UMB Financial Corporation

UMB Financial Corporation

UMBF·NASDAQ

$126.35

-1.7%
Financial ServicesBanks - Regional

UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers asset management and healthcare service provided to institutional client; and fund administration and accounting, investor service and transfer agency, marketing and distribution, custody, alternative investment service, fixed income sale, trading and underwriting, and corporate trust and escrow service, as well as institutional custody service. This segment also provides healthcare payment solution includes custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrator, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, and small business loan, as well as internet banking, ATM network, private banking, brokerage and insurance service, and advisory and trust service. It operates through a network of branches and offices in the states of Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. The company was founded in 1913 and is headquartered in Kansas City, Missouri.

At a Glance

Live Snapshot
Market Cap$9.60B
EPS9.2000
P/E Ratio13.73
Earnings Date08/04/2026
-1.25%
Return on Invested Capital
-120%
3Y-116.0%
5Y-125.0%
10Y-132.0%
9.13%
Return on Equity
-28%
3Y-44.0%
5Y-4.0%
10Y+13.0%
0.96%
Return on Assets
10%
3Y-14.0%
5Y+11.0%
10Y+25.0%
UMB Financial Corporation

UMB Financial Corporation Management Team

UMBF · NASDAQ
MJ

Mr. J. Mariner Kemper

Chairman & Chief Executive Officer

Compensation

$3,880,443

Born 1973(Age 53)
male
MK

Ms. Kay Gregory

Director of Investor Relations & Senior Vice President

female
MS

Ms. Shannon Andresen Johnson

Executive Vice President & Chief Administrative Officer

Compensation

$1,230,243

Born 1980(Age 46)
female
MT

Mr. Thomas S. Terry

Executive Vice President & Chief Credit Officer

Compensation

$1,077,437

Born 1964(Age 62)
male
MR

Mr. Ram Shankar

Executive Vice President & Chief Financial Officer

Compensation

$1,243,309

Born 1973(Age 53)
male
MA

Ms. Amy Harris

Executive Vice President & Chief Legal Officer

Born 1986(Age 40)
female
MU

Ms. Uma Wilson

Executive Vice President and Chief Information & Product Officer

Born 1979(Age 47)
female
MJ

Mr. James D. Rine

President & Vice Chairman

Compensation

$2,302,755

Born 1971(Age 55)
male
ME

Ms. Elizabeth Lewis

President of Consumer Banking & Chief Marketing Officer

Born 1974(Age 52)
female
MD

Mr. David Carl Odgers

Senior Vice President, Chief Accounting Officer & Controller

Born 1971(Age 55)
male
umbf

UMB Financial Corporation Insider Positioning

UMBF · NASDAQ

During the last 12 months, insiders have purchased $191K and sold $6.34M worth of UMBF shares, resulting in $6.15M of net selling activity.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

374

47.81K

Sold

26.8K

3.20M

Net Activity

-3.1M

-$3.15M

6-9 Months

Bought

449

47.78K

Sold

5.5K

662.07K

Net Activity

-614K

-$614K

9-12 Months

Bought

840

95.46K

Sold

21.2K

2.48M

Net Activity

-2.4M

-$2.38M

Top Buyers

1
GGM

Graves Greg M

Director

978 shares4 transactions

$112K

2
PT

Peterman Tamara

Director

685 shares4 transactions

$79K

Top Sellers

1
KJM

Kemper J Mariner

Director, Officer: Chairman And Ceo

42.4K shares5 transactions

$5.03M

2
RJD

Rine James D

Officer: President

3.5K shares1 transactions

$415K

3
KSH

King Stacy H

Officer: Chief Risk Officer

1.4K shares1 transactions

$166K

4
JSA

Johnson Shannon Andresen

Officer: Chief Administrative Officer

1.4K shares1 transactions

$165K

5
BRB

Beaird Robert Brian

Officer: Chief Human Resource Officer

1.2K shares1 transactions

$140K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $6.15M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.03:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

5 insider sellers vs. 2 buyers. Widespread selling across multiple insiders may signal concerns.

SEC Filings

UMBF - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

March 12, 2026
April 28, 2026
2026
DEF 14A

DEF 14A 2025

N/A

March 14, 2025
April 29, 2025
2025
DEF 14A

DEF 14A 2024

N/A

March 13, 2024
April 30, 2024
2024
DEF 14A

DEF 14A

N/A

March 14, 2023
March 14, 2023
 
DEF 14A

DEF 14A 2022

N/A

March 15, 2022
April 26, 2022
2022
DEF 14A

DEF 14A 2021

N/A

March 16, 2021
April 27, 2021
2021
DEF 14A

DEF 14A 2020

N/A

March 13, 2020
April 28, 2020
2020
DEF 14A

DEF 14A 2019

N/A

March 13, 2019
April 23, 2019
2019
DEF 14A

DEF 14A 2018

N/A

March 13, 2018
April 24, 2018
2018
DEF 14A

DEF 14A 2017

N/A

March 13, 2017
April 25, 2017
2017
Showing 1 to 10 of 33 filings