OptimumBank Holdings, Inc.

OptimumBank Holdings, Inc.

OPHC·NASDAQ

$5.43

+1.7%
Financial ServicesBanks - Regional

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. It operates through two banking offices located in Broward County, Florida. The company was founded in 2000 and is based in Fort Lauderdale, Florida.

At a Glance

Live Snapshot
Market Cap$66.06M
EPS1.4200
P/E Ratio3.00
Earnings Date05/11/2026

ophc

Total Assets

Last Annual Value

1.11B

3-Year CAGR

24%

5-Year CAGR

36%

10-Year CAGR

24%

OptimumBank Holdings, Inc.

OptimumBank Holdings, Inc. Competitors Analysis of Total Assets

OPHC · NASDAQ
CompanyTotal Assets
CAGR 3Y
CAGR 5Y
CAGR 10Y
1.11B
12.0%25.9%25.0% 
451.32M
0.9%7.5%N/A
1.45B
1.5%1.7%2.3%
282.93M
1.5%-0.2%N/A
609.49M
-2.7%1.5%4.8%
430.42M
-1.6%3.4%N/A
599.29M
1.6%4.2%N/A
OptimumBank Holdings, Inc.

OptimumBank Holdings, Inc. Fair Value Envelope

OPHC · NASDAQ

Our analysis suggests that OPHC has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $5.43, this represents a potential HIDDEN relative to our calculated worth for OptimumBank Holdings, Inc..

Intrinsic Value
Current Price: $5.43