Valley National Bancorp

Valley National Bancorp

VLYยทNASDAQ

$13.41

-1.3%
Financial ServicesBanks - Regional

Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, retail, insurance, and wealth management financial services products. It operates through Commercial Lending, Consumer Lending, and Investment Management segments. The company offers non-interest bearing, savings, NOW, money market, and time deposit accounts, commercial and industrial, commercial real estate, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; and secured and unsecured other consumer loans. It also invests in various securities and interest-bearing deposits with other banks; and provides international banking services, such as standby and documentary letters of credit, and related products, as well as foreign exchange transactions, documentary collections, foreign wire transfers services, and transaction accounts for non-resident aliens. In addition, the company offers investment services for individuals and small to medium sized businesses; and trusts and custom -tailored investment strategies for various retirement plans. Further, it provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as owns real estate related investments. Additionally, the company offers online, mobile, and telephone banking services; and overdraft, drive-in and night deposit, automated teller machine, remote deposit capture, and safe deposit facility services. As of December 31,2021, it operated 232 branch offices in New Jersey, New York, Florida, and Alabama. The company was incorporated in 1927 and is headquartered in New York, New York.

At a Glance

Live Snapshot
Market Cap$7.43B
EPS1.0200
P/E Ratio13.15
Earnings Date07/23/2026
3Y+60.0%
5Y+123.0%
10Y+301.0%
3Y+5.0%
5Y+53.0%
10Y+256.0%
3Y-76.0%
5Y+110.0%
10Y-18.0%
Valley National Bancorp

Valley National Bancorp Profit Bridge

VLY ยท NASDAQ
Revenue3.49B
Cost of Goods Sold (1.61B)
Gross Profit1.88B
Operating Expenses (1.14B)
Operating Income743.87M
Interest Expense (1.47B)
Other Income/Expense0.00
Pretax Income743.87M
Income Tax (145.89M)
Net Income597.98M
Net Income
597.98M

Profitability Analysis

Gross Margin

53.9%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

21.3%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

17.1%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

19.6%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Valley National Bancorp Income Statement

VLY โ€ข NASDAQ

Valley National Bancorp Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
3.5B
3.6B
3.4B
2.2B
1.5B
1.6B
1.5B
1.3B
945.9M
870.1M
790.8M
714.2M
744.8M
792.1M
786.1M
768.1M
784.4M
733M
814M
779.4M
GROSS PROFIT
(1.6B)
(2B)
(1.5B)
(377.4M)
(157.2M)
(389.9M)
(447.2M)
(334.5M)
(184M)
(160.6M)
(164.9M)
(163.7M)
(184.5M)
(206.9M)
(252.3M)
(263.5M)
(310.9M)
(337.2M)
(355.2M)
(325.5M)
1.9B
1.5B
1.8B
1.8B
1.3B
1.2B
1.1B
958.8M
761.8M
709.5M
626M
550.5M
560.3M
585.3M
533.8M
504.6M
473.6M
395.8M
458.8M
453.9M
OPERATING INCOME
(1.1B)
(1.1B)
(1.2B)
(1B)
(691.5M)
(646.1M)
(631.6M)
(629.1M)
(509.1M)
(476.1M)
(499.1M)
(403.3M)
(381.3M)
(374.9M)
(338.6M)
(319.7M)
(306M)
(285.2M)
(253.9M)
(250.3M)
(805.7M)
(609.3M)
(591.5M)
(549.6M)
(390M)
(350.1M)
(344.3M)
(362.1M)
(283.2M)
(263.3M)
(238.6M)
(207.5M)
(211.2M)
(221.4M)
(197.4M)
(193.9M)
(187.2M)
(162.6M)
(149.6M)
(146.8M)
743.9M
438.5M
678.3M
780.7M
640.7M
530.1M
456.8M
329.7M
252.7M
233.4M
126.9M
147.2M
178.9M
210.4M
195.2M
184.9M
167.5M
110.5M
204.9M
203.6M
PRE-TAX INCOME
(1.5B)
(1.7B)
(1.5B)
(321M)
(124.3M)
(264.8M)
(423M)
(302M)
(174.1M)
(148.8M)
(156.8M)
(161.8M)
(168.4M)
(181.3M)
(199M)
(214.1M)
(262.9M)
(308.9M)
(343.3M)
(316.3M)
1.8B
1.6B
1.7B
1.7B
1.2B
1.1B
898M
857.2M
660M
613.1M
550.3M
474.8M
447.7M
489.9M
474.8M
462.8M
449.3M
420.8M
381.7M
391.1M
(334.6M)
(485.6M)
(564.5M)
(475.4M)
(301.5M)
(296.1M)
(287.3M)
(267M)
(225.9M)
(212.8M)
(260.4M)
(195.7M)
(170.2M)
(153.5M)
(141.1M)
(125.8M)
(118.8M)
(122.7M)
(104.3M)
(103.5M)
743.9M
438.5M
678.3M
780.7M
640.7M
530.1M
456.8M
329.7M
252.7M
233.4M
126.9M
147.2M
178.9M
210.4M
195.2M
184.9M
167.5M
110.5M
204.9M
203.6M
NET INCOME
(145.9M)
(58.2M)
(179.8M)
(211.8M)
(166.9M)
(139.5M)
(147M)
(68.3M)
(90.8M)
(65.2M)
(23.9M)
(31.1M)
(47M)
(66.7M)
(62.7M)
(54.9M)
(51.5M)
(16.9M)
(51.7M)
(39.9M)
598M
380.3M
498.5M
568.9M
473.8M
390.6M
309.8M
261.4M
161.9M
168.1M
103M
116.2M
132M
143.6M
132.5M
130M
116.1M
93.6M
153.2M
163.7M

SEC Filings

VLY - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 18, 2026
May 18, 2026
2026
8-K

8-K 2026

N/A

May 14, 2026
May 11, 2026
2026
8-K

8-K 2026

N/A

May 07, 2026
May 07, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 03, 2026
May 18, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K/A

8-K/A 2026 (Amended)

N/A

February 25, 2026
February 24, 2026
2026
8-K

8-K 2026

N/A

February 24, 2026
February 24, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
Showing 1 to 10 of 599 filings