Simmons First National Corporation

Simmons First National Corporation

SFNCยทNASDAQ

$20.84

+0.096%
Financial ServicesBanks - Regional

Simmons First National Corporation operates as the holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. It offers checking, savings, and time deposits; consumer, real estate, and commercial loans; agricultural finance, equipment, and small business administration lending; trust and fiduciary services; credit cards; investment management products; insurance products; and securities and investment services. The company also provides ATM services; Internet and mobile banking platforms; overdraft facilities; and safe deposit boxes. As of January 27, 2022, the company operated through 199 financial centers in Arkansas, Missouri, Tennessee, Texas, Oklahoma, and Kansas. Simmons First National Corporation was founded in 1903 and is headquartered in Pine Bluff, Arkansas.

At a Glance

Live Snapshot
Market Cap$3.02B
EPS-2.7800
P/E Ratio-7.50
Earnings Date07/16/2026
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Simmons First National Corporation Street Expectations Map

SFNC ยท NASDAQ

Wall Street analysts project that SFNC stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 23.00, with estimates ranging from a low of 23.00 to a high of 23.00.

Lowest Target
23.00
10.36%
Consensus Target
23.00
10.36%
Highest Target
23.00
10.36%

The consensus 1-year price target stands at 23.00, with estimates ranging from a low of 23.00 to a high of 23.00.

Analyst Consensus Analysis

Upside Potential

+10.4%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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Simmons First National Corporation Forward Estimates of Revenue

SFNC ยท NASDAQ
Latest Revenue
626.80M
FY 2025
Avg Estimate
1.01B
FY 2026
Estimate Range
991.30M - 1.02B
Analyst Spread

Forward Growth Analysis

Projected Growth+60.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Simmons First National Corporation Forward Estimates of Net Income

SFNC ยท NASDAQ
Latest Net Income
-397.55M
FY 2025
Avg Estimate
277.46M
FY 2026
Estimate Range
274.11M - 280.80M
Analyst Spread

Forward Growth Analysis

Projected Growth+169.8%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Simmons First National Corporation Forward Estimates of EPS

SFNC ยท NASDAQ
Latest EPS
-2.78
FY 2025
Avg Estimate
$2.06
FY 2026
Estimate Range
$2.03 - $2.08
Analyst Spread

Forward Growth Analysis

Projected Growth+174.3%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Simmons First National Corporation Forward Estimates of EBIT

SFNC ยท NASDAQ
Latest EBIT
-527.65M
FY 2025
Avg Estimate
23.96M
FY 2026
Estimate Range
23.57M - 24.20M
Analyst Spread

Forward Growth Analysis

Projected Growth+104.5%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Simmons First National Corporation Forward Estimates of EBITDA

SFNC ยท NASDAQ
Latest EBITDA
-474.97M
FY 2025
Avg Estimate
75.41M
FY 2026
Estimate Range
74.20M - 76.15M
Analyst Spread

Forward Growth Analysis

Projected Growth+115.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Simmons First National Corporation Forward Estimates of SG&A Expense

SFNC ยท NASDAQ
Latest SG&A Expense
367.61M
FY 2025
Avg Estimate
346.17M
FY 2026
Estimate Range
340.62M - 349.60M
Analyst Spread

Forward Growth Analysis

Projected Growth-5.8%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Simmons First National Corporation Insider Positioning

SFNC ยท NASDAQ

During the last 12 months, insiders have purchased $1.16M and sold $140K worth of SFNC shares, resulting in $1.02M of net buying activity.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

11.6K

203.02K

Sold

0

0.00

Net Activity

+203K

+$203K

9-12 Months

Bought

51.6K

954.77K

Sold

7.5K

139.68K

Net Activity

+815K

+$815K

Top Buyers

1
CSA

Cosse Steven A

Director

22.1K sharesโ€ข2 transactions

$400K

2
VSCJ

Van Steenberg Christopher J

Officer: Evp & Chief Operating Officer

13.5K sharesโ€ข1 transactions

$250K

3
TRW

Teubner Russell William

Director

6.0K sharesโ€ข2 transactions

$112K

4
CM

Casteel Marty

Director

5.4K sharesโ€ข1 transactions

$100K

5
HCD

Hobbs Charles Daniel

Officer: Evp & Cfo

5.4K sharesโ€ข1 transactions

$100K

Top Sellers

1
BJM

Brogdon James M

Officer: President

7.5K sharesโ€ข1 transactions

$140K

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $1.02M net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

8.29:1

Exceptional buy/sell ratio. Buying dramatically outweighs sellingโ€”one of the strongest possible insider signals.

Insider Participation

High Buying

5 insider buyers vs. 1 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.