Verisk Analytics, Inc.

Verisk Analytics, Inc.

VRSKยทNASDAQ

$178.33

-0.43%
TechnologySoftware - Services

Verisk Analytics, Inc. provides data analytics solutions in the United States and internationally. The company provides predictive analytics and decision support solutions to customers in rating, underwriting, claims, catastrophe and weather risk, global risk analytics, natural resources intelligence, economic forecasting, commercial banking and finance, and various other fields. It operates in three segments: Insurance, Energy and Specialized Markets, and Financial Services. The Insurance segment focuses on the prediction of loss, selection and pricing of risk, and compliance with their reporting requirements for property and casualty customers, as well as develops machine learned and artificially intelligent models to forecast scenarios and produce standard and customized analytics that help its customers to manage their businesses, including detecting fraud before and after a loss event, and quantifying losses. The Energy and Specialized Markets segment provides data analytics for the natural resources value chain, including energy, chemicals, metals, mining, power, and renewables sectors; research and consulting services focusing on supporting customer capital allocation decisions, asset valuation and benchmarking, commodity markets, and corporate analysis; and consultancy services in the areas of business environment, business improvement, business strategies, commercial advisory, and transaction support, as well as analysis and advice on assets, companies, governments, and markets. The Financial Services segment offers benchmarking, decisioning algorithms, business intelligence, and customized analytic services to financial institutions, payment networks and processors, alternative lenders, regulators, and merchants. The company was founded in 1971 and is headquartered in Jersey City, New Jersey.

At a Glance

Live Snapshot
Market Cap$23.37B
EPS6.5100
P/E Ratio27.39
Earnings Date07/29/2026

Intrinsic Alpha Methodology

Thesis Lenses

Signal ยท Driver ยท Risk

Signal

High confidence

Valuation multiple is elevated (P/E 27.4).

Valuation inputs: P/E 27.4, earnings yield +3.7%, momentum -0.4%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is acceptable (ROE +2.9%, ROIC +19.6%).

Profitability stack: net margin +29.6%, ROE +2.9%, ROIC +19.6%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Risk profile is balanced but has notable pressure points to monitor.

Risk factors: liabilities/assets +95.0%, momentum -0.4%, net margin +29.6%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

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Verisk Analytics, Inc. Market vs Earnings Trajectory

VRSK ยท NASDAQ

Loading price and EPS data...

Verisk Analytics, Inc.

Verisk Analytics, Inc. Fair Value Envelope

VRSK ยท NASDAQ

Our analysis suggests that VRSK has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $178.33, this represents a potential HIDDEN relative to our calculated worth for Verisk Analytics, Inc..

Intrinsic Value
Current Price: $178.33
3Y+8.0%
5Y+49.0%
10Y+85.0%
3Y+23.0%
5Y+35.0%
10Y+54.0%
3Y-5.0%
5Y+27.0%
10Y+54.0%
3Y+36.0%
5Y+34.0%
10Y+149.0%
3Y+52.0%
5Y+45.0%
10Y+183.0%
3Y-11.0%
5Y-18.0%
10Y+34.0%
Verisk Analytics, Inc.

Verisk Analytics, Inc. Profit Bridge

VRSK ยท NASDAQ
Revenue3.07B
Cost of Goods Sold (1.00B)
Gross Profit2.07B
Operating Expenses (698.50M)
Operating Income1.37B
Interest Expense (170.90M)
Other Income/Expense-198.50M
Pretax Income1.17B
Income Tax (263.00M)
Net Income908.30M
Net Income
908.30M

Profitability Analysis

Gross Margin

67.3%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

44.6%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

29.6%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

22.5%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

67.31%
Gross Profit Margin
-2%
3Y+1.0%
5Y+3.0%
10Y+5.0%
44.58%
Operating Profit Margin
2%
3Y-21.0%
5Y+6.0%
10Y+16.0%
29.56%
Net Profit Margin
-11%
3Y-23.0%
5Y-6.0%
10Y-
293.95%
Return on Equity
-69%
3Y+439.0%
5Y+1013.0%
10Y+562.0%
14.66%
Return on Assets
-35%
3Y+7.0%
5Y+56.0%
10Y+15.0%
19.56%
Return on Invested Capital
-28%
3Y+2.0%
5Y+71.0%
10Y+52.0%
VRSK

