NMIH - NASDAQ

NMI Holdings, Inc.

NMIH·NASDAQ

$35.42

-0.31%

Financial ServicesInsurance - Specialty

NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.69B

EPS5.0100

P/E Ratio7.07

Earnings Date08/04/2026

nmih

Sales/Maturities of Investments

Last Annual Value

589.36M

3-Year CAGR

30%

5-Year CAGR

10-Year CAGR

15%

Adjust for Inflation

NMI Holdings, Inc. Competitors Analysis of Sales/Maturities of Investments

NMIH · NASDAQ

Company	Sales/Maturities of Investments	CAGR 3Y	CAGR 5Y	CAGR 10Y
NMI Holdings, Inc. NASDAQ:NMIH	589.36M	8.3%	29.3%	9.2%
Hamilton Insurance Group, Ltd. NYSE:HG	3.13B	-12.5%	-7.6%	N/A
Kemper Corporation NYSE:KMPR	2.11B	26.8%	-2.8%	10.7%
Bread Financial Holdings, Inc. NYSE:BFH	20.00M	12.6%	-22.8%	-27.3%
Eagle Point Credit Company Inc. NYSE:ECC	576.49M	57.0%	12.0%	13.4%
Simmons First National Corporation NASDAQ:SFNC	2.75B	63.0%	15.2%	12.4%
Oaktree Capital Group, LLC 6.625% PFD UT A NYSE:OAK-PA	2.48B	-20.5%	-18.7%	12.3%
Brighthouse Financial, Inc. NASDAQ:BHF	0.00	N/A	N/A	N/A
Enova International, Inc. NYSE:ENVA	0.00	N/A	N/A	N/A
BankUnited, Inc. NYSE:BKU	4.07B	28.1%	-4.0%	7.1%
WesBanco, Inc. NASDAQ:WSBC	0.00	N/A	N/A	N/A

NMI Holdings, Inc. Fair Value Envelope

NMIH · NASDAQ

Our analysis suggests that NMIH has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $35.42, this represents a potential HIDDEN relative to our calculated worth for NMI Holdings, Inc..

HIDDEN

Intrinsic Value

Current Price: $35.42

Related Guides

Blog Categories

Continue your NMIH research with focused valuation guides.

Fundamentals

Decode statement quality and operating durability.

Accounting

Interpret line items with cleaner analytical framing.

Forecasting

Translate historical performance into forward scenarios.

Reference

Use practical frameworks for statement-led valuation.

Research Paths

Pick your next lens

Snapshot

Start with context, operating signals, and key market metrics.

Value Model

Stress test fair value across bear, base, and bull assumptions.

Statements

Validate revenue quality, margins, and balance sheet durability.

Earnings Call

Read management commentary and compare it with reported outcomes.

Dividends

Check payout sustainability and long-term distribution behavior.

Analyst Expectations

Review consensus spread and where estimate risk is concentrated.