PYPL - NASDAQ

PayPal Holdings, Inc.

PYPL·NASDAQ

$42.62

-5.7%

Financial ServicesFinancial - Credit Services

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$37.60B

EPS5.4600

P/E Ratio7.81

Earnings Date07/28/2026

80.17B

Assets

-2%

3Y+2.0%

5Y+14.0%

10Y+142.0%

59.92B

Total Liabilities

-2%

3Y+3.0%

5Y+19.0%

10Y+226.0%

20.26B

Total Equity

-1%

3Y-

5Y+1.0%

10Y+38.0%

PayPal Holdings, Inc. Funding & Solvency Profile

PYPL · NASDAQ

Current Assets

Cash & Cash Equivalents8.05B

Net Receivables47.51B

Inventory0.00

Other Current Assets1.83B

Total Current Assets60 B

Non-Current Assets

Property, Plant & Equipment1.70B

Goodwill & Intangible Assets11.07B

Long-Term Investments4.33B

Other Non-Current Assets3.31B

Total Non-Current Assets9 B

Total Assets

80.17B

Financial Health Analysis

Current Ratio

1.29x

Acceptable liquidity, but monitor closely. Current assets just barely cover current liabilities.

Debt-to-Equity Ratio

2.96x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

13 B

Positive working capital, but relatively tight. The company should monitor cash flow carefully.