Verisk Analytics, Inc. Cash Conversion Engine

VRSK ยท NASDAQ
Net Income908.30M
Depreciation & Amortization326.70M
Stock-Based Compensation54.20M
Change in Working Capital36.10M
Others69.40M
Capital Expenditures-244.10M
Free Cash Flow1.19B

Cash Flow Quality Analysis

FCF Conversion Rate

131.2%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

17.0%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+29.5%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$36.10M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

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Verisk Analytics, Inc. Funding & Solvency Profile

VRSK ยท NASDAQ
Cash & Cash Equivalents524.50M
Net Receivables554.30M
Inventory0.00
Other Current Assets39.20M
Total Current Assets1 B
Property, Plant & Equipment710.90M
Goodwill & Intangible Assets2.19B
Long-Term Investments229.60M
Other Non-Current Assets227.80M
Total Non-Current Assets1 B
Total Assets
4.60B

Financial Health Analysis

Current Ratio

1.02x

Acceptable liquidity, but monitor closely. Current assets just barely cover current liabilities.

Working Capital

21 M

Positive working capital, but relatively tight. The company should monitor cash flow carefully.

Asset Composition

26% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

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Verisk Analytics, Inc. Street Expectations Map

VRSK ยท NASDAQ

Wall Street analysts project that VRSK stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 231.25, with estimates ranging from a low of 223.00 to a high of 260.00.

Lowest Target
223.00
25.05%
Consensus Target
231.25
29.68%
Highest Target
260.00
45.80%

The consensus 1-year price target stands at 231.25, with estimates ranging from a low of 223.00 to a high of 260.00.

Analyst Consensus Analysis

Upside Potential

+29.7%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

16.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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Verisk Analytics, Inc. Insider Positioning

VRSK ยท NASDAQ

During the last 12 months, insiders have purchased $1.02M and sold $9.36M worth of VRSK shares, resulting in $8.34M of net selling activity.

3 Months

Bought

0

0.00

Sold

5.9K

1.02M

Net Activity

-1.0M

-$1.02M

3-6 Months

Bought

2.5K

449.28K

Sold

300

65.86K

Net Activity

+383K

+$383K

6-9 Months

Bought

1.4K

314.66K

Sold

3.1K

694.95K

Net Activity

-380K

-$380K

9-12 Months

Bought

1.0K

259.80K

Sold

26.3K

7.58M

Net Activity

-7.3M

-$7.32M

Top Buyers

1
PCJ

Perry Christopher John

Director

2.0K sharesโ€ข2 transactions

$440K

2
HG

Hendrick Gregory

Director

1.0K sharesโ€ข2 transactions

$198K

3
SKS

Stevenson Kimberly S

Director

1.0K sharesโ€ข1 transactions

$179K

4
DJJ

Dailey Jeffrey J

Director

500 sharesโ€ข1 transactions

$109K

5
PSR

Purtill Sabra R.

Director

450 sharesโ€ข1 transactions

$98K

Top Sellers

1
DN

Daffan Nicholas

Officer: Chief Information Officer

21.7K sharesโ€ข4 transactions

$6.26M

2
SL

Shavel Lee

Director, Officer: Chief Executive Officer

4.4K sharesโ€ข4 transactions

$1.07M

3
HBE

Hansen Bruce Edward

Director

4.7K sharesโ€ข2 transactions

$809K

4
ME

Mann Elizabeth

Officer: Chief Financial Officer

3.3K sharesโ€ข10 transactions

$758K

5
LSG

Liss Samuel G

Director

1.2K sharesโ€ข1 transactions

$362K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $8.34M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.11:1

Weak buy/sell ratio. Selling significantly exceeds buyingโ€”monitor for potential fundamental concerns.

Recent Trend (3 Months)

$1.02M

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

Balanced

5 insider buyers and 5 sellers. Equal participation suggests mixed or neutral insider views.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

0.26%
Dividend Yield
27%
3Y+52.0%
5Y+56.0%
10Y-
ย 

vrsk Dividend History

VRSK
10Y CAGR +7%
Latest $0.5
Annual $1.9
5 year growth trend
Last Period: +0%