ROOT - NASDAQ

Root, Inc.

ROOT·NASDAQ

$52.55

-5.7%

Financial ServicesInsurance - Property & Casualty

Root, Inc. provides insurance products and services in the United States. The company offers automobile, homeowners, and renters insurance products. The company operates a direct-to-consumer model and serves customers primarily through mobile applications, as well as through its website. Its direct distribution channels also cover digital, media, and referral channels, as well as distribution partners and agencies. The company was incorporated in 2015 and is headquartered in Columbus, Ohio.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$736.76M

EPS2.4900

P/E Ratio21.10

Earnings Date08/05/2026

root

Deferred Revenue

Last Annual Value

387.40M

3-Year CAGR

84%

5-Year CAGR

10-Year CAGR

50%

Adjust for Inflation

Root, Inc. Competitors Analysis of Deferred Revenue

ROOT · NASDAQ

Company	Deferred Revenue	CAGR 3Y	CAGR 5Y	CAGR 10Y
Root, Inc. NASDAQ:ROOT	387.40M	18.0%	37.3%	N/A
ProAssurance Corporation NYSE:PRA	0.00	N/A	N/A	N/A
Safety Insurance Group, Inc. NASDAQ:SAFT	615.13M	N/A	N/A	N/A
Capital Southwest Corporation NASDAQ:CSWC	0.00	N/A	N/A	N/A
Ategrity Specialty Holdings LLC NYSE:ASIC	281.86M	17.5%	N/A	N/A
Horizon Technology Finance Corporation NASDAQ:HRZN	0.00	N/A	N/A	N/A
Selective Insurance Group, Inc. NASDAQ:SIGI	0.00	N/A	N/A	N/A
MidCap Financial Investment Corporation NASDAQ:MFIC	0.00	N/A	N/A	N/A
Bowhead Specialty Holdings Inc. NYSE:BOW	0.00	N/A	N/A	N/A
Universal Insurance Holdings, Inc. NYSE:UVE	1.15B	3.5%	4.8%	N/A
Origin Bancorp, Inc. NYSE:OBK	0.00	N/A	N/A	N/A

Root, Inc. Fair Value Envelope

ROOT · NASDAQ

Our analysis suggests that ROOT has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $52.5502, this represents a potential HIDDEN relative to our calculated worth for Root, Inc..

HIDDEN

Intrinsic Value

Current Price: $52.5502

Related Guides

Blog Categories

Continue your ROOT research with focused valuation guides.

Fundamentals

Decode statement quality and operating durability.

Accounting

Interpret line items with cleaner analytical framing.

Forecasting

Translate historical performance into forward scenarios.

Reference

Use practical frameworks for statement-led valuation.

Research Paths

Pick your next lens

Snapshot

Start with context, operating signals, and key market metrics.

Value Model

Stress test fair value across bear, base, and bull assumptions.

Statements

Validate revenue quality, margins, and balance sheet durability.

Earnings Call

Read management commentary and compare it with reported outcomes.

Dividends

Check payout sustainability and long-term distribution behavior.

Analyst Expectations

Review consensus spread and where estimate risk is concentrated.