OBT - NASDAQ
Orange County Bancorp, Inc.
$33.42
-2.7%Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and affluent individuals. It accepts various deposit products, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services. The company operates 14 full-service branches and one loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.
At a Glance
Live SnapshotOrange County Bancorp, Inc. Management Team
Mr. Michael Lesler CPA
Executive Vice President & Chief Financial Officer
Mr. Gregory Sousa
Executive Vice President & Chief Lending Officer
Compensation
$552,263
Mr. Joseph A. Ruhl
Executive Vice President & Regional President of Westchester County
Compensation
$627,690
Mr. Michael J. Coulter
Executive Vice President & Strategic Lending Relationship Executive
Mr. Michael J. Gilfeather
President, Chief Executive Officer & Director
Compensation
$1,368,803
Mr. Jacob Rahiman
Senior Vice President & Chief Human Resource Officer
Mr. Redwan Ahmed
Senior Vice President & Chief Information Officer
Ms. Elizabeth Jones
Senior Vice President & Chief Operating Officer
Mr. Michael Listner
Senior Vice President & Chief Risk Officer
Ms. Jennifer Staub
Vice President, Senior Compliance Officer & Corporate Secretary
Orange County Bancorp, Inc. Insider Positioning
During the last 12 months, insiders have purchased $187K and sold $6K worth of OBT shares, resulting in $182K of net buying activity.
3 Months
200
6.25K
0
0.00
+6K
+$6K
3-6 Months
0
0.00
192
5.57K
-6K
-$6K
6-9 Months
1.3K
31.23K
0
0.00
+31K
+$31K
9-12 Months
6.5K
149.99K
0
0.00
+150K
+$150K
Top Buyers
Schiller Jon
Director
$150K
Gilfeather Michael J
Director, Officer: President And Ceo
$37K
Top Sellers
Dineen David P
Officer: Svp, Dir. Wealth Services
$6K
Insider Activity Analysis
Net Insider Sentiment
Strong bullish signal with $182K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.
Buy/Sell Ratio
Exceptional buy/sell ratio. Buying dramatically outweighs selling—one of the strongest possible insider signals.
Recent Trend (3 Months)
Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.
Insider Participation
2 insider buyers vs. 1 sellers. More insiders buying than selling indicates positive sentiment.
Insider Activity Insight
Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.
SEC Filings
OBT - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2026 N/A | April 15, 2026 | May 26, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | April 11, 2025 | May 20, 2025 | 2025 | |
DEF 14A DEF 14A 2024 N/A | April 12, 2024 | May 21, 2024 | 2024 | |
DEF 14A DEF 14A 2023 N/A | April 14, 2023 | May 23, 2023 | 2023 | |
DEF 14A DEF 14A 2022 N/A | April 19, 2022 | May 24, 2022 | 2022 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.