United Homes Group, Inc.

United Homes Group, Inc.

UHG·NASDAQ

$1.22

+0.0000%
Consumer CyclicalResidential Construction

United Homes Group, Inc., a land development and homebuilding company, designs, builds, and sells homes in South Carolina. It provides a series of single-family detached and attached homes for entry-level buyers, first-time move-ups, second-time move-ups, and third-time move-ups, as well as offers custom builds. The company was founded in 2004 and is based in Chapin, South Carolina.

At a Glance

Live Snapshot
Market Cap$71.77M
EPS-0.2800
P/E Ratio-5.63
Earnings Date05/13/2026

Intrinsic Alpha Methodology

Thesis Lenses

Signal · Driver · Risk

Signal

Medium confidence

Valuation multiple is compressed (P/E -5.6).

Valuation inputs: P/E -5.6, earnings yield N/A, momentum 0.0%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is soft (ROE -28.3%, ROIC +0.4%).

Profitability stack: net margin -4.0%, ROE -28.3%, ROIC +0.4%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Risk profile is balanced but has notable pressure points to monitor.

Risk factors: liabilities/assets +79.3%, momentum 0.0%, net margin -4.0%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

uhg

United Homes Group, Inc. Market vs Earnings Trajectory

UHG · NASDAQ

Loading price and EPS data...

United Homes Group, Inc.

United Homes Group, Inc. Fair Value Envelope

UHG · NASDAQ

Our analysis suggests that UHG has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $1.22, this represents a potential HIDDEN relative to our calculated worth for United Homes Group, Inc..

Intrinsic Value
Current Price: $1.22
3Y-115.0%
5Y-127.0%
10Y-137.0%
3Y-15.0%
5Y+24.0%
10Y+49.0%
3Y-123.0%
5Y-142.0%
10Y-157.0%
3Y-157.0%
5Y-128.0%
10Y-182.0%
3Y-163.0%
5Y-131.0%
10Y-191.0%
3Y+33.0%
5Y+110.0%
10Y+110.0%
United Homes Group, Inc.

United Homes Group, Inc. Profit Bridge

UHG · NASDAQ
Revenue406.69M
Cost of Goods Sold (334.95M)
Gross Profit71.74M
Operating Expenses (71.77M)
Operating Income-29.00K
Interest Expense (0.00)
Other Income/Expense524.00K
Pretax Income495.00K
Income Tax (16.75M)
Net Income-16.25M
Net Income
-16.25M

Profitability Analysis

Gross Margin

17.6%

Thin margins leave little room for error. Cost management and pricing strategy are critical.

Operating Margin

-0.0%

Operating losses indicate the core business is unprofitable. Requires restructuring or revenue growth.

Net Profit Margin

-4.0%

Net losses indicate the company is burning cash. Sustainability depends on path to profitability.

Effective Tax Rate

3383.2%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

17.64%
Gross Profit Margin
1%
3Y-13.0%
5Y-14.0%
10Y-13.0%
-0.01%
Operating Profit Margin
-101%
3Y-100.0%
5Y-100.0%
10Y-100.0%
-4.00%
Net Profit Margin
-140%
3Y-127.0%
5Y-134.0%
10Y-138.0%
-28.33%
Return on Equity
-140%
3Y-124.0%
5Y-125.0%
10Y-
-5.88%
Return on Assets
-133%
3Y-118.0%
5Y-120.0%
10Y-
0.41%
Return on Invested Capital
-82%
3Y-99.0%
5Y-99.0%
10Y-
UHG

United Homes Group, Inc. Cash Conversion Engine

UHG · NASDAQ
Net Income-16.25M
Depreciation & Amortization999.00K
Stock-Based Compensation6.56M
Change in Working Capital-20.95M
Others-5.36M
Capital Expenditures-2.05M
Free Cash Flow-21.80M

Cash Flow Quality Analysis

FCF Conversion Rate

134.1%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

-10.4%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

-241.4%

Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.

Working Capital Impact

-$20.95M

Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extension—monitor closely.

Cash Flow Quality Insight

Working capital strain: Significant cash tied up in operations. Monitor receivables collection, inventory turns, and payment terms to optimize cash conversion cycle.

uhg

United Homes Group, Inc. Funding & Solvency Profile

UHG · NASDAQ
Cash & Cash Equivalents25.72M
Net Receivables10.35M
Inventory180.93M
Other Current Assets40.48M
Total Current Assets257 M
Property, Plant & Equipment3.93M
Goodwill & Intangible Assets8.13M
Long-Term Investments182.00K
Other Non-Current Assets6.90M
Total Non-Current Assets11 M
Total Assets
276.63M

Financial Health Analysis

Current Ratio

2.10x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

3.82x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

135 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

93% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

uhg

United Homes Group, Inc. Street Expectations Map

UHG · NASDAQ

No Target Data

No analyst price targets available for uhg.

uhg

United Homes Group, Inc. Insider Positioning

UHG · NASDAQ

During the last 12 months, there has been no insider trading activity reported for UHG.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Neutral

No insider trading activity reported. This could indicate blackout periods, lack of conviction, or regulatory restrictions.

Insider Participation

No Activity

No insider trading activity reported from any insiders in the past year.

0.00%
Dividend Yield
3Y-100.0%
5Y-100.0%
10Y-100.0%
 

uhg Dividend History

UHG
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%