Riverview Bancorp, Inc.

Riverview Bancorp, Inc.

RVSBยทNASDAQ

$5.58

+0.36%
Financial ServicesBanks - Regional

Riverview Bancorp, Inc., a bank holding company for Riverview Community Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals. It offers a range of deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans. The company also provides commercial business, commercial and residential real estate, multi-family real estate, land, real estate construction, and one-to-four family mortgage loans; other consumer loans, such as automobile, boat, motorcycle, recreational vehicle, savings account, and unsecured loans; and home equity lines of credit. In addition, it is involved in the provision of mortgage brokerage and mortgage loan servicing activities, as well as offers asset management services comprising trust, estate planning, and investment management. The company operates through a network of 17 branch offices in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, Ridgefield, and Vancouver, Washington; and Portland, Gresham, Tualatin, and Aumsville, Oregon. Riverview Bancorp, Inc. was founded in 1923 and is based in Vancouver, Washington.

At a Glance

Live Snapshot
Market Cap$114.75M
EPS-0.2100
P/E Ratio-26.57
Earnings Date08/04/2026
Riverview Bancorp, Inc.

Riverview Bancorp, Inc. Fair Value Envelope

RVSB ยท NASDAQ

Our analysis suggests that RVSB has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $5.58, this represents a potential HIDDEN relative to our calculated worth for Riverview Bancorp, Inc..

Intrinsic Value
Current Price: $5.58

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$24.1M
+ Cash & Equivalents$29.4M
Firm Value$53.5M
- Debt$105.6M
Equity Value-$52.1M
/ Shares Outstanding20,948,378B
DCF Value-$2
OVERVALUED BY 145%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$6.4M
$5.0M
$3.9M
$3.0M
$2.4M
$1.8M
$1.4M
$1.1M
$864.4K
$672.5K
Maintenance CapEx
-$422.2K
-$328.5K
-$255.6K
-$198.9K
-$154.7K
-$120.4K
-$93.7K
-$72.9K
-$56.7K
-$44.1K
Owner Earnings
$6.0M
$4.7M
$3.6M
$2.8M
$2.2M
$1.7M
$1.3M
$1.0M
$807.6K
$628.4K
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$5.6M
$4.0M
$2.9M
$2.1M
$1.5M
$1.1M
$778.4K
$560.8K
$404.0K
$291.1K
Terminal Value represents 20.5% of Enterprise Value