purchased $189K and sold $897.14M worth of WAY shares, resulting in $896.96M of net selling activity.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

7.2K

188.99K

Sold

58.5K

1.79M

Net Activity

-1.6M

-$1.60M

6-9 Months

Bought

0

0.00

Sold

22.5M

882.17M

Net Activity

-882.2M

-$882.17M

9-12 Months

Bought

0

0.00

Sold

347.4K

13.19M

Net Activity

-13.2M

-$13.19M

Top Buyers

1
MH

Miller Heidi

Director

7.2K sharesโ€ข1 transactions

$189K

Top Sellers

1
DLSR

Derby Luxco S.A R.L.

10 Percent Owner

7.8M sharesโ€ข1 transactions

$304.51M

2
CPPIB

Canada Pension Plan Investment Board

10 Percent Owner

5.9M sharesโ€ข1 transactions

$232.86M

3
MPG

Moskowitz Paul G

Director, 10 Percent Owner:

4.3M sharesโ€ข1 transactions

$168.41M

4
BCIL

Bain Capital Investors Llc

10 Percent Owner

4.3M sharesโ€ข1 transactions

$168.41M

5
BTC

Bridge T. Craig

Officer: Chief Transformation Officer

185.9K sharesโ€ข3 transactions

$7.21M

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $896.96M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

5 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.

No Dividend Yield Data

WAY has not reported any dividend yield values in the available annual periods.

ย 

way Dividend History

WAY
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%