Asset Composition

75% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

PayPal Holdings, Inc. Balance Sheet

PYPL • NASDAQ

PayPal Holdings, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	8B	6.6B	9.1B	7.8B	5.2B	4.8B	7.3B	7.6B	2.9B	1.6B	1.4B	2.2B	1.6B
Short-Term Investments	2.4B	4.3B	5B	3.1B	4.2B	8.3B	3.4B	1.5B	2.8B	3.4B	2B	29M	321M
Cash & Short-Term Investments	10.4B	10.8B	14.1B	10.9B	9.4B	13.1B	10.8B	9.1B	5.7B	5B	3.4B	2.2B	1.9B
Net Receivables	47.5B	45.6B	46B	44.7B	41.8B	36.8B	26.9B	22.9B	26.2B	19.9B	16.6B	15B	12.4B
Accounts Receivables	47.5B	38.7B	40B	37.2B	36.9B	34B	23B	20.4B	18.5B	14.6B	12.4B	10.7B	9.3B
Other Receivables	0.0	7B	6B	7.4B	4.8B	2.8B	4B	2.5B	7.7B	5.3B	4.2B	4.3B	3.1B
Prepaids	0.0	0.0	0.0	1.9B	1.3B	1.1B	800M	947M	713M	833M	655M	378M	0.0
Other Current Assets	1.8B	4.7B	2.5B	17M	109M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	267M
Total Current Assets	59.8B	61.1B	62.6B	57.4B	52.6B	51B	38.5B	33B	32.6B	25.7B	20.6B	17.6B	14.6B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	1.7B	1.5B	1.5B	1.7B	1.9B	1.8B	1.7B	1.7B	1.5B	1.5B	1.3B	922M	858M
Goodwill	10.9B	10.8B	11B	11.2B	11.5B	9.1B	6.2B	6.3B	4.3B	4.1B	4.1B	3.2B	3.2B
Intangible Assets	208M	326M	537M	788M	1.3B	1B	778M	825M	168M	211M	358M	156M	258M
Goodwill & Intangible Assets	11.1B	11.2B	11.6B	12B	12.8B	10.2B	7B	7.1B	4.5B	4.3B	4.4B	3.3B	3.4B
Long-Term Investments	4.3B	4.6B	3.3B	5B	6.8B	6.1B	2.9B	971M	2B	1.5B	2.3B	31M	196M
Other Non-Current Assets	3.3B	3.3B	3.3B	2.5B	1.7B	1.3B	1.3B	565M	133M	79M	114M	54M	41M
Total Non-Current Assets	20.4B	20.5B	19.6B	21.2B	23.2B	19.4B	12.8B	10.4B	8.1B	7.4B	8.2B	4.4B	4.5B
Total Assets	80.2B	81.6B	82.2B	78.6B	75.8B	70.4B	51.3B	43.3B	40.8B	33.1B	28.9B	21.9B	19.2B
LIABILITIES
CURRENT LIABILITIES
Total Payables	40.4B	39.9B	42.1B	40.1B	39.3B	35.8B	24.8B	21.9B	20.1B	15.4B	12.4B	10.8B	9.4B
Accounts Payable	40.4B	39.9B	42.1B	40.1B	39B	35.7B	24.8B	21.8B	20B	15.4B	12.4B	10.7B	9.4B
Other Payables	0.0	0.0	0.0	0.0	236M	129M	73M	61M	83M	64M	32M	29M	37M
Accrued Expenses	0.0	8.5B	6.4B	4.9B	3.8B	2.6B	2.1B	2B	1.8B	1.5B	1.2B	1.4B	771M
Short Term Debt	0.0	0.0	0.0	0.0	999M	0.0	0.0	2B	1B	0.0	0.0	1.1B	1.1B
Tax Payables	0.0	0.0	0.0	813M	236M	129M	73M	61M	83M	64M	32M	29M	37M
Other Current Liabilities	6B	0.0	0.0	0.0	-999M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Liabilities	46.4B	48.4B	48.5B	45B	43B	38.4B	26.9B	25.9B	22.9B	16.9B	13.6B	13.3B	11.3B
NON-CURRENT LIABILITIES
Long Term Debt	10B	9.9B	9.7B	10.4B	8B	8.9B	5B	0.0	0.0	0.0	0.0	386M	509M
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	2.9B	3B	2.9B	2.5B	2B	1.9B	1.5B	1.5B	386M	0.0
Other Non-Current Liabilities	3.5B	2.9B	3B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-386M	0.0
Total Non-Current Liabilities	13.5B	12.8B	12.6B	13.3B	11B	11.9B	7.5B	2B	1.9B	1.5B	1.5B	386M	509M
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	403M	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	59.9B	61.2B	61.1B	58.4B	54.1B	50.3B	34.4B	27.9B	24.8B	18.4B	15.1B	13.7B	11.8B
SHAREHOLDERS' EQUITY
Treasury Stock	-33.1B	-27.1B	-21B	-16.1B	-11.9B	-8.5B	-6.9B	-5.5B	-2B	-995M	0.0	0.0	0.0
Additional Paid-In Capital	21.6B	20.7B	19.6B	18.3B	17.2B	16.6B	15.6B	14.9B	14.3B	13.6B	13.1B	0.0	0.0
Retained Earnings	32.5B	27.3B	23.2B	19B	16.5B	12.4B	8.3B	5.9B	3.8B	2.1B	668M	0.0	0.0
Accumulated Other Comprehensive Income/Loss	-658M	-550M	-746M	-928M	-136M	-484M	-173M	78M	-142M	59M	-9M	110M	-61M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	8.1B	7.5B
Total Stockholders' Equity	20.3B	20.4B	21.1B	20.3B	21.7B	20B	16.9B	15.4B	16B	14.7B	13.8B	8.2B	7.4B
Total Equity	20.3B	20.4B	21.1B	20.3B	21.7B	20.1B	16.9B	15.4B	16B	14.7B	13.8B	8.2B	7.4B
Minority Interest	0.0	0.0	0.0	0.0	0.0	44M	44M	0.0	0.0	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	80.2B	81.6B	82.2B	78.6B	75.8B	70.4B	51.3B	43.3B	40.8B	33.1B	28.9B	21.9B	19.2B
Total Investments	6.7B	8.8B	8.2B	8.1B	11B	14.4B	6.3B	2.5B	4.8B	4.9B	4.4B	60M	517M
Total Debt	10B	9.9B	9.7B	10.4B	9B	8.9B	5B	2B	1B	0.0	0.0	1.5B	1.6B
Net Debt	1.9B	3.3B	595M	2.6B	3.9B	4.1B	-2.4B	-5.6B	-1.9B	-1.6B	-1.4B	-722M	8M
Shares Outstanding	935,651,953	935,651,953	935,651,953	935,651,953	935,651,953	935,651,953	935,651,953	935,651,953	935,651,953	935,651,953	935,651,953	935,651,953	935,651,953

SEC Filings

PYPL - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 21, 2026	May 19, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 15, 2026	May 15, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 05, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 05, 2026	May 05, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 30, 2026	April 24, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 07, 2026	May 19, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 25, 2026	March 20, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 03, 2026	February 03, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 03, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 03, 2026	February 02, 2026	2026	View Filing

Showing 1 to 10 of 199 filings

Related Guides

Blog Categories

Continue your PYPL research with focused valuation guides.

Fundamentals

Decode statement quality and operating durability.

Accounting

Interpret line items with cleaner analytical framing.

Forecasting

Translate historical performance into forward scenarios.

Reference

Use practical frameworks for statement-led valuation.

Research Paths

Pick your next lens

Snapshot

Start with context, operating signals, and key market metrics.

Value Model

Stress test fair value across bear, base, and bull assumptions.

Statements

Validate revenue quality, margins, and balance sheet durability.

Earnings Call

Read management commentary and compare it with reported outcomes.

Dividends

Check payout sustainability and long-term distribution behavior.

Analyst Expectations

Review consensus spread and where estimate risk is concentrated.