ROOT - NASDAQ

Root, Inc.

ROOT·NASDAQ

$52.55

-5.7%

Financial ServicesInsurance - Property & Casualty

Root, Inc. provides insurance products and services in the United States. The company offers automobile, homeowners, and renters insurance products. The company operates a direct-to-consumer model and serves customers primarily through mobile applications, as well as through its website. Its direct distribution channels also cover digital, media, and referral channels, as well as distribution partners and agencies. The company was incorporated in 2015 and is headquartered in Columbus, Ohio.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$736.76M

EPS2.4900

P/E Ratio21.10

Earnings Date08/05/2026

root

Cash at End of Period

Last Annual Value

689.90M

3-Year CAGR

-3%

5-Year CAGR

-9%

10-Year CAGR

19%

Adjust for Inflation

Root, Inc. Competitors Analysis of Cash at End of Period

ROOT · NASDAQ

Company	Cash at End of Period	CAGR 3Y	CAGR 5Y	CAGR 10Y
Root, Inc. NASDAQ:ROOT	689.90M	0.5%	-0.5%	N/A
ProAssurance Corporation NYSE:PRA	36.49M	-17.9%	-24.0%	-11.0%
Safety Insurance Group, Inc. NASDAQ:SAFT	73.90M	24.7%	3.0%	13.9%
Capital Southwest Corporation NASDAQ:CSWC	44.87M	27.6%	31.5%	-7.3%
Ategrity Specialty Holdings LLC NYSE:ASIC	29.72M	-51.8%	N/A	N/A
Horizon Technology Finance Corporation NASDAQ:HRZN	142.69M	23.5%	24.7%	14.4%
Selective Insurance Group, Inc. NASDAQ:SIGI	17.96M	10.6%	-16.8%	-7.1%
MidCap Financial Investment Corporation NASDAQ:MFIC	99.45M	-6.6%	26.6%	24.3%
Bowhead Specialty Holdings Inc. NYSE:BOW	49.22M	-25.7%	N/A	N/A
Universal Insurance Holdings, Inc. NYSE:UVE	477.84M	6.1%	13.5%	16.3%
Origin Bancorp, Inc. NYSE:OBK	424.22M	14.8%	-9.7%	5.0%

Root, Inc. Fair Value Envelope

ROOT · NASDAQ

Our analysis suggests that ROOT has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $52.5502, this represents a potential HIDDEN relative to our calculated worth for Root, Inc..

HIDDEN

Intrinsic Value

Current Price: $52.5502

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