TCBS - NASDAQ
Texas Community Bancshares, Inc.
$17.34
-0.21%Texas Community Bancshares, Inc. operates as the bank holding company for Mineola Community Bank, S.S.B. that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. It generates a selection of deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts. The company also originates primarily one- to four-family residential mortgage loans, commercial real estate loans, and construction and land loans; and car, boat, share, unsecured loans, etc., as well as agricultural loans, commercial loans, and consumer and other loans. In addition, it invests in securities; and offers sweep account, safe deposit boxes, cards, online banking, and mobile banking services. The company was founded in 1934 and is headquartered in Mineola, Texas.
At a Glance
Live SnapshotTexas Community Bancshares, Inc. Dividend History
TCBS Dividend Payment History
Total Payments
13
Latest Dividend
$0.0500
Annual Amount
$0.2500
Frequency
Quarterly
| Declaration | Ex-Date | Payment Date | Dividend | Adjusted | Frequency | Growth |
|---|---|---|---|---|---|---|
Feb 24, 2026 | Mar 10, 2026 | Mar 24, 2026 | $0.0500 | $0.0500 | Quarterly | -37.50% |
Nov 18, 2025 | Dec 2, 2025 | Dec 16, 2025 | $0.0800 | $0.0800 | Quarterly | +100.00% |
Aug 26, 2025 | Sep 11, 2025 | Sep 25, 2025 | $0.0400 | $0.0400 | Quarterly | 0.00% |
May 20, 2025 | Jun 5, 2025 | Jun 20, 2025 | $0.0400 | $0.0400 | Quarterly | 0.00% |
Feb 26, 2025 | Mar 10, 2025 | Mar 24, 2025 | $0.0400 | $0.0400 | Quarterly | 0.00% |
Nov 19, 2024 | Dec 12, 2024 | Dec 26, 2024 | $0.0400 | $0.0400 | Quarterly | 0.00% |
Aug 27, 2024 | Sep 12, 2024 | Sep 26, 2024 | $0.0400 | $0.0400 | Quarterly | 0.00% |
May 21, 2024 | Jun 14, 2024 | Jun 28, 2024 | $0.0400 | $0.0400 | Quarterly | 0.00% |
Feb 28, 2024 | Mar 14, 2024 | Mar 28, 2024 | $0.0400 | $0.0400 | Quarterly | +33.33% |
Nov 16, 2023 | Dec 8, 2023 | Dec 28, 2023 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Jul 27, 2023 | Sep 8, 2023 | Sep 25, 2023 | $0.0300 | $0.0300 | Quarterly | 0.00% |
May 24, 2023 | Jun 9, 2023 | Jun 26, 2023 | $0.0300 | $0.0300 | Quarterly | +50.00% |
Feb 22, 2023 | Mar 10, 2023 | Mar 24, 2023 | $0.0200 | $0.0200 | Quarterly | - |
Texas Community Bancshares, Inc. Payout Ratio Analysis
Dividend Sustainability Analysis
Payout Ratio
Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.
FCF Payout Ratio
Solid FCF coverage. Dividend appears sustainable with reasonable cushion for maintaining capital expenditures and handling temporary setbacks.
Dividend Growth
Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.
Sustainability
Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.
Key Insight
Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.
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Statements
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Dividends
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Analyst Expectations
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