OPRT - NASDAQ

Oportun Financial Corporation

OPRT·NASDAQ

$4.72

-6.7%

Financial ServicesFinancial - Credit Services

Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations. It operates in 24 states in the United States, which include Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$215.89M

EPS0.5300

P/E Ratio8.91

Earnings Date08/05/2026

oprt

Other Non-Cash Items

Last Annual Value

390.49M

3-Year CAGR

5-Year CAGR

14%

10-Year CAGR

19%

Adjust for Inflation

Oportun Financial Corporation Competitors Analysis of Other Non-Cash Items

OPRT · NASDAQ

Company	Other Non-Cash Items	CAGR 3Y	CAGR 5Y	CAGR 10Y
Oportun Financial Corporation NASDAQ:OPRT	390.49M	-9.1%	43.6%	17.3%
James River Group Holdings, Ltd. NASDAQ:JRVR	4.54M	-68.5%	N/A	N/A
SUI Group Holdings Limited NASDAQ:SUIG	265.21M	831.6%	N/A	N/A
Consumer Portfolio Services, Inc. NASDAQ:CPSS	264.36M	16.1%	15.0%	3.4%
Open Lending Corporation NASDAQ:LPRO	1.25M	5.6%	N/A	N/A
Medallion Financial Corp. NASDAQ:MFIN	67.13M	1.1%	20.0%	N/A
Finance Of America Companies Inc. NYSE:FOA	-518.12M	N/A	N/A	N/A
Fidelity D & D Bancorp, Inc. NASDAQ:FDBC	8.55M	25.6%	N/A	6.1%
Parke Bancorp, Inc. NASDAQ:PKBK	863.30K	N/A	N/A	N/A
First United Corporation NASDAQ:FUNC	2.79M	21.4%	N/A	8.0%
FVCBankcorp, Inc. NASDAQ:FVCB	1.01M	-58.4%	N/A	-6.4%

Oportun Financial Corporation Fair Value Envelope

OPRT · NASDAQ

Our analysis suggests that OPRT has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $4.72, this represents a potential HIDDEN relative to our calculated worth for Oportun Financial Corporation.

HIDDEN

Intrinsic Value

Current Price: $4.72

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