STBA - NASDAQ

S&T Bancorp, Inc.

STBA·NASDAQ

$44.07

-0.61%

Financial ServicesBanks - Regional

S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services. The company operates through six segments: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. The company accepts time and demand deposits; and offers commercial and consumer loans, cash management services, and brokerage and trust services, as well as acts as guardian and custodian of employee benefits. It also manages private investment accounts for individuals and institutions. In addition, the company distributes life insurance and long-term disability income insurance products, as well as offers title insurance agency services to commercial customers; and acts as a reinsurer of credit life, accident, and health insurance policies. As of December 31, 2021, it operated 73 banking branches and 5 loan production offices located in Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio, and Upstate New York. S&T Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$1.59B

EPS3.4800

P/E Ratio12.66

Earnings Date07/23/2026

9.87B

Assets

3Y+8.0%

5Y+10.0%

10Y+42.0%

8.41B

Total Liabilities

3Y+6.0%

5Y+8.0%

10Y+38.0%

1.46B

Total Equity

3Y+24.0%

5Y+27.0%

10Y+74.0%

S&T Bancorp, Inc. Funding & Solvency Profile

STBA · NASDAQ

Current Assets

Cash & Cash Equivalents163.44M

Net Receivables2.00K

Inventory0.00

Other Current Assets-2.00K

Total Current Assets1 B

Non-Current Assets

Property, Plant & Equipment0.00

Goodwill & Intangible Assets375.68M

Long-Term Investments7.98B

Other Non-Current Assets-7.94B

Total Non-Current Assets44 M

Total Assets

9.87B

Financial Health Analysis

Current Ratio

6.98x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

5.74x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

986 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

12% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

S&T Bancorp, Inc. Balance Sheet

STBA • NASDAQ

S&T Bancorp, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	163.4M	244.8M	233.6M	210M	922.2M	229.7M	197.8M	155.5M	117.2M	139.5M	99.4M	109.6M	108.4M	337.7M	270.5M	108.2M	69.2M	69.8M	74.9M	60M
Short-Term Investments	987.7M	987.6M	970.4M	1B	909.7M	770.4M	784.3M	0.0	698.3M	693.5M	661M	640.3M	509.4M	453.1M	357.6M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	1.2B	1.2B	1.2B	1.2B	1.8B	1B	982.1M	155.5M	815.4M	833M	760.4M	749.9M	617.8M	790.8M	628.1M	108.2M	69.2M	69.8M	74.9M	60M
Net Receivables	2K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Receivables	2K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Assets	-2K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	1.2B	1.2B	1.2B	1.2B	1.8B	1B	982.1M	155.5M	815.4M	833M	760.4M	749.9M	617.8M	790M	628.1M	108.2M	69.2M	69.8M	74.9M	60M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	0.0	45M	49M	49.3M	52.6M	55.6M	56.9M	41.7M	42.7M	45M	49.1M	38.2M	36.6M	38.7M	37.8M	40M	41M	45.3M	37.6M	35.7M
Goodwill	373.4M	373.4M	373.4M	373.4M	373.4M	373.4M	371.6M	287.4M	291.7M	291.7M	291.8M	175.8M	175.8M	175.7M	165.3M	165.3M	165.2M	163.5M	50.1M	50M
Intangible Assets	2.3M	3.1M	4.1M	5.4M	6.9M	8.7M	10.9M	2.6M	3.7M	4.9M	6.5M	2.6M	3.8M	5.4M	5.7M	7.5M	9.4M	11.7M	2.5M	5M
Goodwill & Intangible Assets	375.7M	376.5M	377.5M	378.8M	380.3M	382.1M	382.5M	290M	295.3M	296.6M	298.3M	178.5M	179.6M	181.1M	171M	172.7M	174.6M	175.3M	52.5M	54.9M
Long-Term Investments	8B	7.6B	7.5B	7.1B	6.9B	7.1B	7.1B	6.6B	5.7B	5.6B	5B	3.8B	3.5B	3.3B	3.1B	3.6B	3.7B	4B	3.1B	3.1B
Other Non-Current Assets	-7.9B	362.6M	375.5M	387M	319.6M	400M	262.9M	192.1M	197.2M	206.1M	195.8M	174.4M	177.1M	194.3M	199.3M	192.9M	186M	169.3M	107.3M	112.2M
Total Non-Current Assets	419.5M	8.4B	8.3B	7.9B	7.7B	8B	7.8B	7.1B	6.2B	6.1B	5.6B	4.2B	3.9B	3.7B	3.5B	4B	4.1B	4.4B	3.3B	3.3B
Other Assets	8.3B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	9.9B	9.7B	9.6B	9.1B	9.5B	9B	8.8B	7.3B	7.1B	6.9B	6.3B	5B	4.5B	4.5B	4.1B	4.1B	4.2B	4.4B	3.4B	3.3B
LIABILITIES
