TowneBank

TowneBank

TOWNยทNASDAQ

$33.16

-0.87%
Financial ServicesBanks - Regional

TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals. The company operates through three segments: Banking, Realty, and Insurance. It accepts various deposits, including demand deposits, savings accounts, money rate savings, certificates of deposit, and individual retirement accounts. The company also offers secured and unsecured personal loans for financing automobiles, home improvements, education, and personal investments; commercial loans for working capital, business expansion, and equipment and machinery purchases; and mortgage loans, as well as real estate acquisition, development, and construction loans. In addition, it provides other services, such as safe deposit boxes, treasury management services, direct deposit of payroll and social security checks, and automatic drafts for various accounts, as well as online, mobile, and on-call banking services. Further, the company offers documentation services to accomplish tax deferral to investors; investment and asset management services; commercial mortgage brokerage services; and other financial services, such as financial, retirement, and estate planning services, as well as assistance on various investment options comprising alternative investments, annuities, margin accounts, convertible bonds, and pension and profit-sharing plans. Additionally, it provides residential real estate, relocation, property management, vacations rental, and title and settlement services; and originates residential mortgage loans. The company also offers life, property, casualty, and vehicle insurance services; and employee benefit programs, such as health, dental, vision, and disability insurance. It operates in Richmond, Virginia, the Greater Hampton Roads region in southeastern Virginia, northeastern North Carolina, Raleigh, Charlotte, Greensboro, and Greenville, North Carolina. TowneBank was incorporated in 1998 and is headquartered in Portsmouth, Virginia.

At a Glance

Live Snapshot
Market Cap$2.53B
EPS2.2200
P/E Ratio14.94
Earnings Date07/22/2026
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TowneBank Street Expectations Map

TOWN ยท NASDAQ

No Target Data

No analyst price targets available for town.

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TowneBank Forward Estimates of Revenue

TOWN ยท NASDAQ
Latest Revenue
1.01B
FY 2025
Avg Estimate
1.09B
FY 2026
Estimate Range
1.08B - 1.09B
Analyst Spread

Forward Growth Analysis

Projected Growth+7.9%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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TowneBank Forward Estimates of Net Income

TOWN ยท NASDAQ
Latest Net Income
169.53M
FY 2025
Avg Estimate
270.70M
FY 2026
Estimate Range
269.55M - 271.84M
Analyst Spread

Forward Growth Analysis

Projected Growth+59.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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TowneBank Forward Estimates of EPS

TOWN ยท NASDAQ
Latest EPS
2.22
FY 2025
Avg Estimate
$3.60
FY 2026
Estimate Range
$3.58 - $3.61
Analyst Spread

Forward Growth Analysis

Projected Growth+62.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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TowneBank Forward Estimates of EBIT

TOWN ยท NASDAQ
Latest EBIT
210.22M
FY 2025
Avg Estimate
296.25M
FY 2026
Estimate Range
295.47M - 297.40M
Analyst Spread

Forward Growth Analysis

Projected Growth+40.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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TowneBank Forward Estimates of EBITDA

TOWN ยท NASDAQ
Latest EBITDA
210.22M
FY 2025
Avg Estimate
337.20M
FY 2026
Estimate Range
336.31M - 338.50M
Analyst Spread

Forward Growth Analysis

Projected Growth+60.4%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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TowneBank Forward Estimates of SG&A Expense

TOWN ยท NASDAQ
Latest SG&A Expense
377.72M
FY 2025
Avg Estimate
375.42M
FY 2026
Estimate Range
374.43M - 376.87M
Analyst Spread

Forward Growth Analysis

Projected Growth-0.6%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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TowneBank Insider Positioning

TOWN ยท NASDAQ

During the last 12 months, there has been no insider trading activity reported for TOWN.

3 Months

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3-6 Months

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6-9 Months

Bought

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Sold

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9-12 Months

Bought

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0.00

Sold

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0.00

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Top Buyers

No buying activity

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Neutral

No insider trading activity reported. This could indicate blackout periods, lack of conviction, or regulatory restrictions.

Insider Participation

No Activity

No insider trading activity reported from any insiders in the past year.