Pathfinder Bancorp, Inc.

Pathfinder Bancorp, Inc.

PBHC·NASDAQ

$13.65

+0.59%
Financial ServicesBanks - Regional

Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. As of February 03, 2022, it operated through ten full-service offices located in Oswego and Onondaga Counties, as well as one limited purpose office located in Oneida County. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.

At a Glance

Live Snapshot
Market Cap$84.35M
EPS-0.5400
P/E Ratio-25.28
Earnings Date04/29/2026

pbhc

Short Term Investments

Last Annual Value

276.81M

3-Year CAGR

13%

5-Year CAGR

17%

10-Year CAGR

11%

Pathfinder Bancorp, Inc.

Pathfinder Bancorp, Inc. Competitors Analysis of Short Term Investments

PBHC · NASDAQ
CompanyShort Term Investments
CAGR 3Y
CAGR 5Y
CAGR 10Y
276.81M
2.3%7.7%6.9% 
22.97M
439.9%58.5%N/A
0.00
N/AN/AN/A
52.54M
-4.6%-10.0%-4.8%
IROQ logo
IF Bancorp, Inc.
NASDAQ:IROQ
0.00
N/AN/AN/A
15.89M
16.2%4.2%11.7%
17.88M
N/AN/AN/A
0.00
N/AN/AN/A
69.00K
-68.2%-54.6%-40.1%
154.15M
-3.2%1.0%14.5%
25.26M
-2.2%N/AN/A
Pathfinder Bancorp, Inc.

Pathfinder Bancorp, Inc. Fair Value Envelope

PBHC · NASDAQ

Our analysis suggests that PBHC has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $13.65, this represents a potential HIDDEN relative to our calculated worth for Pathfinder Bancorp, Inc..

Intrinsic Value
Current Price: $13.65