CURRENT LIABILITIES
Short Term Debt	220.1M	150M	415M	370M	84.5M	140.2M	301.2M	488.4M	590.2M	710.8M	418.1M	320.6M	173.8M	137.6M	105.4M	40.7M	96.2M	421.9M	180.3M	188M
Other Current Liabilities	-55.1M	7.8B	7.5B	7.2B	8B	7.4B	7B	5.7B	5.4B	5.3B	4.9B	3.9B	3.7B	3.6B	3.3B	3.3B	3.3B	3.2B	2.6B	2.6B
Total Current Liabilities	165M	7.9B	7.9B	7.6B	8.1B	7.6B	7.3B	6.2B	6B	6B	5.3B	4.2B	3.8B	3.8B	3.4B	3.4B	3.4B	3.7B	2.8B	2.8B
NON-CURRENT LIABILITIES
Long Term Debt	50.2M	100.3M	88.6M	69.2M	76.8M	87.8M	115.1M	115.9M	92.9M	60.3M	162.7M	65.1M	67.4M	124.7M	122.5M	120M	176.5M	271M	226M	196.9M
Deferred Tax Liabilities (Non-Current)	18.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	8.1B	244.2M	242.7M	266.7M	124.2M	164.7M	119.7M	38.2M	65.3M	57.6M	68.8M	61.8M	48.3M	88.6M	65.7M	57.5M	39.9M	68.4M	42M	49.2M
Total Non-Current Liabilities	8.2B	344.6M	331.3M	335.9M	201.1M	252.5M	234.9M	154.2M	158.2M	117.9M	231.4M	126.9M	115.7M	213.3M	188.2M	177.5M	216.4M	339.4M	268M	246.2M
Capital Lease Obligations	40.6M	0.0	0.0	0.0	0.0	0.0	49.2M	0.0	0.0	840K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	8.4B	8.3B	8.3B	7.9B	8.3B	7.8B	7.6B	6.3B	6.2B	6.1B	5.5B	4.4B	4B	4B	3.6B	3.5B	3.6B	4B	3.1B	3B
SHAREHOLDERS' EQUITY
Treasury Stock	-131.3M	-97.2M	-97.9M	-77.1M	-66.8M	-68.6M	-61M	-43.6M	-32.1M	-33.6M	-36.4M	-38.6M	-40.3M	-40.5M	-43.8M	-48.7M	-54.4M	-57.5M	-142.8M	-115.4M
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	106.1M	105.4M	0.0	0.0	0.0
Common Stock	103.6M	103.6M	103.6M	103.6M	103.6M	103.6M	103.6M	90.3M	90.3M	90.3M	90.3M	78M	78M	78M	74.3M	74.3M	74.3M	74.3M	74.3M	74.3M
Additional Paid-In Capital	413M	411.8M	409M	406.3M	403.1M	400.7M	399.9M	210.3M	216.1M	213.1M	210.5M	78.8M	78.1M	77.5M	52.6M	51.6M	51.2M	43.3M	27.5M	26.7M
Retained Earnings	1.1B	1B	959.6M	863.9M	773.7M	710.1M	761.1M	701.8M	628.1M	585.9M	544.2M	504.1M	468.2M	436M	421.5M	401.7M	383.1M	402.6M	375.7M	349.4M
Accumulated Other Comprehensive Income/Loss	-41.7M	-77M	-90.9M	-112.1M	-7.1M	9M	-11.7M	-23.1M	-18.4M	-13.8M	-16.5M	-13.8M	-12.7M	-13.6M	-14.1M	-6.3M	-6.2M	-14M	2.9M	4M
Total Stockholders' Equity	1.5B	1.4B	1.3B	1.2B	1.2B	1.2B	1.2B	935.8M	884M	842M	792.2M	608.4M	571.3M	537.4M	490.5M	578.7M	553.3M	448.7M	337.6M	339.1M
Total Equity	1.5B	1.4B	1.3B	1.2B	1.2B	1.2B	1.2B	935.8M	884M	842M	792.2M	608.4M	571.3M	537.4M	490.5M	578.7M	553.3M	448.7M	337.6M	339.1M
SUMMARY
Total Liabilities & Equity	9.9B	9.7B	9.6B	9.1B	9.5B	9B	8.8B	7.3B	7.1B	6.9B	6.3B	5B	4.5B	4.5B	4.1B	4.1B	4.2B	4.4B	3.4B	3.3B
Total Investments	9B	8.6B	8.5B	8.1B	7.8B	7.9B	7.9B	6.6B	6.4B	6.3B	5.7B	4.5B	4B	3.8B	3.4B	3.6B	3.7B	4B	3.1B	3.1B
Total Debt	310.9M	250.3M	503.6M	439.2M	161.3M	227.9M	416.4M	604.3M	683.1M	771.2M	580.7M	385.7M	241.3M	262.3M	227.9M	160.6M	272.7M	692.8M	406.3M	385M
Net Debt	147.5M	5.5M	270M	229.2M	-760.9M	-1.7M	218.5M	448.8M	565.9M	631.7M	481.3M	276.1M	132.9M	-75.4M	-42.7M	52.4M	203.5M	623.1M	331.4M	325M
Shares Outstanding	38,348,250	38,348,250	38,348,250	38,348,250	38,348,250	38,348,250	38,348,250	38,348,250	38,348,250	38,348,250	38,348,250	38,348,250	38,348,250	38,348,250	38,348,250	38,348,250	38,348,250	38,348,250	38,348,250	38,348,250

SEC Filings

STBA - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K/A 8-K/A 2025 (Amended) N/A	May 15, 2026	October 29, 2025	2025	View Filing
8-K 8-K 2026 N/A	May 15, 2026	May 12, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 15, 2026	May 12, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 08, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 04, 2026	May 04, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 29, 2026	April 29, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	April 23, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 07, 2026	April 02, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 30, 2026	May 12, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 27, 2026	December 31, 2025	2025	View Filing

Showing 1 to 10 of 532 filings

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