Northrim BanCorp, Inc.

Northrim BanCorp, Inc.

NRIMยทNASDAQ

$23.73

-2.4%
Financial ServicesBanks - Regional

Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals. It operates in two segments, Community Banking and Home Mortgage Lending. The company offers noninterest-bearing checking accounts and interest-bearing time deposits, checking and savings accounts, individual retirement and money market deposit accounts, certificates of deposit, and business sweep accounts. It also provides short and medium-term commercial loans, commercial credit lines, construction and real estate loans, and consumer loans, as well as short-term working capital. In addition, the company offers other services comprising consumer and business online banking, mobile app, and mobile deposits; and debit and credit cards. Further, it provides mobile web and text banking, consumer online account opening, personal finance, online documents, consumer debit cards, business debit cards, my rewards for consumer debit cards, retail lockbox, card control, business employee purchase cards, home equity advantage access cards, telebanking, and automated teller services. Additionally, the company offers personalized checks at account opening, overdraft protection from a savings account, commercial drive-up banking, automatic transfer and payment, People Pay, external transfer, Bill Pay, wire transfer, direct payroll deposit, electronic tax payment, Automated Clearing House origination and receipt, remote deposit capture, account reconciliation and positive pay, merchant, cash management, annuity, and long term investment portfolio products and services. It also provides investment advisory, trust, wealth management, factoring, and mortgage brokerage services. As of January 28, 2022, the company operated 17 branches in Anchorage, the Matanuska Valley, Soldotna, Juneau, Fairbanks, Ketchikan, and Sitka. Northrim BanCorp, Inc. was founded in 1990 and is headquartered in Anchorage, Alaska.

At a Glance

Live Snapshot
Market Cap$527.87M
EPS2.9200
P/E Ratio8.13
Earnings Date07/22/2026
3Y+78.0%
5Y-482.0%
10Y+592.0%
3Y-45.0%
5Y-42.0%
10Y+370.0%
3Y-384.0%
5Y-62.0%
10Y+769.0%
NRIM

Northrim BanCorp, Inc. Cash Conversion Engine

NRIM ยท NASDAQ
Net Income64.61M
Depreciation & Amortization3.50M
Stock-Based Compensation1.73M
Change in Working Capital22.36M
Others48.65M
Capital Expenditures-5.47M
Free Cash Flow148.35M

Cash Flow Quality Analysis

FCF Conversion Rate

229.6%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

3.9%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+1687.2%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$22.36M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Northrim BanCorp, Inc. Cash Flow Statement

