Oxford Lane Capital Corp.

Oxford Lane Capital Corp.

OXLCยทNASDAQ

$9.86

-1.2%
Financial ServicesAsset Management

Oxford Lane Capital Corp. is a close ended fund launched and managed by Oxford Lane Management LLC. It invests in fixed income securities. The fund primarily invests in securitization vehicles which in turn invest in senior secured loans made to companies whose debt is rated below investment grade or is unrated. Oxford Lane Capital Corp was formed on June 9, 2010 and is domiciled in the United States.

At a Glance

Live Snapshot
Market Cap$962.34M
EPS-5.9900
P/E Ratio-1.65
Earnings Date10/30/2026

Intrinsic Alpha Methodology

Thesis Lenses

Signal ยท Driver ยท Risk

Signal

Medium confidence

Valuation multiple is compressed (P/E -1.6).

Valuation inputs: P/E -1.6, earnings yield N/A, momentum -1.2%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is soft (ROE -56.8%, ROIC -29.0%).

Profitability stack: net margin -1.5%, ROE -56.8%, ROIC -29.0%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Risk profile is balanced but has notable pressure points to monitor.

Risk factors: liabilities/assets +43.7%, momentum -1.2%, net margin -1.5%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

oxlc

Oxford Lane Capital Corp. Market vs Earnings Trajectory

OXLC ยท NASDAQ

Loading price and EPS data...

Oxford Lane Capital Corp.

Oxford Lane Capital Corp. Fair Value Envelope

OXLC ยท NASDAQ

Our analysis suggests that OXLC has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $9.86, this represents a potential HIDDEN relative to our calculated worth for Oxford Lane Capital Corp..

Intrinsic Value
Current Price: $9.86
3Y+5.0%
5Y-138.0%
10Y-126.0%
3Y+49.0%
5Y+208.0%
10Y+649.0%
3Y+242.0%
5Y-302.0%
10Y-656.0%
3Y-860.0%
5Y+461.0%
10Y-82566.0%
3Y-860.0%
5Y+461.0%
10Y-82566.0%
3Y+37.0%
5Y+96.0%
10Y+385.0%
Oxford Lane Capital Corp.

Oxford Lane Capital Corp. Profit Bridge

OXLC ยท NASDAQ
Revenue391.76M
Cost of Goods Sold (124.39M)
Gross Profit267.37M
Operating Expenses (797.99M)
Operating Income-530.62M
Interest Expense (54.48M)
Other Income/Expense-54.48M
Pretax Income-585.09M
Income Tax (0.00)
Net Income-585.09M
Net Income
-585.09M

Profitability Analysis

Gross Margin

68.2%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

-135.4%

Operating losses indicate the core business is unprofitable. Requires restructuring or revenue growth.

Net Profit Margin

-149.4%

Net losses indicate the company is burning cash. Sustainability depends on path to profitability.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

68.25%
Gross Profit Margin
-32%
3Y-32.0%
5Y-32.0%
10Y-5.0%
-135.44%
Operating Profit Margin
-287%
3Y-284.0%
5Y-286.0%
10Y-167.0%
-149.35%
Net Profit Margin
-1427%
3Y+129.0%
5Y-166.0%
10Y-174.0%
-56.75%
Return on Equity
-2391%
3Y+163.0%
5Y-217.0%
10Y-225.0%
-31.96%
Return on Assets
-1973%
3Y+149.0%
5Y-203.0%
10Y-215.0%
-28.99%
Return on Invested Capital
-377%
3Y-300.0%
5Y-107.0%
10Y-
OXLC

Oxford Lane Capital Corp. Cash Conversion Engine

OXLC ยท NASDAQ
Net Income-585.09M
Depreciation & Amortization0.00
Stock-Based Compensation0.00
Change in Working Capital-10.61M
Others1.29B
Capital Expenditures0.00
Free Cash Flow696.20M

Cash Flow Quality Analysis

FCF Conversion Rate

-119.0%

Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.

FCF Growth Trend

+198.9%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$10.61M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

oxlc

Oxford Lane Capital Corp. Funding & Solvency Profile

OXLC ยท NASDAQ
Cash & Cash Equivalents96.70M
Net Receivables21.56M
Inventory0.00
Other Current Assets0.00
Total Current Assets118 M
Property, Plant & Equipment0.00
Goodwill & Intangible Assets0.00
Long-Term Investments1.71B
Other Non-Current Assets527.39K
Total Non-Current Assets2 B
Total Assets
1.83B

Financial Health Analysis

Debt-to-Equity Ratio

0.78x

Balanced capital structure with moderate leverage. Equity exceeds debt, suggesting healthy financial stability.

Working Capital

118 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

6% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

oxlc

Oxford Lane Capital Corp. Street Expectations Map

OXLC ยท NASDAQ

No Target Data

No analyst price targets available for oxlc.

oxlc

Oxford Lane Capital Corp. Insider Positioning

OXLC ยท NASDAQ

During the last 12 months, there has been no insider trading activity reported for OXLC.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Neutral

No insider trading activity reported. This could indicate blackout periods, lack of conviction, or regulatory restrictions.

Insider Participation

No Activity

No insider trading activity reported from any insiders in the past year.

23.84%
Dividend Yield
57%
3Y+56.0%
5Y+240.0%
10Y+240.0%
ย 

oxlc Dividend History

OXLC
10Y CAGR 6%
Latest $0.2
Annual $4.05
Stable dividend payments
Last Period: +0%