OPRT - NASDAQ
Oportun Financial Corporation
$4.72
-6.7%Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations. It operates in 24 states in the United States, which include Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.
At a Glance
Live SnapshotOportun Financial Corporation Management Team
Mr. Patrick Kirscht
Chief Credit Officer
Compensation
$928,874
Ms. Kathleen I. Layton
Chief Legal Officer & Corporate Secretary
Compensation
$654,425
Mr. Gonzalo Palacio
Chief Marketing Officer
Mr. Deepak Rao
Chief Technology Officer
Mr. Raul Vazquez
President, Chief Executive Officer, Principal Financial Officer, Principal Accounting Officer & Director
Compensation
$1,211,658
Mr. Dorian Hare
Senior Vice President of Investor Relations
Mr. Ezra C. Garrett
Senior Vice President of Public Affairs & Impact
Mr. Paul Appleton
Treasurer & Head of Capital Markets
Oportun Financial Corporation Insider Positioning
During the last 12 months, insiders have sold $87K worth of OPRT shares, with no buying activity reported.
3 Months
0
0.00
12.1K
59.28K
-59K
-$59K
3-6 Months
0
0.00
0
0.00
+0
+$0
6-9 Months
0
0.00
4.2K
27.98K
-28K
-$28K
9-12 Months
0
0.00
0
0.00
+0
+$0
Top Buyers
No buying activity
Top Sellers
Kirscht Patrick
Officer: Chief Credit Officer
$59K
Layton Kathleen I.
Officer: Chief Legal Officer
$28K
Insider Activity Analysis
Net Insider Sentiment
Strong bearish signal with $87K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.
Buy/Sell Ratio
Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.
Recent Trend (3 Months)
Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.
Insider Participation
2 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.
Insider Activity Insight
Persistent selling pressure: Consistent insider selling with weak buy/sell ratio suggests insiders may be capitalizing on current valuation. Exercise caution and review recent earnings quality and management commentary.
SEC Filings
OPRT - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2024 N/A | May 13, 2024 | June 26, 2024 | 2024 | |
DEF 14A DEF 14A 2023 N/A | April 27, 2023 | June 06, 2023 | 2023 | |
DEF 14A DEF 14A 2022 N/A | April 28, 2022 | June 14, 2022 | 2022 | |
DEF 14A DEF 14A 2021 N/A | April 28, 2021 | June 08, 2021 | 2021 | |
DEF 14A DEF 14A 2020 N/A | April 28, 2020 | June 03, 2020 | 2020 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.