Southside Bancshares, Inc.

Southside Bancshares, Inc.

SBSIยทNASDAQ

$32.69

-2.0%
Financial ServicesBanks - Regional

Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides a range of financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company's loan portfolio comprises consumer loans that include 1-4 family residential loans, home equity loans, home improvement loans, automobile loans, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also offers wealth management and trust services consisting of investment management, administration, revocable and testamentary trusts, and custodian services for individuals, partnerships, and corporations; safe deposit services; and brokerage services. As of December 31, 2021, the company operated through 56 banking facilities and 73 ATMs/ITMs. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.

At a Glance

Live Snapshot
Market Cap$972.58M
EPS2.3000
P/E Ratio14.21
Earnings Date07/24/2026
3Y+13.0%
5Y+21.0%
10Y+53.0%
3Y+13.0%
5Y+25.0%
10Y+52.0%
3Y+14.0%
5Y-3.0%
10Y+64.0%
sbsi

Southside Bancshares, Inc. Funding & Solvency Profile

SBSI ยท NASDAQ
Cash & Cash Equivalents383.99M
Net Receivables41.81M
Inventory0.00
Other Current Assets0.00
Total Current Assets2 B
Property, Plant & Equipment164.69M
Goodwill & Intangible Assets202.13M
Long-Term Investments6.23B
Other Non-Current Assets207.42M
Total Non-Current Assets7 B
Total Assets
8.51B

Financial Health Analysis

Current Ratio

0.23x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

9.05x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-5596366000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

20% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Southside Bancshares, Inc. Balance Sheet

