Northfield Bancorp, Inc.

Northfield Bancorp, Inc.

NFBKยทNASDAQ

$14.06

-1.5%
Financial ServicesBanks - Regional

Northfield Bancorp, Inc. (Staten Island, NY) operates as the bank holding company for Northfield Bank that provides various banking services primarily to individuals and corporate customers. It accepts various deposits products, including certificates of deposit, passbook, statement, and money market savings accounts; transaction deposit accounts comprising negotiable orders of withdrawal accounts, and interest and non-interest-bearing checking accounts; individual retirement accounts; and brokered deposits. The company also offers various loans comprising multifamily and other commercial real estate loans, construction and land loans, commercial and industrial loans, one-to-four family residential real estate loans, and home equity loans and lines of credit. In addition, it purchases various investment securities, such as mortgage-backed securities and corporate bonds; and deposits funds in other financial institutions, as well as holds mortgage loans, mortgage-backed securities, and other investments. As of December 31, 2021, the company operated 38 full-service banking offices in Staten Island and Brooklyn, New York; and Hunterdon, Middlesex, Mercer, and Union counties, New Jersey. Northfield Bancorp, Inc. (Staten Island, NY) was founded in 1887 and is headquartered in Woodbridge, New Jersey.

At a Glance

Live Snapshot
Market Cap$587.20M
EPS0.0198
P/E Ratio710.10
Earnings Date07/29/2026
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Northfield Bancorp, Inc. Street Expectations Map

NFBK ยท NASDAQ

Wall Street analysts project that NFBK stock may experience modest gains over the coming 12 months. The consensus 1-year price target stands at 14.50, with estimates ranging from a low of 14.50 to a high of 14.50.

Lowest Target
14.50
3.13%
Consensus Target
14.50
3.13%
Highest Target
14.50
3.13%

The consensus 1-year price target stands at 14.50, with estimates ranging from a low of 14.50 to a high of 14.50.

Analyst Consensus Analysis

Upside Potential

+3.1%

Fair value territory. Stock trading near consensus target suggests limited near-term catalysts. Focus on fundamental developments.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Moderate

Neutral sentiment. Fair value pricing with moderate agreement suggests wait-and-see approach or catalyst-driven opportunity.

Market Sentiment Insight

Efficient pricing: Stock trading at fair value with strong consensus suggests market has priced in expectations. Look for fundamental inflection points or new catalysts to drive meaningful moves.

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Northfield Bancorp, Inc. Forward Estimates of Revenue

NFBK ยท NASDAQ
Latest Revenue
184.25M
FY 2025
Avg Estimate
166.81M
FY 2026
Estimate Range
166.81M - 166.81M
Analyst Spread

Forward Growth Analysis

Projected Growth-9.5%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Northfield Bancorp, Inc. Forward Estimates of Net Income

NFBK ยท NASDAQ
Latest Net Income
796.00K
FY 2025
Avg Estimate
54.23M
FY 2026
Estimate Range
54.23M - 54.23M
Analyst Spread

Forward Growth Analysis

Projected Growth+6713.3%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Northfield Bancorp, Inc. Forward Estimates of EPS

NFBK ยท NASDAQ
Latest EPS
0.02
FY 2025
Avg Estimate
$1.35
FY 2026
Estimate Range
$1.35 - $1.35
Analyst Spread

Forward Growth Analysis

Projected Growth+6718.2%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Northfield Bancorp, Inc. Forward Estimates of EBIT

NFBK ยท NASDAQ
Latest EBIT
17.05M
FY 2025
Avg Estimate
48.72M
FY 2026
Estimate Range
48.72M - 48.72M
Analyst Spread

Forward Growth Analysis

Projected Growth+185.8%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Northfield Bancorp, Inc. Forward Estimates of EBITDA

NFBK ยท NASDAQ
Latest EBITDA
25.02M
FY 2025
Avg Estimate
55.57M
FY 2026
Estimate Range
55.57M - 55.57M
Analyst Spread

Forward Growth Analysis

Projected Growth+122.2%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Northfield Bancorp, Inc. Forward Estimates of SG&A Expense

NFBK ยท NASDAQ
Latest SG&A Expense
5.01M
FY 2025
Avg Estimate
32.26M
FY 2026
Estimate Range
32.26M - 32.26M
Analyst Spread

Forward Growth Analysis

Projected Growth+544.3%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Northfield Bancorp, Inc. Insider Positioning

NFBK ยท NASDAQ

During the last 12 months, insiders have purchased $230K and sold $93K worth of NFBK shares, resulting in $137K of net buying activity.

3 Months

Bought

17.5K

229.93K

Sold

0

0.00

Net Activity

+230K

+$230K

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

8.0K

93.28K

Net Activity

-93K

-$93K

Top Buyers

1
SP

Stahlin Paul

Director

10.0K sharesโ€ข1 transactions

$132K

2
FD

Fasanella David

Officer: Evp

7.5K sharesโ€ข1 transactions

$98K

Top Sellers

1
SP

Stahlin Paul

Director

8.0K sharesโ€ข2 transactions

$93K

Insider Activity Analysis

Net Insider Sentiment

Bullish

Positive insider sentiment with $137K net buying. Buying activity substantially exceeds selling, indicating insider confidence.

Buy/Sell Ratio

2.46:1

Strong buy/sell ratio. Buying is at least double the selling activity, suggesting robust insider confidence.

Recent Trend (3 Months)

$230K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

Moderate Buying

2 insider buyers vs. 1 sellers. More insiders buying than selling indicates positive sentiment.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.