NRIM โ€ข NASDAQ

Northrim BanCorp, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
64.6M
37M
25.4M
30.7M
37.5M
32.9M
20.7M
20M
13.5M
15M
18.3M
17.9M
12.4M
13.5M
11.8M
9.5M
8.1M
6.5M
11.7M
13M
3.5M
3.6M
3.3M
3.2M
4.5M
4.3M
4.1M
3.3M
3.6M
2.7M
2.7M
2.3M
2.2M
2.1M
2.2M
2.1M
2.1M
1.9M
1.2M
1.1M
-1.5M
-152K
580K
2.1M
-1.3M
555K
711K
3M
4M
-325K
148K
-1.3M
1.2M
881K
-959K
5.8M
-1.5M
-3.6M
-393K
-1.9M
1.7M
913K
937K
742K
1.1M
943K
832K
816K
665K
778K
608K
360K
506K
454K
519K
466K
648K
597K
0.0
0.0
48.6M
-31.5M
-1.8M
41.5M
66M
-69M
-36.2M
6.2M
-3.3M
6.9M
-6.1M
3.7M
3.5M
14.6M
-21.9M
-2.3M
8.1M
9.3M
6.1M
2.8M
(17.6M)
(6.7M)
(2M)
(2M)
(6.4M)
(7.8M)
(1.7M)
(1.8M)
(7.8M)
(4.4M)
(5.7M)
(5.9M)
(3.6M)
(6.6M)
(4.3M)
(2.8M)
(5.5M)
(5.7M)
(0.0)
(0.0)
22.4M
-18.6M
10.5M
-153K
4.2M
-6.1M
9.1M
-8.2M
776K
-5M
-5.1M
-2.5M
-1.2M
1.1M
3.2M
2.6M
-7.5M
1.7M
-2.3M
-519K
139.3M
-8.7M
38.9M
78.1M
112M
-36.5M
-821K
25.2M
19.3M
20.1M
10.6M
20.5M
18.6M
32.5M
-5M
18.1M
10M
16.3M
16.2M
14.5M
INVESTING ACTIVITIES
(0.0)
-620K
-6.2M
-3.8M
-2.3M
-2.8M
-2.3M
-3.5M
-1.6M
-3.3M
-7M
-6.8M
-2.2M
-1.6M
-664K
-2.1M
-2.1M
-15.5M
-3.9M
-3.4M
(0.0)
-40.7M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(4.6M)
(0.0)
(219K)
(6.4M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-210K
-96.4M
-51.4M
-28.3M
-323.4M
-331M
-172M
-132.1M
-91.1M
-84.3M
-145.7M
-210.3M
-264.9M
-140.9M
-111.4M
-169.7M
-237.1M
-159.6M
-135.3M
-136.4M
-80.6M
165.8M
228.1M
82.4M
13.9M
136.4M
189.9M
130.7M
123.4M
103.6M
105.6M
201.6M
237.4M
95.7M
132.7M
163.6M
201.5M
125.3M
145.7M
100.2M
22.6M
-292.8M
-333.1M
-302.8M
-92.3M
37.8M
-397.9M
-68.2M
-23.1M
8.1M
-4.1M
-48M
-20.7M
-60.7M
-47.9M
7M
-23M
66.9M
-21.9M
20.5M
-9M
-223.4M
-197.6M
-254.9M
-405.6M
-159.1M
-382.8M
-71.9M
(5.6M)
(30.4M)
-47.5M
-63.5M
-48.7M
-108M
-28.3M
(216K)
-60.7M
(30.4M)
-27M
-19.5M
-70.6M
FINANCING ACTIVITIES
609K
12K
-8.5M
-13.6M
-10M
-9.9M
-12.5M
-251K
-1.5M
0.0
50K
54K
0.0
0.0
0.0
0.0
47K
28K
-3.3M
-72K
48.4M
-30.8M
-420K
-413K
-309K
5.9M
1.7M
-121K
-5.2M
2.2M
-24.2M
-7M
2M
-147K
-760K
-201K
-23.6M
13.3M
5.1M
13.1M
-14.5M
-13.8M
-13.6M
-10.6M
-9.4M
-8.8M
-8.5M
-7.1M
-6M
-5.4M
-5.1M
-4.8M
-4.2M
-3.7M
-3.3M
-2.8M
-3M
-4.5M
-3.5M
-2.8M
(0.0)
-789K
-9M
-14.2M
-11.5M
-10M
-12.6M
-494K
-1.6M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-3.4M
-410K
132.8M
195.1M
97.8M
-34.4M
596.7M
452.6M
110M
-23.7M
-9.7M
22.4M
72.2M
22.9M
35.8M
61.3M
22.3M
45M
15M
-24.1M
24.6M
-37K
167.3M
150.6M
75.3M
-59M
577M
439.8M
90.6M
-31.1M
-22.4M
19.3M
42.9M
11.1M
33.6M
57.5M
18.3M
41.9M
-11.5M
-15.2M
22.9M
10.2M
CASH FLOW SUMMARY
83.2M
-55.8M
-140.8M
-386.5M
529.9M
20.5M
17.9M
-303K
27.3M
-8.1M
-9.9M
-17M
-55.7M
61.8M
13.5M
-688K
28.9M
-26M
19.5M
-45.4M
62.7M
118.5M
259.4M
645.8M
116M
95.4M
77.5M
77.8M
50.6M
58.7M
68.6M
85.6M
141.3M
79.5M
66M
66.7M
37.8M
63.8M
44.3M
89.7M
145.9M
62.7M
118.5M
259.4M
645.8M
116M
95.4M
77.5M
77.8M
50.6M
58.7M
68.6M
85.6M
141.3M
79.5M
66M
66.7M
37.8M
63.8M
44.3M
148.4M
-9.3M
32.6M
74.3M
109.5M
-39.7M
-3.9M
21.1M
12M
16.8M
3.5M
13.6M
16.4M
31M
-5.7M
16M
7.8M
662K
12.3M
10.7M

SEC Filings

NRIM - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 01, 2026
May 28, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 14, 2026
December 31, 2025
2025
S-4/A

S-4/A (Amended)

N/A

March 09, 2026
March 09, 2026
ย 
10-K

10-K 2025 FY

FY

March 06, 2026
December 31, 2025
2025
S-4

S-4

N/A

February 13, 2026
February 13, 2026
ย 
8-K

8-K 2026

N/A

January 23, 2026
January 23, 2026
2026
8-K

8-K 2026

N/A

January 02, 2026
January 01, 2026
2026
8-K

8-K 2025

N/A

November 26, 2025
November 26, 2025
2025
Showing 1 to 10 of 351 filings