SFNC - NASDAQ
Simmons First National Corporation
$21.48
+3.2%Simmons First National Corporation operates as the holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. It offers checking, savings, and time deposits; consumer, real estate, and commercial loans; agricultural finance, equipment, and small business administration lending; trust and fiduciary services; credit cards; investment management products; insurance products; and securities and investment services. The company also provides ATM services; Internet and mobile banking platforms; overdraft facilities; and safe deposit boxes. As of January 27, 2022, the company operated through 199 financial centers in Arkansas, Missouri, Tennessee, Texas, Oklahoma, and Kansas. Simmons First National Corporation was founded in 1903 and is headquartered in Pine Bluff, Arkansas.
At a Glance
Live SnapshotSimmons First National Corporation Profit Bridge
Profitability Analysis
Gross Margin
Thin margins leave little room for error. Cost management and pricing strategy are critical.
Operating Margin
Operating losses indicate the core business is unprofitable. Requires restructuring or revenue growth.
Net Profit Margin
Net losses indicate the company is burning cash. Sustainability depends on path to profitability.
Profitability Insight
High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.
Simmons First National Corporation Income Statement
SFNC • NASDAQ
| Simmons First National Corporation Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
626.8M | 1.4B | 1.3B | 1B | 847.9M | 980.9M | 972M | 810.2M | 521.6M | 429.1M | 386.5M | 238.5M | 176.9M | 170.6M | 176M | 206.9M | 187.1M | 204.4M | 214.5M | 197.3M | |
GROSS PROFIT | ||||||||||||||||||||
(590.4M) | (730.4M) | (591.2M) | (158.5M) | (48.3M) | (195M) | (224.6M) | (166.3M) | (66.5M) | (41.9M) | (31.4M) | (21.2M) | (16.4M) | (19.8M) | (32.1M) | (41.1M) | (49.1M) | (70.8M) | (80.6M) | (68.3M) | |
36.4M | 716M | 750.4M | 861.1M | 799.6M | 786M | 747.4M | 644M | 455.1M | 387.2M | 355.1M | 217.3M | 160.5M | 150.8M | 143.9M | 165.7M | 138M | 133.7M | 133.9M | 129M | |
OPERATING INCOME | ||||||||||||||||||||
(564M) | (544.7M) | (549.8M) | (554.5M) | (467.2M) | (466.2M) | (444.9M) | (377.9M) | (300.2M) | (243.8M) | (247.8M) | (167M) | (127.9M) | (110.8M) | (108.1M) | (111.3M) | (102.6M) | (95.3M) | (94.2M) | (89.1M) | |
(367.6M) | (335.4M) | (340.1M) | (327.5M) | (275.5M) | (271.1M) | (248.7M) | (233.9M) | (169.2M) | (143.9M) | (148.8M) | (92.6M) | (76.6M) | (69.1M) | (67.4M) | (64.5M) | (63M) | (58.1M) | (54.9M) | (53.4M) | |
-527.7M | 171.3M | 200.6M | 306.6M | 332.5M | 319.8M | 302.4M | 266.1M | 154.9M | 143.4M | 107.3M | 50.3M | 32.5M | 40M | 35.8M | 54.4M | 35.4M | 38.3M | 39.7M | 39.9M | |
PRE-TAX INCOME | ||||||||||||||||||||
(524.6M) | (683.6M) | (560M) | (144.4M) | (79.5M) | (120M) | (181.4M) | (128.1M) | (40.1M) | (21.8M) | (22.4M) | (14M) | (12.3M) | (15.6M) | (20.4M) | (27M) | (38.8M) | (62.1M) | (76.4M) | (64.6M) | |
719.2M | 628.5M | 650.1M | 717.3M | 591.5M | 639.7M | 601.8M | 548.7M | 354.9M | 279.2M | 278.6M | 171.1M | 130.9M | 113.5M | 108.7M | 101.9M | 97.7M | 94M | 92.1M | 88.8M | |
(196.4M) | (209.2M) | (209.7M) | (227M) | (191.6M) | (195.1M) | (196.2M) | (144M) | (131M) | (99.9M) | (99M) | (74.5M) | (51.4M) | (41.7M) | (40.6M) | (46.7M) | (39.6M) | (37.3M) | (39.3M) | (35.6M) | |
-527.7M | 171.3M | 200.6M | 306.6M | 332.5M | 319.8M | 302.4M | 266.1M | 154.9M | 143.4M | 107.3M | 50.3M | 32.5M | 40M | 35.8M | 54.4M | 35.4M | 38.3M | 39.7M | 39.9M | |
NET INCOME | ||||||||||||||||||||
-130.1M | (18.6M) | (25.5M) | (50.1M) | (61.3M) | (64.9M) | (64.3M) | (50.4M) | (62M) | (46.6M) | (32.9M) | (14.6M) | (9.3M) | (12.3M) | (10.4M) | (17.3M) | (10.2M) | (11.4M) | (12.4M) | (12.4M) | |
-397.6M | 152.7M | 175.1M | 256.4M | 271.2M | 254.9M | 238.2M | 215.7M | 92.9M | 96.8M | 74.4M | 35.7M | 23.2M | 27.7M | 25.4M | 37.1M | 25.2M | 26.9M | 27.4M | 27.5M |
SEC Filings
SFNC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 13, 2026 | May 13, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 16, 2026 | April 16, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 08, 2026 | May 13, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 03, 2026 | February 27, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 25, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 17, 2026 | February 17, 2026 | 2026 | |
8-K/A 8-K/A 2025 (Amended) N/A | February 02, 2026 | August 04, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 20, 2026 | January 20, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 23, 2025 | December 23, 2025 | 2025 |
Related Guides
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Research Paths
Snapshot
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Value Model
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Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.