VLY - NASDAQ

Valley National Bancorp

VLY·NASDAQ

$13.41

-1.3%

Financial ServicesBanks - Regional

Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, retail, insurance, and wealth management financial services products. It operates through Commercial Lending, Consumer Lending, and Investment Management segments. The company offers non-interest bearing, savings, NOW, money market, and time deposit accounts, commercial and industrial, commercial real estate, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; and secured and unsecured other consumer loans. It also invests in various securities and interest-bearing deposits with other banks; and provides international banking services, such as standby and documentary letters of credit, and related products, as well as foreign exchange transactions, documentary collections, foreign wire transfers services, and transaction accounts for non-resident aliens. In addition, the company offers investment services for individuals and small to medium sized businesses; and trusts and custom -tailored investment strategies for various retirement plans. Further, it provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as owns real estate related investments. Additionally, the company offers online, mobile, and telephone banking services; and overdraft, drive-in and night deposit, automated teller machine, remote deposit capture, and safe deposit facility services. As of December 31,2021, it operated 232 branch offices in New Jersey, New York, Florida, and Alabama. The company was incorporated in 1927 and is headquartered in New York, New York.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$7.43B

EPS1.0200

P/E Ratio13.15

Earnings Date07/23/2026

64.28B

Assets

3Y+12.0%

5Y+58.0%

10Y+181.0%

56.47B

Total Liabilities

3Y+11.0%

5Y+56.0%

10Y+176.0%

7.81B

Total Equity

3Y+22.0%

5Y+70.0%

10Y+228.0%

Valley National Bancorp Funding & Solvency Profile

VLY · NASDAQ

Current Assets

Cash & Cash Equivalents315.17M

Net Receivables243.90M

Inventory0.00

Other Current Assets0.00

Total Current Assets559 M

Non-Current Assets

Property, Plant & Equipment644.65M

Goodwill & Intangible Assets1.95B

Long-Term Investments59.66B

Other Non-Current Assets1.18B

Total Non-Current Assets61 B

Total Assets

64.28B

Financial Health Analysis

Current Ratio

0.75x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.23x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-190195000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

1% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Valley National Bancorp Balance Sheet

