$40.42
+0.85%Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial banking services. The company operates through four segments: Bank, Sturman Wealth Advisors, VNB Trust and Estate Services, and Masonry Capital. It provides checking accounts, demand deposits, NOW accounts, money market deposit accounts, time deposits, certificates of deposit, individual retirement accounts, and other depository services. The company also offers commercial and industrial loans, real estate construction and land loans, commercial real estate loans, and 1-4 family residential mortgages, as well as consumer loans comprising student loans, revolving credit, and other fixed payment loans. In addition, it provides automated teller machines, internet banking, treasury, and cash management services, as well as merchant and debit card services; and wealth and investment advisory, brokerage, insurance, consulting, and related services. Further, the company offers investment management, corporate trustee, trust and estate administration, IRA administration, house investment management, and custody services. It serves individuals, businesses, and charitable organizations. As of December 31, 2021, the company operated sixteen full-service banking facilities in the cities of Charlottesville, Manassas, Richmond, and Winchester, as well as the counties of Albemarle, Fauquier, and Prince William. Virginia National Bankshares Corporation was founded in 1998 and is headquartered in Charlottesville, Virginia.
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Outstanding operational efficiency. The company generates substantial profit from core operations.
Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
VABK โข NASDAQ
| Virginia National Bankshares Corporation Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
83.3M | 82.6M | 79.1M | 70M | 58.7M | 33.8M | 31.6M | 31M | 28.2M | 24.4M | 21.9M | 20.6M | 33M | 28.9M | 23M | 26.4M | 25M | 20M | 21.4M | 20.6M | |
GROSS PROFIT | ||||||||||||||||||||
(25.9M) | (29M) | (21.8M) | (3.3M) | (4.3M) | (5M) | (5.6M) | (4.7M) | (1.7M) | (1M) | (1.4M) | (1.2M) | (1.2M) | (1.2M) | (0.0) | (26.4M) | (25M) | (20M) | (21.4M) | (4.8M) | |
57.5M | 53.7M | 57.3M | 66.7M | 54.4M | 28.8M | 25.9M | 26.3M | 26.6M | 23.3M | 20.4M | 19.4M | 31.8M | 27.7M | 23M | 0.0 | 0.0 | 0.0 | 0.0 | 15.8M | |
OPERATING INCOME | ||||||||||||||||||||
(33.4M) | (32.8M) | (34.1M) | (38.2M) | (42.5M) | (18.8M) | (17.7M) | (15.8M) | (15.6M) | (15M) | (16.1M) | (17M) | (21.7M) | (19.7M) | (19.7M) | (4.5M) | (4.3M) | (3.5M) | (2.8M) | (11.6M) | |
(1.9M) | (17.4M) | (17.7M) | (19M) | (17.9M) | (10.1M) | (9.8M) | (8.8M) | (8.8M) | (9.6M) | (10.8M) | (11.4M) | (15.7M) | (11M) | (17.9M) | (8.9M) | (8.6M) | (7M) | (5.7M) | (6.7M) | |
24.1M | 20.9M | 23.3M | 28.5M | 11.9M | 10M | 8.2M | 10.5M | 11M | 8.4M | 4.3M | 2.4M | 10.1M | 8.1M | 3.3M | 6.4M | 3M | 314K | 2.5M | 4.2M | |
PRE-TAX INCOME | ||||||||||||||||||||
(25.7M) | (29.6M) | (21M) | (3.2M) | (3.3M) | (3.4M) | (4.3M) | (2.8M) | (1.2M) | (937K) | (974K) | (928K) | (997K) | (1.3M) | (1.8M) | (0.0) | (0.0) | (0.0) | (0.0) | (4.4M) | |
51.5M | 45.9M | 48.6M | 53.3M | 44.8M | 23.8M | 21.8M | 22.8M | 21.3M | 18.2M | 16.2M | 14.4M | 14.4M | 15.6M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 13.3M | |
(31.5M) | (15.4M) | (16.4M) | (19.2M) | (24.6M) | (8.7M) | (7.9M) | (7.1M) | (6.8M) | (5.4M) | (5.3M) | (5.7M) | (6.1M) | (8.7M) | (1.8M) | -4.5M | -4.3M | -3.5M | -2.8M | (4.9M) | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -276K | 0.0 | 0.0 | 0.0 | 0.0 | |
24.1M | 20.9M | 23.3M | 28.5M | 11.9M | 10M | 8.2M | 10.5M | 11M | 8.4M | 4.3M | 2.4M | 10.1M | 8.1M | 3.3M | 6.1M | 3M | 314K | 2.5M | 4.2M | |
NET INCOME | ||||||||||||||||||||
(4.8M) | (3.9M) | (4M) | (5.1M) | (1.8M) | (2.1M) | (1.5M) | (2.1M) | (4.4M) | (2.6M) | (1.2M) | (456K) | (3.2M) | (2.6M) | (930K) | (2.1M) | (1.1M) | (202K) | (1M) | (1.6M) | |
19.3M | 17M | 19.3M | 23.4M | 10.1M | 8M | 6.7M | 8.5M | 6.6M | 5.7M | 3.1M | 1.9M | 6.9M | 5.5M | 2.3M | 4M | 1.9M | 112K | 1.5M | 2.7M |
VABK - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 15, 2026 | May 11, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 12, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 04, 2026 | May 01, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 30, 2026 | June 25, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 22, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 27, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 05, 2026 | January 30, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 27, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 19, 2025 | November 19, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 12, 2025 | September 30, 2025 | 2025 |
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