South Plains Financial, Inc.

South Plains Financial, Inc.

SPFI·NASDAQ

$39.58

-2.2%
Financial ServicesBanks - Regional

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. The company operates through two segments, Banking and Insurance. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes. In addition, it offers crop insurance products; trust products and services; investment services; mortgage banking services; online and mobile banking services; and debit and credit cards. The company operates 25 full-service banking locations; and 15 loan production offices located throughout Texas and Eastern New Mexico. South Plains Financial, Inc. was founded in 1941 and is headquartered in Lubbock, Texas.

At a Glance

Live Snapshot
Market Cap$643.56M
EPS3.6000
P/E Ratio10.99
Earnings Date07/15/2026

spfi

Net Income

Last Annual Value

58.47M

3-Year CAGR

%

5-Year CAGR

5%

10-Year CAGR

9%

South Plains Financial, Inc.

South Plains Financial, Inc. Competitors Analysis of Net Income

SPFI · NASDAQ
CompanyNet Income
CAGR 3Y
CAGR 5Y
CAGR 10Y
58.47M
-2.3%-0.0%N/A 
79.21M
9.3%8.4%7.5%
48.79M
0.5%-0.9%6.9%
74.87M
14.2%-0.7%8.9%
70.97M
1.5%-1.0%4.6%
36.14M
8.1%0.8%20.1%
46.09M
4.9%0.2%13.3%
68.54M
5.1%1.7%11.7%
58.31M
14.1%4.3%14.7%
63.06M
34.5%42.6%35.6%
68.70M
10.0%2.2%13.0%
South Plains Financial, Inc.

South Plains Financial, Inc. Fair Value Envelope

SPFI · NASDAQ

Our analysis suggests that SPFI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $39.58, this represents a potential HIDDEN relative to our calculated worth for South Plains Financial, Inc..

Intrinsic Value
Current Price: $39.58