PCB Bancorp

PCB Bancorp

PCBยทNASDAQ

$24.00

-2.1%
Financial ServicesBanks - Regional

PCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California. The company offers demand, savings, money market, and time deposits, as well as certificates of deposit; and remote deposit capture, courier deposit services, positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, Small Business Administration (SBA) property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, SBA commercial term, and SBA Paycheck Protection Program loans; and other consumer loans comprising automobile secured loans and personal loans. In addition, the company offers access to account balances, online transfers, and online bill payment and electronic delivery of customer statements; and mobile banking solutions that include remote check deposit and mobile bill pay. Further, it provides automated teller machines; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. The company operates through a network of 11 full-service branches in Los Angeles and Orange counties, California; and one full-service branch in each of Englewood Cliffs, New Jersey, and Bayside, New York. It also operates 10 loan production offices in Irvine, Artesia, and Los Angeles, California; Annandale, Virginia; Atlanta, Georgia; Chicago, Illinois; Bellevue, Washington; Aurora, Colorado; Carrollton, Texas; and New York, New York. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.

At a Glance

Live Snapshot
Market Cap$341.63M
EPS2.6200
P/E Ratio9.16
Earnings Date07/23/2026
3Y+80.0%
5Y+129.0%
10Y+218.0%
3Y+7.0%
5Y+132.0%
10Y+167.0%
3Y-54.0%
5Y+56.0%
10Y-34.0%
PCB Bancorp

PCB Bancorp Profit Bridge

PCB ยท NASDAQ
Revenue209.37M
Cost of Goods Sold (97.69M)
Gross Profit111.69M
Operating Expenses (59.20M)
Operating Income52.49M
Interest Expense (93.66M)
Other Income/Expense0.00
Pretax Income52.49M
Income Tax (15.04M)
Net Income37.45M
Net Income
37.45M

Profitability Analysis

Gross Margin

53.3%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

25.1%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

17.9%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

28.6%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

PCB Bancorp Income Statement

PCB โ€ข NASDAQ

PCB Bancorp Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
209.4M
191.9M
161.9M
116.3M
99.9M
91.5M
104.8M
94.2M
79.2M
65.9M
56.1M
48.8M
41.8M
37.4M
33.4M
41.7M
35.7M
41.1M
41.6M
28.7M
GROSS PROFIT
(97.7M)
(95.6M)
(62.5M)
(15.7M)
-261K
(26.8M)
(28.1M)
(19.2M)
(11.9M)
(9.3M)
(6.6M)
(4M)
(5.1M)
(11.5M)
(16.2M)
(39.3M)
(40.6M)
(23.8M)
(20.9M)
(13.3M)
111.7M
96.3M
99.3M
100.5M
100.2M
64.7M
76.7M
75M
67.2M
56.6M
49.4M
44.8M
36.7M
25.8M
17.2M
2.3M
-4.9M
17.3M
20.6M
15.4M
OPERATING INCOME
(59.2M)
(60M)
(56.1M)
(51.1M)
(43.2M)
(41.7M)
(42.3M)
(40.2M)
(35.9M)
(32.2M)
(28.3M)
(24.4M)
(20.8M)
(17.6M)
(16.4M)
(16M)
(15.1M)
(16.2M)
(16.5M)
(10.5M)
(45.8M)
(38.5M)
(37.7M)
(35.9M)
(30.2M)
(28.1M)
(28.4M)
(27.4M)
(25.2M)
(22.1M)
(21.8M)
(17.8M)
(15.5M)
(13.2M)
(10.8M)
(12M)
(11.3M)
(8.6M)
(8.8M)
(5.5M)
52.5M
36.3M
43.3M
49.4M
57M
23M
34.4M
34.7M
31.3M
24.4M
21.1M
20.4M
15.8M
8.2M
818.4K
-13.6M
-20M
1.1M
4.1M
4.9M
PRE-TAX INCOME
(93.7M)
(92.2M)
(62.7M)
(12.1M)
(4.3M)
(13.6M)
(23.9M)
(18M)
(10.1M)
(7M)
(6.2M)
(5.1M)
(4.4M)
(4.4M)
(4.9M)
(15.3M)
(13.7M)
(16.6M)
(16.4M)
(10.9M)
103.9M
88.6M
88.5M
89.6M
77.1M
66.2M
69M
65.7M
55.2M
45.6M
37M
32.1M
26.9M
22.8M
20.7M
20.1M
17.2M
19.9M
20M
14.6M
(13.4M)
(21.6M)
(18.4M)
(15.2M)
(13M)
(13.6M)
(13.9M)
(12.8M)
(10.7M)
(10.1M)
(11.4M)
(6.6M)
(5.3M)
(4.4M)
(5.6M)
(4M)
(3.8M)
(7.6M)
(7.7M)
(5M)
52.5M
36.3M
43.3M
49.4M
57M
23M
34.4M
34.7M
31.3M
24.4M
21.1M
20.4M
15.8M
8.2M
818.4K
-13.6M
-20M
1.1M
4.1M
4.9M
NET INCOME
(15M)
(10.5M)
(12.6M)
(14.4M)
(16.9M)
(6.8M)
(10.2M)
(10.4M)
(14.9M)
(10.4M)
(8.9M)
(8.6M)
-5.5M
(183.6K)
-23.3K
(4M)
-3.9M
(425.4K)
(1.7M)
(2.1M)
37.5M
25.8M
30.7M
35M
40.1M
16.2M
24.1M
24.3M
16.4M
14M
12.2M
11.8M
21.4M
8M
841.7K
-17.7M
-16.1M
720.9K
2.5M
2.8M

SEC Filings

PCB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 27, 2026
May 27, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 22, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 09, 2026
May 27, 2026
2026
10-K

10-K 2025 FY

FY

March 16, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 29, 2026
January 28, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 07, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 23, 2025
October 22, 2025
2025
10-Q

10-Q 2025 Q2

Q2

August 08, 2025
June 30, 2025
2025
8-K

8-K 2025

N/A

July 24, 2025
July 23, 2025
2025
Showing 1 to 10 of 129 filings