Peapack-Gladstone Financial Corporation

Peapack-Gladstone Financial Corporation

PGCยทNASDAQ

$42.14

-3.1%
Financial ServicesBanks - Regional

Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack-Gladstone Bank that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Peapack Private. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual retirement accounts. The company also provides working capital lines of credit, term loans for fixed asset acquisitions, commercial mortgages, multi-family mortgages, and other forms of asset-based financing services; and residential mortgages, home equity lines of credit, and other second mortgage loans. In addition, it offers corporate and industrial (C&I) and equipment finance, commercial real estate, multifamily, residential, and consumer lending activities; treasury management services; C&I advisory services; escrow management; deposit generation; asset and investment management services; personal trust services, including services as executor, trustee, administrator, custodian, and guardian; and other financial planning, tax preparation, and advisory services. Further, the company provides telephone and Internet banking, merchant credit card, and customer support sales services. Its private banking clients include businesses, non-profits, and consumers; and wealth management clients comprise individuals, families, foundations, endowments, trusts, and estates. The company operates its private banking locations in Bedminster, Morristown, Princeton, and Teaneck, New Jersey; and wealth management branches in Somerset, Morris, Hunterdon, and Union counties, as well as operates automated teller machines at 20 locations. Peapack-Gladstone Financial Corporation was founded in 1921 and is headquartered in Bedminster, New Jersey.

At a Glance

Live Snapshot
Market Cap$746.65M
EPS2.1200
P/E Ratio19.88
Earnings Date07/20/2026
3Y+61.0%
5Y+94.0%
10Y+207.0%
3Y-50.0%
5Y+43.0%
10Y+41.0%
3Y-64.0%
5Y+17.0%
10Y-
Peapack-Gladstone Financial Corporation

Peapack-Gladstone Financial Corporation Profit Bridge

PGC ยท NASDAQ
Revenue441.36M
Cost of Goods Sold (185.13M)
Gross Profit256.23M
Operating Expenses (203.92M)
Operating Income52.31M
Interest Expense (161.62M)
Other Income/Expense0.00
Pretax Income52.31M
Income Tax (14.98M)
Net Income37.33M
Net Income
37.33M

Profitability Analysis

Gross Margin

58.1%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

11.9%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

8.5%

Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.

Effective Tax Rate

28.6%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

Peapack-Gladstone Financial Corporation Income Statement

PGC โ€ข NASDAQ

Peapack-Gladstone Financial Corporation Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
441.4M
402.9M
373.8M
274.7M
228.8M
227.5M
235.4M
203.6M
173.4M
143.9M
120.5M
94.1M
74.9M
75.8M
70.4M
73.7M
79.8M
86.8M
86.4M
77.5M
GROSS PROFIT
(185.1M)
(186.3M)
(162M)
(42.1M)
(28.5M)
(75M)
(64.4M)
(48.1M)
(33.4M)
(28.1M)
(21.8M)
(12.6M)
(7.7M)
(13M)
(14.4M)
(21M)
(27.4M)
(28M)
(37.2M)
(34.9M)
256.2M
216.6M
211.7M
232.6M
200.3M
152.5M
171M
155.6M
139.9M
115.8M
98.7M
81.5M
67.2M
62.8M
56M
52.7M
52.4M
58.8M
49.2M
43.1M
OPERATING INCOME
(203.9M)
(171.7M)
(144.5M)
(130.2M)
(122.6M)
(120.5M)
(104.8M)
(97.9M)
(85.6M)
(73.1M)
(66.5M)
(57.2M)
(52.5M)
(46.7M)
(42M)
(41.8M)
(42.3M)
(93.4M)
(32.1M)
(28.9M)
(134.1M)
(127.9M)
(105.3M)
(93.3M)
(85.2M)
(81.1M)
(71.8M)
(66.6M)
(57.4M)
(50.6M)
(43.1M)
(38.2M)
(33.9M)
(29.3M)
(25.5M)
(26.3M)
(26.8M)
(22.6M)
(19.5M)
(15.7M)
52.3M
45M
67.3M
102.3M
77.7M
32M
66.1M
57.7M
54.3M
42.7M
32.1M
24.3M
14.8M
16.1M
14M
10.9M
10.2M
-34.6M
17.1M
13.7M
PRE-TAX INCOME
(161.6M)
(178.8M)
(147.9M)
(35.8M)
(22M)
(38.1M)
(60.4M)
(44.5M)
(27.6M)
(20.6M)
(14.7M)
(7.7M)
(4.3M)
(4.7M)
(7.1M)
(11M)
(17.7M)
(25.6M)
(36.5M)
(34.4M)
200.9M
149M
156.1M
176.1M
138.1M
127.6M
120.3M
115.2M
111.1M
96.4M
84.5M
67.9M
52.8M
51.4M
48.9M
49.9M
48.3M
46.3M
35.9M
32.8M
(69.8M)
(43.7M)
(39.1M)
(36.9M)
(37.4M)
(39.4M)
(33.1M)
(31.3M)
(28.2M)
(22.5M)
(23.5M)
(19M)
(18.6M)
(17.4M)
(16.5M)
(15.5M)
(15.5M)
(70.8M)
(12.6M)
(13.2M)
52.3M
45M
67.3M
102.3M
77.7M
32M
66.1M
57.7M
54.3M
42.7M
32.1M
24.3M
14.8M
16.1M
14M
10.9M
10.2M
-34.6M
17.1M
13.7M
NET INCOME
(15M)
(12M)
(18.4M)
(28.1M)
(21M)
(5.8M)
(18.7M)
(13.6M)
(17.8M)
(16.3M)
(12.2M)
(9.4M)
(5.5M)
(6.4M)
(1.8M)
(3.2M)
(3.1M)
-12.6M
(5.2M)
(3.5M)
37.3M
33M
48.9M
74.2M
56.6M
26.2M
47.4M
44.2M
36.5M
26.5M
20M
14.9M
9.3M
9.7M
12.2M
7.7M
7.1M
-22.1M
11.9M
10.2M

SEC Filings

PGC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 29, 2026
2026
8-K/A

8-K/A 2026 (Amended)

N/A

April 24, 2026
April 22, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
8-K

8-K 2026

N/A

March 26, 2026
March 24, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 16, 2026
April 29, 2026
2026
10-K

10-K 2025 FY

FY

March 11, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 02, 2026
March 02, 2026
2026
8-K/A

8-K/A 2025 (Amended)

N/A

March 02, 2026
December 18, 2025
2025
8-K

8-K 2026

N/A

February 11, 2026
February 06, 2026
2026
Showing 1 to 10 of 419 filings