OPRT - NASDAQ

Oportun Financial Corporation

OPRT·NASDAQ

$4.72

-6.7%

Financial ServicesFinancial - Credit Services

Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations. It operates in 24 states in the United States, which include Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$215.89M

EPS0.5300

P/E Ratio8.91

Earnings Date08/05/2026

oprt

Account Payables

Last Annual Value

17.44M

3-Year CAGR

-1%

5-Year CAGR

27%

10-Year CAGR

Adjust for Inflation

Oportun Financial Corporation Competitors Analysis of Account Payables

OPRT · NASDAQ

Company	Account Payables	CAGR 3Y	CAGR 5Y	CAGR 10Y
Oportun Financial Corporation NASDAQ:OPRT	17.44M	8.4%	8.5%	N/A
James River Group Holdings, Ltd. NASDAQ:JRVR	68.46M	-24.4%	-12.8%	5.5%
SUI Group Holdings Limited NASDAQ:SUIG	857.34K	128.7%	-15.3%	N/A
Consumer Portfolio Services, Inc. NASDAQ:CPSS	65.24M	N/A	N/A	10.1%
Open Lending Corporation NASDAQ:LPRO	446.00K	6.0%	-19.1%	N/A
Medallion Financial Corp. NASDAQ:MFIN	0.00	N/A	N/A	N/A
Finance Of America Companies Inc. NYSE:FOA	0.00	N/A	N/A	N/A
Fidelity D & D Bancorp, Inc. NASDAQ:FDBC	0.00	N/A	N/A	N/A
Parke Bancorp, Inc. NASDAQ:PKBK	4.58M	3.3%	23.3%	21.5%
First United Corporation NASDAQ:FUNC	953.00K	15.9%	-43.0%	-27.1%
FVCBankcorp, Inc. NASDAQ:FVCB	2.08M	-4.9%	15.0%	28.4%

Oportun Financial Corporation Fair Value Envelope

OPRT · NASDAQ

Our analysis suggests that OPRT has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $4.72, this represents a potential HIDDEN relative to our calculated worth for Oportun Financial Corporation.

HIDDEN

Intrinsic Value

Current Price: $4.72

Related Guides

Blog Categories

Continue your OPRT research with focused valuation guides.

Fundamentals

Decode statement quality and operating durability.

Accounting

Interpret line items with cleaner analytical framing.

Forecasting

Translate historical performance into forward scenarios.

Reference

Use practical frameworks for statement-led valuation.

Research Paths

Pick your next lens

Snapshot

Start with context, operating signals, and key market metrics.

Value Model

Stress test fair value across bear, base, and bull assumptions.

Statements

Validate revenue quality, margins, and balance sheet durability.

Earnings Call

Read management commentary and compare it with reported outcomes.

Dividends

Check payout sustainability and long-term distribution behavior.

Analyst Expectations

Review consensus spread and where estimate risk is concentrated.