OPRT - NASDAQ

Oportun Financial Corporation

OPRT·NASDAQ

$4.72

-6.7%

Financial ServicesFinancial - Credit Services

Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations. It operates in 24 states in the United States, which include Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$215.89M

EPS0.5300

P/E Ratio8.91

Earnings Date08/05/2026

oprt

Total Non-Current Liabilities

Last Annual Value

2.86B

3-Year CAGR

5-Year CAGR

18%

10-Year CAGR

15%

Adjust for Inflation

Oportun Financial Corporation Competitors Analysis of Total Non-Current Liabilities

OPRT · NASDAQ

Company	Total Non-Current Liabilities	CAGR 3Y	CAGR 5Y	CAGR 10Y
Oportun Financial Corporation NASDAQ:OPRT	2.86B	2.2%	8.5%	14.7%
James River Group Holdings, Ltd. NASDAQ:JRVR	434.36M	N/A	N/A	8.3%
SUI Group Holdings Limited NASDAQ:SUIG	19.77M	254.2%	71.8%	N/A
Consumer Portfolio Services, Inc. NASDAQ:CPSS	3.54B	N/A	N/A	5.4%
Open Lending Corporation NASDAQ:LPRO	112.46M	-8.7%	-5.3%	N/A
Medallion Financial Corp. NASDAQ:MFIN	2.35B	107.2%	56.9%	19.5%
Finance Of America Companies Inc. NYSE:FOA	30.30B	5.8%	12.1%	N/A
Fidelity D & D Bancorp, Inc. NASDAQ:FDBC	2.51B	303.3%	158.9%	N/A
Parke Bancorp, Inc. NASDAQ:PKBK	1.80B	114.5%	68.1%	33.5%
First United Corporation NASDAQ:FUNC	128.37M	-4.3%	23.3%	-0.3%
FVCBankcorp, Inc. NASDAQ:FVCB	2.04B	310.5%	131.6%	55.8%

Oportun Financial Corporation Fair Value Envelope

OPRT · NASDAQ

Our analysis suggests that OPRT has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $4.72, this represents a potential HIDDEN relative to our calculated worth for Oportun Financial Corporation.

HIDDEN

Intrinsic Value

Current Price: $4.72

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