OPHC - NASDAQ
OptimumBank Holdings, Inc.
$5.43
+1.7%OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. It operates through two banking offices located in Broward County, Florida. The company was founded in 2000 and is based in Fort Lauderdale, Florida.
At a Glance
Live SnapshotOptimumBank Holdings, Inc. Management Team
Elliot Nunez
Executive Vice President & Chief Financial Officer
Timothy L. Terry
Principal Executive Officer
Compensation
$499,000
Frank A. Nelson
Senior Vice President of Lending
Lesile Legg
Vice President of Bank Operations, Branch Administration & Human Resources
OptimumBank Holdings, Inc. Insider Positioning
During the last 12 months, insiders have purchased $6K and sold $248K worth of OPHC shares, resulting in $242K of net selling activity.
3 Months
0
0.00
0
0.00
+0
+$0
3-6 Months
0
0.00
39.3K
185.91K
-186K
-$186K
6-9 Months
0
0.00
15.2K
62.17K
-62K
-$62K
9-12 Months
1.3K
5.73K
0
0.00
+6K
+$6K
Top Buyers
Gubin Moishe
Director
$6K
Top Sellers
Terry Timothy
Officer: Peo
$186K
Blisko Michael
Director
$62K
Insider Activity Analysis
Net Insider Sentiment
Strong bearish signal with $242K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.
Buy/Sell Ratio
Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.
Insider Participation
2 insider sellers vs. 1 buyers. More insiders selling than buying suggests cautious or negative sentiment.
SEC Filings
OPHC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2026 N/A | March 26, 2026 | March 26, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | April 02, 2025 | April 02, 2025 | 2025 | |
DEF 14A DEF 14A 2024 N/A | April 30, 2024 | April 30, 2024 | 2024 | |
DEF 14A DEF 14A 2023 N/A | May 30, 2023 | May 30, 2023 | 2023 | |
DEF 14A DEF 14A 2022 N/A | March 30, 2022 | March 30, 2022 | 2022 | |
DEF 14A DEF 14A 2021 N/A | April 29, 2021 | April 28, 2021 | 2021 | |
DEF 14A DEF 14A 2020 N/A | August 11, 2020 | August 10, 2020 | 2020 | |
DEF 14A DEF 14A 2019 N/A | July 25, 2019 | July 24, 2019 | 2019 | |
DEF 14A DEF 14A 2018 N/A | May 02, 2018 | May 02, 2018 | 2018 | |
DEF 14A DEF 14A 2017 N/A | March 24, 2017 | April 25, 2017 | 2017 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.