NEWTI - NASDAQ

NewtekOne, Inc. 8.00% Fixed Rate Senior Notes due 2028

NewtekOne, Inc. 8.00% Fixed Rate Senior Notes due 2028

NEWTIยทNASDAQ

$25.25

-0.079%
Financial ServicesFinancial - Credit Services

NewtekOne, Inc. is a financial holding company, which engages in the provision of business and financial solutions. Its brands include Newtek Bank, Newtek Lending, Newtek Payments, Newtek Insurance, Newtek Payroll, and Newtek Technology. The company was founded by Barry Sloane in 1998 and is headquartered in Boca Raton, FL.

StatementsValue Model

At a Glance

Live Snapshot
Market Cap$324.40M
EPS2.4300
P/E Ratio10.39
Earnings Date01/29/2026
NewtekOne, Inc. 8.00% Fixed Rate Senior Notes due 2028

NewtekOne, Inc. 8.00% Fixed Rate Senior Notes due 2028 Fair Value Envelope

NEWTI ยท NASDAQ

Our analysis suggests that NEWTI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $25.25, this represents a potential HIDDEN relative to our calculated worth for NewtekOne, Inc. 8.00% Fixed Rate Senior Notes due 2028.

HIDDEN
Intrinsic Value
Current Price: $25.25

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value-$4.3B
+ Cash & Equivalents$310.3M
Firm Value-$4.0B
- Debt$2.2B
Equity Value-$6.2B
/ Shares Outstanding12,847,570B
DCF Value-$483
OVERVALUED BY 2013%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
-$9.2M
-$18.1M
-$35.6M
-$70.2M
-$138.2M
-$272.3M
-$536.4M
-$1.1B
-$2.1B
-$4.1B
Maintenance CapEx
-$173.0K
-$340.7K
-$671.2K
-$1.3M
-$2.6M
-$5.1M
-$10.1M
-$19.9M
-$39.2M
-$77.3M
Owner Earnings
-$9.4M
-$18.4M
-$36.3M
-$71.5M
-$140.8M
-$277.4M
-$546.5M
-$1.1B
-$2.1B
-$4.2B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
-$8.7M
-$15.8M
-$28.8M
-$52.5M
-$95.8M
-$174.8M
-$318.9M
-$581.6M
-$1.1B
-$1.9B
Terminal Value represents 0.0% of Enterprise Value
Negative Owner Earnings
This company generates negative free cash flow. Consider adjusting maintenance CapEx percentage or check the financial data.

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