ROOT - NASDAQ

Root, Inc.

ROOT·NASDAQ

$52.37

-6.0%

Financial ServicesInsurance - Property & Casualty

Root, Inc. provides insurance products and services in the United States. The company offers automobile, homeowners, and renters insurance products. The company operates a direct-to-consumer model and serves customers primarily through mobile applications, as well as through its website. Its direct distribution channels also cover digital, media, and referral channels, as well as distribution partners and agencies. The company was incorporated in 2015 and is headquartered in Columbus, Ohio.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$734.23M

EPS2.4900

P/E Ratio21.03

Earnings Date08/05/2026

root

Free Cash Flow

Last Annual Value

192.40M

3-Year CAGR

42%

5-Year CAGR

21%

10-Year CAGR

24%

Adjust for Inflation

Root, Inc. Competitors Analysis of Free Cash Flow

ROOT · NASDAQ

Company	Free Cash Flow	CAGR 3Y	CAGR 5Y	CAGR 10Y
Root, Inc. NASDAQ:ROOT	192.40M	N/A	N/A	N/A
ProAssurance Corporation NYSE:PRA	-29.22M	N/A	N/A	N/A
Safety Insurance Group, Inc. NASDAQ:SAFT	191.99M	56.2%	7.6%	7.4%
Capital Southwest Corporation NASDAQ:CSWC	-218.92M	N/A	N/A	N/A
Ategrity Specialty Holdings LLC NYSE:ASIC	140.72M	18.0%	N/A	N/A
Horizon Technology Finance Corporation NASDAQ:HRZN	56.63M	4.2%	N/A	0.8%
Selective Insurance Group, Inc. NASDAQ:SIGI	1.23B	18.8%	10.5%	14.8%
MidCap Financial Investment Corporation NASDAQ:MFIC	101.37M	-19.8%	N/A	-16.9%
Bowhead Specialty Holdings Inc. NYSE:BOW	324.18M	11.7%	N/A	N/A
Universal Insurance Holdings, Inc. NYSE:UVE	377.06M	77.9%	10.7%	12.8%
Origin Bancorp, Inc. NYSE:OBK	151.05M	13.6%	-1.9%	12.5%

Root, Inc. Fair Value Envelope

ROOT · NASDAQ

Our analysis suggests that ROOT has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $52.37, this represents a potential HIDDEN relative to our calculated worth for Root, Inc..

HIDDEN

Intrinsic Value

Current Price: $52.37

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