Peapack-Gladstone Financial Corporation

Peapack-Gladstone Financial Corporation

PGCยทNASDAQ

$42.14

-3.1%
Financial ServicesBanks - Regional

Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack-Gladstone Bank that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Peapack Private. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual retirement accounts. The company also provides working capital lines of credit, term loans for fixed asset acquisitions, commercial mortgages, multi-family mortgages, and other forms of asset-based financing services; and residential mortgages, home equity lines of credit, and other second mortgage loans. In addition, it offers corporate and industrial (C&I) and equipment finance, commercial real estate, multifamily, residential, and consumer lending activities; treasury management services; C&I advisory services; escrow management; deposit generation; asset and investment management services; personal trust services, including services as executor, trustee, administrator, custodian, and guardian; and other financial planning, tax preparation, and advisory services. Further, the company provides telephone and Internet banking, merchant credit card, and customer support sales services. Its private banking clients include businesses, non-profits, and consumers; and wealth management clients comprise individuals, families, foundations, endowments, trusts, and estates. The company operates its private banking locations in Bedminster, Morristown, Princeton, and Teaneck, New Jersey; and wealth management branches in Somerset, Morris, Hunterdon, and Union counties, as well as operates automated teller machines at 20 locations. Peapack-Gladstone Financial Corporation was founded in 1921 and is headquartered in Bedminster, New Jersey.

At a Glance

Live Snapshot
Market Cap$746.65M
EPS2.1200
P/E Ratio19.88
Earnings Date07/20/2026
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Peapack-Gladstone Financial Corporation Street Expectations Map

PGC ยท NASDAQ

Wall Street analysts project that PGC stock may see slight declines over the coming 12 months. The consensus 1-year price target stands at 40.50, with estimates ranging from a low of 32.00 to a high of 49.00.

Lowest Target
32.00
-24.06%
Consensus Target
40.50
-3.89%
Highest Target
49.00
16.28%

The consensus 1-year price target stands at 40.50, with estimates ranging from a low of 32.00 to a high of 49.00.

Analyst Consensus Analysis

Upside Potential

-3.9%

Fair value territory. Stock trading near consensus target suggests limited near-term catalysts. Focus on fundamental developments.

Analyst Agreement

42.0% spread

Mixed analyst views. Wide target range suggests differing opinions on key value drivers, growth prospects, or risk factors.

Risk-Reward Profile

0.68x

Unfavorable risk-reward. Downside risk exceeds upside potential. Consider defensive positioning or alternative opportunities.

Analyst Conviction

Moderate

Neutral sentiment. Fair value pricing with moderate agreement suggests wait-and-see approach or catalyst-driven opportunity.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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Peapack-Gladstone Financial Corporation Forward Estimates of Revenue

PGC ยท NASDAQ
Latest Revenue
441.36M
FY 2025
Avg Estimate
323.95M
FY 2026
Estimate Range
317.99M - 331.58M
Analyst Spread

Forward Growth Analysis

Projected Growth-26.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Peapack-Gladstone Financial Corporation Forward Estimates of Net Income

PGC ยท NASDAQ
Latest Net Income
37.33M
FY 2025
Avg Estimate
61.19M
FY 2026
Estimate Range
60.75M - 61.63M
Analyst Spread

Forward Growth Analysis

Projected Growth+63.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Peapack-Gladstone Financial Corporation Forward Estimates of EPS

PGC ยท NASDAQ
Latest EPS
2.12
FY 2025
Avg Estimate
$3.42
FY 2026
Estimate Range
$3.41 - $3.45
Analyst Spread

Forward Growth Analysis

Projected Growth+61.6%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Peapack-Gladstone Financial Corporation Forward Estimates of EBIT

PGC ยท NASDAQ
Latest EBIT
52.31M
FY 2025
Avg Estimate
74.14M
FY 2026
Estimate Range
72.77M - 75.88M
Analyst Spread

Forward Growth Analysis

Projected Growth+41.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Peapack-Gladstone Financial Corporation Forward Estimates of EBITDA

PGC ยท NASDAQ
Latest EBITDA
63.26M
FY 2025
Avg Estimate
79.55M
FY 2026
Estimate Range
78.09M - 81.42M
Analyst Spread

Forward Growth Analysis

Projected Growth+25.8%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Peapack-Gladstone Financial Corporation Forward Estimates of SG&A Expense

PGC ยท NASDAQ
Latest SG&A Expense
134.13M
FY 2025
Avg Estimate
108.08M
FY 2026
Estimate Range
106.09M - 110.62M
Analyst Spread

Forward Growth Analysis

Projected Growth-19.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Peapack-Gladstone Financial Corporation Insider Positioning

PGC ยท NASDAQ

During the last 12 months, insiders have purchased $646K and sold $355K worth of PGC shares, resulting in $291K of net buying activity.

3 Months

Bought

15.6K

548.67K

Sold

0

0.00

Net Activity

+549K

+$549K

3-6 Months

Bought

0

0.00

Sold

5.3K

187.60K

Net Activity

-188K

-$188K

6-9 Months

Bought

0

0.00

Sold

5.7K

167.47K

Net Activity

-167K

-$167K

9-12 Months

Bought

3.7K

97.63K

Sold

0

0.00

Net Activity

+98K

+$98K

Top Buyers

1
KDL

Kennedy Douglas L

Officer: President & Ceo

15.0K sharesโ€ข2 transactions

$495K

2
CFA

Cavallaro Frank A.

Officer: Sevp & Chief Financial Officer

2.9K sharesโ€ข1 transactions

$101K

3
CP

Campion Patrick

Director

1.4K sharesโ€ข1 transactions

$50K

Top Sellers

1
HM

Hemhauser Maureen

Officer: Evp & Chief Risk Officer

5.3K sharesโ€ข1 transactions

$188K

2
SGM

Smith Gregory Martin

Officer: Sevp, President Comml Banking

3.2K sharesโ€ข1 transactions

$93K

3
CL

Chalkan Lisa

Officer: Evp, Chief Credit Officer

2.5K sharesโ€ข1 transactions

$74K

4
GEAJ

Gramigna Edward A Jr

Director

2 sharesโ€ข1 transactions

$56

Insider Activity Analysis

Net Insider Sentiment

Bullish

Moderately bullish with $291K net buying. Insiders show cautious optimism through measured share purchases.

Buy/Sell Ratio

1.82:1

Positive buy/sell ratio. Buying exceeds or matches selling, indicating net positive insider sentiment.

Recent Trend (3 Months)

$549K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

Moderate Selling

4 insider sellers vs. 3 buyers. More insiders selling than buying suggests cautious or negative sentiment.

Insider Activity Insight

Broad-based insider buying: When multiple insiders independently decide to purchase shares, it often reflects genuine confidence rather than coordinated optics. This pattern deserves attention, especially if buying followed a price decline.