ROOT - NASDAQ

Root, Inc.

ROOT·NASDAQ

$52.55

-5.7%

Financial ServicesInsurance - Property & Casualty

Root, Inc. provides insurance products and services in the United States. The company offers automobile, homeowners, and renters insurance products. The company operates a direct-to-consumer model and serves customers primarily through mobile applications, as well as through its website. Its direct distribution channels also cover digital, media, and referral channels, as well as distribution partners and agencies. The company was incorporated in 2015 and is headquartered in Columbus, Ohio.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$736.76M

EPS2.4900

P/E Ratio21.10

Earnings Date08/05/2026

root

Net Cash Provided by Operating Activities

Last Annual Value

206.50M

3-Year CAGR

44%

5-Year CAGR

22%

10-Year CAGR

26%

Adjust for Inflation

Root, Inc. Competitors Analysis of Net Cash Provided by Operating Activities

ROOT · NASDAQ

Company	Net Cash Provided by Operating Activities	CAGR 3Y	CAGR 5Y	CAGR 10Y
Root, Inc. NASDAQ:ROOT	206.50M	N/A	N/A	N/A
ProAssurance Corporation NYSE:PRA	-25.62M	N/A	N/A	N/A
Safety Insurance Group, Inc. NASDAQ:SAFT	194.50M	55.1%	6.6%	7.0%
Capital Southwest Corporation NASDAQ:CSWC	-217.26M	N/A	N/A	N/A
Ategrity Specialty Holdings LLC NYSE:ASIC	147.19M	19.8%	N/A	N/A
Horizon Technology Finance Corporation NASDAQ:HRZN	39.96M	-7.2%	N/A	-2.7%
Selective Insurance Group, Inc. NASDAQ:SIGI	1.27B	18.8%	10.5%	14.5%
MidCap Financial Investment Corporation NASDAQ:MFIC	101.37M	-19.8%	N/A	-16.9%
Bowhead Specialty Holdings Inc. NYSE:BOW	-382.00K	N/A	N/A	N/A
Universal Insurance Holdings, Inc. NYSE:UVE	381.49M	75.2%	10.2%	12.1%
Origin Bancorp, Inc. NYSE:OBK	158.92M	6.9%	-1.5%	11.3%

Root, Inc. Fair Value Envelope

ROOT · NASDAQ

Our analysis suggests that ROOT has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $52.5502, this represents a potential HIDDEN relative to our calculated worth for Root, Inc..

HIDDEN

Intrinsic Value

Current Price: $52.5502

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Analyst Expectations

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