UNTY - NASDAQ
Unity Bancorp, Inc.
$54.73
-3.6%Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. The company offers personal and business checking accounts, time deposits, money market accounts, and regular savings accounts, as well as noninterest and interest-bearing demand deposits. It also provides small business administration loans; commercial loans; and residential mortgage and consumer loans, including residential real estate, home equity lines and loans, and residential construction lines, as well as personal loans. the company offered its services through the Internet and nineteen branch offices located in Bergen, Hunterdon, Middlesex, Somerset, Union, and Warren counties in New Jersey, as well as Northampton County, Pennsylvania. Unity Bancorp, Inc. was incorporated in 1991 and is based in Clinton, New Jersey.
At a Glance
Live SnapshotUnity Bancorp, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Outstanding operational efficiency. The company generates substantial profit from core operations.
Net Profit Margin
Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
Unity Bancorp, Inc. Income Statement
UNTY • NASDAQ
| Unity Bancorp, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
188.4M | 163.1M | 150.7M | 108.3M | 95.8M | 91M | 84.1M | 76.4M | 62.9M | 55M | 49.4M | 44.1M | 40.6M | 41.9M | 44.2M | 49.1M | 54.2M | 55M | 54.8M | 50.8M | |
GROSS PROFIT | ||||||||||||||||||||
(60.5M) | (61.1M) | (51.7M) | (14.9M) | (7.9M) | (21.5M) | (20.2M) | (15.6M) | (11.1M) | (10M) | (8.2M) | (9.9M) | (8.9M) | (11.8M) | (17.4M) | (21.3M) | (29.6M) | (28M) | (26M) | (21M) | |
127.9M | 102M | 99.1M | 93.4M | 87.9M | 69.5M | 64M | 60.9M | 51.8M | 45M | 41.2M | 34.2M | 31.7M | 30.1M | 26.9M | 27.8M | 24.6M | 27M | 28.8M | 29.8M | |
OPERATING INCOME | ||||||||||||||||||||
(52.4M) | (47.6M) | (46.1M) | (41.9M) | (39.7M) | (38.4M) | (33.6M) | (33.6M) | (29.4M) | (24.6M) | (26.9M) | (24.7M) | (24M) | (23.6M) | (23.5M) | (25M) | (26.6M) | (24.5M) | (22.1M) | (21M) | |
(38.8M) | (33.4M) | (33M) | (30.1M) | (27.7M) | (25.5M) | (24.4M) | (24.4M) | (20.8M) | (18.7M) | (17.7M) | (16M) | (15.2M) | (15.5M) | (14.7M) | (15.9M) | (15.6M) | (15.3M) | (11.9M) | (11.6M) | |
75.5M | 54.4M | 53M | 51.4M | 48.1M | 31.1M | 30.3M | 27.3M | 22.4M | 20.5M | 14.4M | 9.6M | 7.7M | 6.5M | 3.3M | 2.8M | -2M | 2.5M | 6.7M | 8.8M | |
PRE-TAX INCOME | ||||||||||||||||||||
(56.6M) | (57.1M) | (48.5M) | (10.6M) | (7.7M) | (14.5M) | (18.1M) | (13.5M) | (9.5M) | (8.8M) | (7.7M) | (7.3M) | (6.5M) | (7.8M) | (10.6M) | (14M) | (21.6M) | (23.5M) | (24.5M) | (19.4M) | |
117M | 98.6M | 95M | 90.1M | 77M | 64.4M | 57.6M | 53.7M | 45.9M | 38.3M | 34M | 30.1M | 27.4M | 27.4M | 29M | 30M | 27.8M | 27.3M | 24.4M | 23.7M | |
(13.5M) | (14.2M) | (13M) | (11.8M) | (12.1M) | (12.9M) | (9.2M) | (9.2M) | (8.6M) | (5.9M) | (9.1M) | (8.7M) | (8.8M) | (8.1M) | (8.8M) | (9.1M) | (11M) | (9.2M) | (10.2M) | (9.4M) | |
75.5M | 54.4M | 53M | 51.4M | 48.1M | 31.1M | 30.3M | 27.3M | 22.4M | 20.5M | 14.4M | 9.6M | 7.7M | 6.5M | 3.3M | 2.8M | -2M | 2.5M | 6.7M | 8.8M | |
NET INCOME | ||||||||||||||||||||
(17.6M) | (12.9M) | (13.3M) | (13M) | (12M) | (7.5M) | (6.7M) | (5.4M) | (9.5M) | (7.3M) | (4.8M) | (3.1M) | (2.6M) | (2.2M) | (769K) | (589K) | -898K | (616K) | (2M) | (2.9M) | |
58M | 41.5M | 39.7M | 38.5M | 36.1M | 23.6M | 23.7M | 21.9M | 12.9M | 13.2M | 9.6M | 6.4M | 5.1M | 4.2M | 2.5M | 2.2M | -1.1M | 1.9M | 4.7M | 5.8M |
SEC Filings
UNTY - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 21, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 22, 2026 | April 22, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 14, 2026 | April 14, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | March 06, 2026 | December 31, 2025 | 2025 | |
10-K 10-K 2025 FY FY | March 04, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 26, 2026 | February 26, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 13, 2026 | January 13, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 18, 2025 | December 18, 2025 | 2025 |
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