VLY • NASDAQ

Valley National Bancorp Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	315.2M	1.9B	891.2M	947.9M	2B	1.3B	434.7M	428.6M	416.1M	392.5M	413.8M	830.4M	369.2M	853.1M	379M	366.3M	661.3M	580.5M	228.5M	244.1M
Short-Term Investments	0.0	233.8M	1.3B	1.3B	1.1B	1.3B	1.6B	1.7B	1.5B	1.3B	1.5B	887M	829.7M	807.8M	566.5M	1B	1.4B	1.4B	1.6B	1.8B
Cash & Short-Term Investments	315.2M	2.1B	2.2B	2.2B	3.2B	2.7B	2B	2.2B	1.9B	1.7B	1.9B	1.7B	1.2B	1.7B	945.6M	1.4B	2B	2B	1.8B	2B
Net Receivables	243.9M	239.9M	245.5M	196.6M	96.9M	106.2M	105.6M	95.3M	74M	66.8M	63.6M	57.3M	86.7M	97.4M	126.9M	148.5M	56.2M	57.7M	56.6M	63.4M
Accounts Receivables	0.0	239.9M	245.5M	196.6M	96.9M	106.2M	105.6M	95.3M	74M	66.8M	63.6M	57.3M	54M	52.4M	52.5M	59.1M	56.2M	57.7M	56.6M	63.4M
Other Receivables	243.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	32.8M	45M	74.4M	89.4M	0.0	0.0	0.0	0.0
Other Current Assets	0.0	0.0	4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	559.1M	2.4B	2.4B	2.4B	3.3B	2.8B	2.1B	2.3B	2B	1.8B	2B	1.8B	1.3B	1.8B	1.1B	1.6B	2.1B	2.1B	1.9B	2.1B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	644.6M	679.3M	724.5M	664.9M	585.4M	571.9M	619.7M	341.6M	287.7M	291.2M	298.9M	283M	270.1M	278.6M	265.5M	265.6M	266.4M	256.3M	227.6M	209.4M
Goodwill	1.9B	1.9B	1.9B	1.9B	1.5B	1.4B	1.4B	1.1B	690.6M	690.6M	686.3M	575.9M	428.2M	428.2M	318M	317.9M	296.4M	295.1M	179.8M	181.5M
Intangible Assets	81.1M	128.7M	160.3M	197.5M	70.4M	70.4M	86.8M	77M	42.5M	45.5M	48.9M	38.8M	36.1M	31.1M	20.8M	25.7M	24.3M	26M	24.7M	29.9M
Goodwill & Intangible Assets	2B	2B	2B	2.1B	1.5B	1.5B	1.5B	1.2B	733.1M	736.1M	735.2M	614.7M	464.4M	459.4M	338.8M	343.5M	320.7M	321.1M	204.5M	211.4M
Long-Term Investments	59.7B	55B	53.6B	50.4B	36.6B	34.4B	32B	27B	20.1B	19.1B	17.5B	15.2B	13.2B	12.6B	11.6B	11.2B	10.9B	11.2B	9B	9.3B
Tax Assets	289.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Assets	1.2B	2.4B	2.1B	2B	1.4B	1.5B	1.3B	1.1B	928.9M	975.5M	1B	945.9M	940.2M	903.9M	926.1M	760.6M	749M	857.3M	1.4B	625.7M
Total Non-Current Assets	63.7B	60.1B	58.5B	55.1B	40.2B	37.9B	35.3B	29.6B	22B	21.1B	19.6B	17B	14.9B	14.3B	13.2B	12.6B	12.2B	12.6B	10.9B	10.3B
Total Assets	64.3B	62.5B	60.9B	57.5B	43.4B	40.7B	37.4B	31.9B	24B	22.9B	21.6B	18.8B	16.2B	16B	14.3B	14.1B	14.3B	14.7B	12.7B	12.4B
LIABILITIES
CURRENT LIABILITIES
Accrued Expenses	0.0	0.0	1.3B	1.3B	311M	382M	284.7M	228M	209.5M	200.1M	222.8M	178.1M	176.4M	202.8M	194.4M	165.9M	133.4M	297.7M	130.4M	100.5M
Short Term Debt	749.3M	72.7M	917.8M	138.7M	655.7M	1.4B	1.4B	2.2B	848.6M	1.2B	1.4B	609.3M	869M	741.8M	800.3M	847.3M	871.1M	1.3B	1.3B	983.6M
Other Current Liabilities	0.0	50.1B	49.2B	47.6B	35.6B	31.9B	29.2B	24.5B	18.2B	17.7B	16.3B	14B	11.3B	11.3B	9.7B	9.4B	9.5B	9.2B	8.1B	8.5B
Total Current Liabilities	749.3M	50.1B	51.4B	49.1B	36.6B	33.8B	30.9B	26.8B	19.2B	19.2B	17.9B	14.8B	12.4B	12.2B	10.7B	10.4B	10.6B	10.9B	9.5B	9.6B
NON-CURRENT LIABILITIES
Long Term Debt	2.4B	3.2B	2.4B	1.6B	1.5B	2.1B	1.8B	1.7B	2.3B	1.3B	1.5B	2.1B	2.2B	2.3B	2.3B	2.5B	2.5B	2.5B	2.3B	1.9B
Deferred Tax Liabilities (Non-Current)	145.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	52.9B	1.3B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	4.2M	5M	3.3M	5.9M	6M	7M	9.4M	8.9M	9.8M
