Westamerica Bancorporation

Westamerica Bancorporation

WABC·NASDAQ

$54.98

-1.5%
Financial ServicesBanks - Regional

Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, and consumer installment loans, as well as indirect automobile loans. It operates through 78 branch offices in 21 counties in Northern and Central California. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. The company was incorporated in 1972 and is headquartered in San Rafael, California.

At a Glance

Live Snapshot
Market Cap$1.29B
EPS4.5300
P/E Ratio12.14
Earnings Date07/16/2026
2.03%
Return on Invested Capital
-84%
3Y-88.0%
5Y-73.0%
10Y-77.0%
12.44%
Return on Equity
-20%
3Y-39.0%
5Y+31.0%
10Y+19.0%
1.95%
Return on Assets
-15%
3Y+11.0%
5Y+64.0%
10Y+78.0%
Westamerica Bancorporation

Westamerica Bancorporation Management Team

WABC · NASDAQ
MD

Mr. David L. Payne

Chairman, President & Chief Executive Officer

Compensation

$786,658

Born 1955(Age 71)
male
MD

Ms. Diane Cunningham

Corporate Executive Secretary

female
RJ

Robert James Baker Jr.

Regional Vice President & Senior Regional Mkt Manager

MR

Mr. Robert James Baker Jr.

Senior Vice President & Banking Division Manager

Compensation

$229,110

Born 1965(Age 61)
male
MR

Mr. Russell W. Rizzardi

Senior Vice President & Chief Credit Administrator of Westamerica Bank

Compensation

$178,533

Born 1955(Age 71)
male
MA

Ms. Anela M. Jonas

Senior Vice President & Chief Financial Officer

Compensation

$266,555

Born 1974(Age 52)
female
MB

Mr. Brian J. Donohoe

Senior Vice President & Chief Information Officer

Compensation

$255,801

Born 1981(Age 45)
male
MG

Mr. George S. Ensinger

Senior Vice President & Human Resources Division Manager

Compensation

$167,594

Born 1954(Age 72)
male
CB

Curtis Belton

Senior Vice President & Risk Officer

MK

Mr. Kris Irvine

Vice President & Corporate Secretary

male
wabc

Westamerica Bancorporation Insider Positioning

WABC · NASDAQ

During the last 12 months, insiders have purchased $3K and sold $649K worth of WABC shares, resulting in $646K of net selling activity.

3 Months

Bought

61

3.28K

Sold

759

40.86K

Net Activity

-38K

-$38K

3-6 Months

Bought

0

0.00

Sold

4.5K

232.11K

Net Activity

-232K

-$232K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

7.6K

376.08K

Net Activity

-376K

-$376K

Top Buyers

1
WI

Wondeh Inez

Director

61 shares1 transactions

$3K

Top Sellers

1
TJA

Thorson John A

Officer: Svp/Treasurer

7.6K shares4 transactions

$376K

2
SJJI

Sousa John Joseph Iii

Officer: Svp/Treasurer

4.5K shares1 transactions

$232K

3
BRJJ

Baker Robert James Jr

Officer: Svp/Banking Division Manager

759 shares1 transactions

$41K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $646K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.01:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$38K

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

High Selling

3 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

SEC Filings

WABC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

March 13, 2026
March 13, 2026
2026
DEF 14A

DEF 14A 2025

N/A

March 14, 2025
April 24, 2025
2025
DEF 14A

DEF 14A 2024

N/A

March 15, 2024
April 25, 2024
2024
DEF 14A

DEF 14A

N/A

March 17, 2023
March 17, 2023
 
DEF 14A

DEF 14A 2022

N/A

March 18, 2022
April 28, 2022
2022
DEF 14A

DEF 14A 2021

N/A

March 12, 2021
April 22, 2021
2021
DEF 14A

DEF 14A 2020

N/A

March 09, 2020
April 23, 2020
2020
DEF 14A

DEF 14A 2019

N/A

March 11, 2019
April 25, 2019
2019
DEF 14A

DEF 14A 2018

N/A

March 12, 2018
April 26, 2018
2018
DEF 14A

DEF 14A 2017

N/A

March 13, 2017
April 27, 2017
2017
Showing 1 to 10 of 33 filings