Pathfinder Bancorp, Inc.

Pathfinder Bancorp, Inc.

PBHC·NASDAQ

$13.65

+0.59%
Financial ServicesBanks - Regional

Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. As of February 03, 2022, it operated through ten full-service offices located in Oswego and Onondaga Counties, as well as one limited purpose office located in Oneida County. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.

At a Glance

Live Snapshot
Market Cap$84.35M
EPS-0.5400
P/E Ratio-25.28
Earnings Date04/29/2026

pbhc

Cost of Revenue

Last Annual Value

48.66M

3-Year CAGR

58%

5-Year CAGR

26%

10-Year CAGR

28%

Pathfinder Bancorp, Inc.

Pathfinder Bancorp, Inc. Competitors Analysis of Cost of Revenue

PBHC · NASDAQ
CompanyCost of Revenue
CAGR 3Y
CAGR 5Y
CAGR 10Y
48.66M
15.4%41.6%26.2% 
0.00
N/AN/AN/A
9.21M
15.1%N/AN/A
11.50M
11.2%28.2%12.9%
IROQ logo
IF Bancorp, Inc.
NASDAQ:IROQ
21.90M
30.5%34.3%16.7%
23.21M
29.4%38.4%16.8%
0.00
N/AN/AN/A
631.00K
-57.4%-19.9%-16.0%
20.49M
29.7%39.7%14.6%
15.51M
13.7%63.2%22.2%
27.26M
47.4%N/AN/A
Pathfinder Bancorp, Inc.

Pathfinder Bancorp, Inc. Fair Value Envelope

PBHC · NASDAQ

Our analysis suggests that PBHC has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $13.65, this represents a potential HIDDEN relative to our calculated worth for Pathfinder Bancorp, Inc..

Intrinsic Value
Current Price: $13.65