Total Non-Current Liabilities	55.7B	4.9B	2.8B	2B	1.8B	2.3B	2.1B	1.7B	2.3B	1.3B	1.5B	2.1B	2.3B	2.3B	2.3B	2.5B	2.5B	2.5B	2.3B	1.9B
Capital Lease Obligations	317.3M	388.3M	403.8M	358.9M	283.1M	276.7M	309.8M	3.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	56.5B	55.1B	54.2B	51.1B	38.4B	36.1B	33.1B	28.5B	21.5B	20.5B	19.4B	16.9B	14.6B	14.5B	13B	12.8B	13B	13.4B	11.8B	11.4B
SHAREHOLDERS' EQUITY
Treasury Stock	-46.8M	0.0	-1.4M	-21.7M	-22.9M	-225K	-479K	-2.2M	-337K	-1.8M	0.0	-157K	-364K	-554K	-412K	-14.2M	-34.2M	-47.5M	-65.3M	-39.4M
Preferred Stock	354.3M	354.3M	209.7M	209.7M	209.7M	209.7M	209.7M	209.7M	209.7M	111.6M	111.6M	0.0	0.0	0.0	0.0	0.0	0.0	291.5M	0.0	0.0
Common Stock	196.7M	196M	178.2M	178.2M	148.5M	141.7M	141.4M	116.2M	92.7M	92.4M	88.6M	81.1M	69.9M	69.5M	60M	57M	54.3M	48.2M	43.2M	41.2M
Additional Paid-In Capital	5.5B	5.4B	5B	5B	3.9B	3.6B	3.6B	2.8B	2.1B	2B	1.9B	1.7B	1.4B	1.4B	1.2B	1.2B	1.2B	1B	879.9M	881M
Retained Earnings	1.9B	1.6B	1.5B	1.2B	883.6M	611.2M	443.6M	299.6M	216.7M	172.8M	125.2M	130.8M	106.3M	93.5M	78.6M	79.8M	73.6M	85.2M	104.2M	97.6M
Accumulated Other Comprehensive Income/Loss	-74.4M	-155.3M	-146.5M	-164M	-17.9M	-7.7M	-32.2M	-69.4M	-46M	-42.1M	-45.7M	-42.5M	-38.3M	-50.9M	-62.4M	-5.7M	-19.8M	-60.9M	-13M	-30.9M
Total Stockholders' Equity	7.8B	7.4B	6.7B	6.4B	5.1B	4.6B	4.4B	3.4B	2.5B	2.4B	2.2B	1.9B	1.5B	1.5B	1.3B	1.3B	1.3B	1.4B	949.1M	949.6M
Total Equity	7.8B	7.4B	6.7B	6.4B	5.1B	4.6B	4.4B	3.4B	2.5B	2.4B	2.2B	1.9B	1.5B	1.5B	1.3B	1.3B	1.3B	1.4B	949.1M	949.6M
SUMMARY
Total Liabilities & Equity	64.3B	62.5B	60.9B	57.5B	43.4B	40.7B	37.4B	31.9B	24B	22.9B	21.6B	18.8B	16.2B	16B	14.3B	14.1B	14.3B	14.7B	12.7B	12.4B
Total Investments	59.7B	55.2B	54.9B	51.6B	37.8B	35.7B	33.6B	28.7B	21.6B	20.4B	19.1B	16.1B	14B	13.4B	12.2B	12.3B	12.2B	12.6B	10.6B	11B
Total Debt	3.4B	3.7B	3.7B	2.1B	2.4B	3.8B	3.6B	3.8B	3.1B	2.6B	2.9B	2.7B	3.1B	3B	3.1B	3.3B	3.3B	3.8B	3.6B	2.8B
Net Debt	3.1B	1.8B	2.8B	1.1B	369M	2.4B	3.1B	3.4B	2.7B	2.2B	2.5B	1.9B	2.7B	2.2B	2.7B	2.9B	2.7B	3.2B	3.3B	2.6B
Shares Outstanding	557,704,383	557,704,383	557,704,383	557,704,383	557,704,383	557,704,383	557,704,383	557,704,383	557,704,383	557,704,383	557,704,383	557,704,383	557,704,383	557,704,383	557,704,383	557,704,383	557,704,383	557,704,383	557,704,383	557,704,383

SEC Filings

VLY - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 18, 2026	May 18, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 14, 2026	May 11, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 07, 2026	May 07, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 07, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	April 23, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 03, 2026	May 18, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 27, 2026	December 31, 2025	2025	View Filing
8-K/A 8-K/A 2026 (Amended) N/A	February 25, 2026	February 24, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 24, 2026	February 24, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 29, 2026	January 29, 2026	2026	View Filing

Showing 1 to 10 of 599 filings

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