NI

NewtekOne, Inc.

NEWTHยทNASDAQ

$25.20

+0.16%
Financial ServicesBanks - Regional

NewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that engages in the provision of various business and financial solutions under the Newtek brand name to the small- and medium-sized business market. The company accepts demand, savings, NOW, money market, and time deposits; and provides loans including SBA loans, commercial and industrial loans, and commercial real estate loans. It is also involved in the provision of electronic payment processing services comprising credit and debit card processing services, check approval services, processing equipment, and software, as well as cloud-based Point of Sale systems for a various restaurant, retail, assisted living, taxi cabs, parks, and golf course businesses. In addition, it offers wholesale brokerage insurance agency services; and payroll management, and related payment and tax reporting services to independent business owners. Further, the company provides website hosting, dedicated server hosting, cloud hosting, web design and development, internet marketing, ecommerce, data storage, backup and disaster recovery, and other related services, including consulting and implementing technology solutions for enterprise and commercial clients as well as SMBs. The company was formerly known as Newtek Business Services Corp. and changed its name to NewtekOne, Inc. in January 2023. NewtekOne, Inc. was founded in 1998 and is headquartered in Boca Raton, Florida.

At a Glance

Live Snapshot
Market Cap$654.34M
EPS2.2200
P/E Ratio12.53
Earnings Date05/12/2026
3Y-100.0%
5Y-100.0%
10Y-101.0%
3Y+773.0%
5Y+506.0%
10Y+24033.0%
3Y+7727.0%
5Y+19679.0%
10Y+919.0%
N

NewtekOne, Inc. Cash Conversion Engine

NEWTH ยท NASDAQ
Net Income60.51M
Depreciation & Amortization0.00
Stock-Based Compensation0.00
Change in Working Capital0.00
Others-60.40M
Capital Expenditures0.00
Free Cash Flow111.00K

Cash Flow Quality Analysis

FCF Conversion Rate

0.2%

Weak cash conversion. Significant portion of earnings not converting to cashโ€”review working capital trends and capital intensity.

FCF Growth Trend

+102.2%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$0.00

Neutral working capital impact. Changes in current assets and liabilities balanced out.

NewtekOne, Inc. Cash Flow Statement

NEWTH โ€ข NASDAQ

NewtekOne, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
60.5M
50.9M
47.3M
32.3M
84.1M
33.6M
41.1M
35.7M
39M
27.3M
35.7M
4M
7.5M
5.6M
3.5M
1.4M
-429K
-10.5M
-10.7M
-2.6M
0.0
1.8M
2.9M
239K
304K
402K
501K
484K
402K
296K
326K
3.2M
3.3M
3M
4M
4.7M
5.8M
7.6M
7.4M
6.4M
-60.4M
-56M
-50.7M
-32.2M
-41.7M
3.5M
-42.2M
-38.8M
-43.6M
-68.3M
-31.8M
-2M
3.3M
505K
4.8M
-1.3M
-1.3M
1.1M
-2.1M
-5.6M
0.0
-1.3M
-88.1M
-52.4M
130.5M
-4.8M
-20.4M
-35.8M
-12M
26.6M
-29.6M
-17.1M
-9.2M
-13.5M
-784K
-7M
-977K
-7.8M
3.4M
3.7M
111K
-4.7M
-88.6M
-52.1M
173.3M
32.7M
-21M
-38.4M
-16.3M
-14.1M
-25.3M
-11.9M
5M
-4.4M
11.4M
-2.2M
3.1M
-9.5M
-2M
1.9M
INVESTING ACTIVITIES
(0.0)
-439K
-458K
-11K
(0.0)
-10K
-126K
-627K
-446K
-375K
-105K
-1.4M
-2M
-3.1M
-1.5M
-2.1M
-1.8M
-3.5M
-3.9M
-2.8M
(0.0)
(0.0)
(11.1M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(687K)
(1.3M)
(0.0)
-1.2B
-832.1M
-831.5M
-1.4B
-1.5B
-572M
-479.8M
-428.1M
(0.0)
(0.0)
-40M
(0.0)
-1.7M
-22.3M
-8.2M
-428K
-3.5M
-1.6M
-21.2M
63.4M
1B
708.3M
821.2M
1.3B
1.4B
495.6M
515.2M
371.4M
0.0
0.0
0.0
1.5M
233K
242K
238K
2.5M
2.9M
10.3M
40.1M
-153.9M
-211.7M
-139.7M
0.0
0.0
38.4M
8.4M
-70.6M
0.0
0.0
407K
11.4M
-35.6M
-18M
5.9M
3.7M
3.1M
2.5M
-3.7M
1M
-90.5M
-357.4M
-252.9M
-10.4M
-32.3M
-14.9M
-68.1M
-35.9M
-57.1M
-375K
(302K)
-30M
-36.1M
-22.5M
-17.6M
-6.3M
(3.4M)
-1.5M
(1.8M)
(18.4M)
FINANCING ACTIVITIES
0.0
13.6M
19.5M
2M
48.4M
25.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
567.8M
344.5M
64.5M
16.2M
17.5M
98.1M
112.5M
43.2M
38.4M
10.7M
23.3M
37M
22.2M
11.3M
10.9M
-9.7M
3.2M
-2.8M
-17.1M
-28M
-20.3M
-14.1M
-64.5M
-70.1M
-42.6M
-40.8M
-32.4M
-28.2M
-27.3M
-24.3M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-726K
(0.0)
(0.0)
(0.0)
(0.0)
-402K
(0.0)
(0.0)
-1.6M
-91K
-93K
(0.0)
(0.0)
-866K
(0.0)
(0.0)
(0.0)
-967K
-16K
(0.0)
(0.0)
-458K
-249K
-54K
120M
-299K
-4.8M
-826K
0.0
43K
0.0
-109K
-2.3M
-1.2M
2.5M
61K
-7.8M
8.7M
-4.1M
-4.5M
-373K
-193K
1.8M
-348K
92M
560.9M
345M
1.2M
-5.5M
465K
90.9M
85.1M
69.3M
9M
24.1M
53.1M
29.4M
29.9M
7.2M
6.3M
-10.8M
2.6M
-1.1M
-17.5M
CASH FLOW SUMMARY
0.0
-1.5M
54.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.6M
197.4M
58.4M
-61.3M
135.4M
18.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
19.1M
184M
125.6M
186.9M
51.4M
33.2M
31.4M
20.5M
22.9M
27.2M
33.2M
29.4M
22.7M
14.1M
46.2M
58.7M
78.9M
105.7M
122.7M
134M
20.7M
381.4M
184M
125.6M
186.9M
51.4M
33.2M
31.4M
20.5M
22.9M
27.2M
33.2M
29.4M
22.7M
14.1M
46.2M
58.7M
78.9M
105.7M
122.7M
111K
-5.1M
-89.1M
-52.1M
173.3M
32.7M
-21.1M
-39M
-16.7M
-14.5M
-25.4M
-13.3M
2.9M
-7.4M
9.9M
-4.3M
1.4M
-13M
-5.9M
-890K

SEC Filings

NEWTH - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 30, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 28, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 24, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

April 06, 2026
April 06, 2026
2026
8-K

8-K 2026

N/A

April 03, 2026
April 01, 2026
2026
8-K

8-K 2026

N/A

March 18, 2026
March 13, 2026
2026
8-K

8-K 2026

N/A

March 13, 2026
March 13, 2026
2026
10-K

10-K 2025 FY

FY

March 10, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 19, 2026
February 17, 2026
2026
Showing 1 to 10 of 380 filings