SBSI โ€ข NASDAQ

Southside Bancshares, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
384M
373.4M
513.7M
115.4M
201.8M
108.4M
130.7M
126.5M
190.7M
161.6M
81M
84.7M
54.4M
150.6M
43.2M
79.1M
52.2M
66.8M
75.5M
55M
1.3B
1.1B
1.3B
1.3B
2.8B
2.6B
2.4B
2B
1.5B
1.5B
1.5B
306.7M
337.4M
617.7M
283M
0.0
0.0
0.0
0.0
0.0
1.6B
1.5B
1.8B
1.4B
3B
2.7B
2.5B
2.1B
1.7B
1.6B
1.5B
391.4M
391.9M
768.3M
326.2M
79.1M
52.2M
66.8M
75.5M
55M
41.8M
46.7M
50.5M
49.4M
39.1M
38.7M
28.5M
27.3M
28.5M
25.2M
22.7M
22.4M
22M
18.9M
19.4M
18M
18.5M
16.4M
11.8M
10.1M
41.8M
46.7M
50.5M
49.4M
39.1M
38.7M
28.5M
27.3M
28.5M
25.2M
22.7M
22.4M
22M
18.9M
19.4M
18M
18.5M
16.4M
11.8M
10.1M
1.7B
1.5B
1.9B
1.5B
3B
2.7B
2.5B
2.1B
1.8B
1.7B
1.6B
413.8M
413.8M
787.3M
345.6M
97.1M
70.6M
83.1M
87.2M
65.1M
NON-CURRENT ASSETS
164.7M
155.5M
153.8M
156.6M
157.6M
159.6M
153.7M
136M
133.6M
106M
107.9M
112.9M
52.1M
50.1M
50.6M
50.1M
46.5M
42.7M
40.2M
32.6M
201.1M
201.1M
201.1M
201.1M
201.1M
201.1M
201.1M
201.1M
201.2M
91.5M
91.5M
91.4M
22M
22M
22M
22M
22M
22M
21.6M
0.0
1M
1.8M
2.9M
4.6M
6.9M
9.7M
13.4M
17.8M
23M
4.6M
6.5M
8.8M
178K
324K
522K
777K
1.1M
1.5M
1.9M
0.0
202.1M
202.9M
204M
205.7M
208M
210.9M
214.5M
218.9M
224.2M
96.1M
98.1M
100.2M
22.2M
22.4M
22.6M
22.8M
23.1M
23.5M
23.6M
0.0
6.2B
6.3B
5.8B
5.4B
3.7B
3.7B
3.7B
3.5B
4.2B
3.5B
3.2B
4B
2.8B
2.3B
2.8B
2.5B
2.6B
2.5B
2B
852.3M
27.1M
34.5M
30.4M
34.7M
0.0
0.0
0.0
9.8M
12.2M
28.9M
19.9M
12.7M
18.4M
4.1M
0.0
6.7M
1.6M
2.9M
0.0
8.7M
207.4M
263.2M
226.7M
248.1M
174.6M
169.9M
172M
154.2M
179.2M
177.1M
166.3M
208.7M
97.2M
72.6M
79.7M
293M
329.2M
76.4M
60.4M
932.3M
6.8B
7B
6.4B
6.1B
4.3B
4.3B
4.2B
4B
4.7B
3.9B
3.6B
4.4B
3B
2.5B
3B
2.9B
3B
2.6B
2.1B
1.8B
8.5B
8.5B
8.3B
7.6B
7.3B
7B
6.7B
6.1B
6.5B
5.6B
5.2B
4.8B
3.4B
3.2B
3.3B
3B
3B
2.7B
2.2B
1.9B
LIABILITIES
CURRENT LIABILITIES
419.1M
76.4M
0.0
0.0
0.0
0.0
28.4M
36.8M
9.5M
873.6M
645.4M
301.6M
74.3M
151.2M
362M
6.5M
16.1M
12.5M
363.3M
335.2M
6.9B
6.7B
6.5B
6.2B
5.7B
4.9B
4.7B
4.4B
4.5B
3.5B
3.5B
3.4B
2.5B
2.4B
2.3B
2.1B
1.9B
1.6B
1.5B
1.3B
7.3B
6.7B
6.5B
6.2B
5.7B
4.9B
4.7B
4.5B
4.5B
4.4B
4.1B
3.7B
2.6B
2.5B
2.7B
2.1B
1.9B
1.6B
1.9B
1.6B
NON-CURRENT LIABILITIES
300.6M
884.2M
876.6M
533.5M
526.1M
1.1B
1.2B
877.7M
1.2B
1.5B
562.5M
660.4M
559.7M
429.4M
321M
622.9M
915.2M
945.2M
146.6M
150M
0.0
0.0
0.0
0.0
17.8M
15.5M
4.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.5M
0.0
0.0
0.0
0.0
0.0
67.7M
74.8M
68.6M
64.1M
64.6M
55.1M
38.3M
52.6M
43.2M
-829.2M
52.2M
45.6M
24.4M
46.1M
33.8M
20.4M
20.4M
25.3M
23.1M
12.7M
382.7M
974.8M
961.9M
614.6M
625.1M
1.2B
1.2B
930.4M
1.2B
638.8M
614.7M
706M
584M
475.6M
358.2M
643.3M
935.5M
970.5M
169.7M
162.7M
14.3M
15.8M
16.7M
17.1M
16.7M
16.7M
10.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.7B
7.7B
7.5B
6.8B
6.3B
6.1B
5.9B
5.4B
5.7B
5B
4.7B
4.4B
3.2B
3B
3B
2.8B
2.8B
2.5B
2.1B
1.8B
SHAREHOLDERS' EQUITY
-252.4M
-231.1M
-232M
-188.2M
-155.3M
-123.9M
-94M
-93.1M
-47.1M
-47.9M
-37.7M
-37.7M
-37.7M
-35.8M
-28.4M
-28.4M
-23.5M
-23.1M
-23M
-22.9M
47.6M
47.6M
47.6M
47.5M
47.5M
47.4M
47.4M
47.3M
47.3M
39.3M
34.8M
33.2M
25.5M
24.3M
23.1M
22.1M
20.9M
19.7M
18.6M
17.6M
795.8M
793.6M
788.8M
784.5M
780.5M
771.5M
766.7M
762.5M
757.4M
535.2M
424.1M
389.9M
214.1M
195.6M
176.8M
162.9M
146.4M
131.1M
115.3M
100.7M
352.2M
326.8M
282.4M
239.6M
179.8M
111.2M
80.3M
64.8M
32.9M
30.1M
41.5M
55.4M
78.7M
70.7M
72.6M
64.6M
53.8M
34M
26.2M
29.6M
-95.6M
-124.9M
-113.5M
-137.5M
59.7M
69.1M
4.2M
-50.2M
-36.3M
-38.5M
-18.7M
-15.6M
-21M
2.9M
14.7M
-6.8M
4.2M
-1.1M
-4.7M
-14.5M
847.6M
811.9M
773.3M
746M
912.2M
875.3M
804.6M
731.3M
754.1M
518.3M
444.1M
425.2M
259.5M
257.8M
258.9M
214.3M
201.8M
160.6M
132.3M
110.6M
847.6M
811.9M
773.3M
746M
912.2M
875.3M
804.6M
731.3M
754.1M
518.3M
444.1M
425.2M
259.5M
257.8M
258.9M
215.4M
202.2M
161.1M
132.8M
110.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.1M
468K
472K
498K
0.0
SUMMARY
8.5B
8.5B
8.3B
7.6B
7.3B
7B
6.7B
6.1B
6.5B
5.6B
5.2B
4.8B
3.4B
3.2B
3.3B
3B
3B
2.7B
2.2B
1.9B
7.5B
7.4B
7.1B
6.7B
6.5B
6.3B
6B
5.5B
5.7B
5B
4.7B
4.3B
3.2B
2.9B
3.1B
2.5B
2.6B
2.5B
2B
852.3M
734.1M
976.4M
893.3M
550.5M
542.7M
1.1B
1.2B
914.5M
1.2B
2.3B
1.2B
957.7M
633.1M
580.6M
683.1M
625.5M
931.3M
957.7M
509.9M
485.2M
350.1M
603.1M
379.6M
435.1M
341M
1B
1.1B
788M
985.1M
2.2B
1.1B
873.1M
578.7M
430M
639.8M
546.5M
879.1M
890.9M
434.4M
430.2M
30,066,126
30,066,126
30,066,126
30,066,126
30,066,126
30,066,126
30,066,126
30,066,126
30,066,126
30,066,126
30,066,126
30,066,126
30,066,126
30,066,126
30,066,126
30,066,126
30,066,126
30,066,126
30,066,126
30,066,126

SEC Filings

SBSI - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 20, 2026
May 14, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 30, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 30, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 25, 2026
May 14, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 20, 2026
February 19, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
8-K

8-K 2026

N/A

January 06, 2026
January 06, 2026
2026
10-Q

10-Q 2025 Q3

Q3

October 28, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 24, 2025
October 24, 2025
2025
Showing 1 to 10 of 383 filings