NEWT - NASDAQ

NewtekOne, Inc.

NEWT·NASDAQ

$12.65

-7.3%

Financial ServicesBanks - Regional

NewtekOne, Inc. is a financial holding company, which engages in the provision of business and financial solutions. Its brands include Newtek Bank, Newtek Lending, Newtek Payments, Newtek Insurance, Newtek Payroll, and Newtek Technology. The company was founded by Barry Sloane in 1998 and is headquartered in Boca Raton, FL.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$365.07M

EPS2.4000

P/E Ratio5.27

Earnings Date07/27/2026

2.74B

Assets

33%

3Y+175.0%

5Y+226.0%

10Y+584.0%

2.35B

Total Liabilities

33%

3Y+276.0%

5Y+368.0%

10Y+1120.0%

397.57M

Total Equity

34%

3Y+6.0%

5Y+17.0%

10Y+90.0%

NewtekOne, Inc. Funding & Solvency Profile

NEWT · NASDAQ

Current Assets

Cash & Cash Equivalents283.81M

Net Receivables38.67M

Inventory0.00

Other Current Assets26.48M

Total Current Assets349 M

Non-Current Assets

Property, Plant & Equipment2.79M

Goodwill & Intangible Assets14.60M

Long-Term Investments2.22B

Other Non-Current Assets161.69M

Total Non-Current Assets2 B

Total Assets

2.74B

Financial Health Analysis

Current Ratio

0.20x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

5.90x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-1354695000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

13% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

NewtekOne, Inc. Balance Sheet

NEWT • NASDAQ

NewtekOne, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	283.8M	353.1M	153.1M	53.7M	2.4M	2.1M	1.8M	2.3M	2.5M	2.1M	4.3M	17.8M	12.5M	14.2M	11.2M	10.4M	12.6M	16.9M	25.4M	26.7M
Short-Term Investments	0.0	0.0	1.4M	0.0	0.0	0.0	0.0	9K	9K	35K	35K	3M	0.0	896K	2.2M	0.0	51.9M	70.6M	1.3M	10.9M
Cash & Short-Term Investments	283.8M	353.1M	154.5M	53.7M	2.4M	2.1M	1.8M	2.3M	2.5M	2.1M	4.3M	17.8M	12.5M	15.1M	13.4M	10.4M	64.5M	87.4M	118.2M	37.5M
Net Receivables	38.7M	106.7M	136.8M	0.0	48.9M	52.7M	54.1M	45.8M	10.8M	6.2M	35.1M	3.2M	25.2M	27.6M	13.1M	22M	11.5M	5.5M	4M	7.1M
Accounts Receivables	38.7M	54.3M	74.6M	0.0	48.9M	52.7M	51.2M	42.6M	8.5M	2.4M	32.1M	114K	24.6M	27.2M	13.1M	10M	5M	5.2M	4M	1.6M
Other Receivables	0.0	52.5M	62.2M	0.0	0.0	0.0	0.0	0.0	0.0	2.4M	0.0	3.1M	0.0	339K	34K	12.1M	6.5M	364K	0.0	519K
Inventory	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	15.1M	-11M	0.0	0.0	0.0	0.0	0.0	0.0
Prepaids	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	16.5M	15.6M	11M	11.8M	7.8M	7.5M	9.6M	24.5M	25.2M
Other Current Assets	26.5M	0.0	0.0	601.2M	191.2M	58.2M	31.4M	29M	18.1M	20.9M	22.9M	1.9M	16.9M	8.5M	2.5M	11.8M	6.9M	14.5M	12.9M	0.0
Total Current Assets	349M	459.9M	291.4M	654.9M	242.5M	113M	87.4M	77.2M	31.3M	29.1M	62.4M	39.4M	85.3M	51.2M	40.7M	52M	90.4M	117.1M	159.6M	69.8M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	2.8M	5.7M	5.7M	6.5M	7.3M	6.9M	8M	0.0	0.0	0.0	0.0	329K	3.7M	3.5M	2.9M	3.2M	3.6M	5.1M	5.4M	4.5M
Goodwill	14.1M	14.1M	25.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	12.1M	12.1M	12.1M	12.1M	12.1M	12.1M	13M	10.6M
Intangible Assets	512K	667K	4.2M	30.3M	28M	26.1M	24.4M	21.4M	19.4M	16.2M	13M	444K	1.2M	1.6M	1.4M	2.8M	4.2M	6.1M	8.8M	9.1M
Goodwill & Intangible Assets	14.6M	14.8M	30.1M	30.3M	28M	26.1M	24.4M	21.4M	19.4M	16.2M	13M	444K	13.3M	13.7M	13.5M	14.8M	16.3M	18.2M	21.8M	19.7M
Long-Term Investments	2.2B	1.4B	936M	283.6M	758.8M	671.2M	659M	541.1M	456.7M	345.2M	267.7M	235.7M	98M	67.3M	59.6M	93.7M	75.4M	103.6M	121M	141.8M
Tax Assets	0.0	0.0	5.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	2.9M	3.6M	2.3M	72K	0.0	-52.1M	-6.1M	59.5M	0.0
Other Non-Current Assets	161.7M	162.6M	161.1M	23.6M	24.3M	23.8M	18.6M	13.7M	12.2M	10.9M	12.4M	23M	20.6M	17.1M	13.1M	1.2M	2.4M	-68.3M	-149.6M	-166M
Total Non-Current Assets	2.4B	1.6B	1.1B	344M	818.4M	728M	710.1M	576.1M	488.3M	372.4M	293.1M	262.3M	139.3M	101.6M	89.1M	113M	45.6M	52.4M	58.2M	170.9M
Other Assets	0.0	0.0	0.0	0.0	-4.4M	0.0	0.0	0.0	0.0	0.0	-3.1M	147K	-26M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	2.7B	2.1B	1.4B	998.9M	1.1B	841M	797.4M	653.3M	519.6M	401.5M	352.4M	301.8M	198.6M	152.7M	129.8M	165M	136.1M	169.5M	217.8M	240.7M
LIABILITIES
CURRENT LIABILITIES
Total Payables	65.6M	9.2M	7.9M	13.4M	3.1M	3.6M	11.3M	3.1M	6.4M	1.7M	10.2M	6.6M	3.9M	11.2M	12.1M	41.1M	8.3M	9.3M	10.3M	8.5M
Accounts Payable	9.4M	9.2M	7.9M	13.4M	3.1M	3.6M	11.3M	3.1M	6.4M	1.7M	5.8M	0.0	3.9M	11.2M	12.1M	41.1M	8.3M	9.3M	10.3M	8.5M
Other Payables	56.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	4.4M	6.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Accrued Expenses	295K	332K	1.3M	8M	9.3M	7.8M	3.5M	4.2M	3.7M	2.5M	2.1M	1.7M	3M	276K	0.0	0.0	0.0	0.0	0.0	0.0
Short Term Debt	218.5M	98.2M	61.3M	55.9M	183K	0.0	0.0	34.7M	0.0	5.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	27M	79.1M	86.3M
Tax Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.5M	502K	857K	0.0	0.0	0.0	0.0	0.0
Deferred Revenue	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	59K	1.3M	0.0	3.3M	1.8M	1.9M	0.0	0.0	0.0
Other Current Liabilities	1.4B	974.6M	464.4M	0.0	-1.6M	0.0	0.0	3.1M	0.0	-105K	0.0	-249K	767K	1.2M	-7.2M	-27.8M	3.6M	43.6M	0.0	-94.8M
Total Current Liabilities	1.7B	1.1B	534.9M	77.2M	10.9M	11.4M	14.8M	45.1M	10.2M	9.3M	12.3M	8.1M	8.9M	12.6M	8.2M	15.1M	13.8M	79.9M	89.3M	0.0
NON-CURRENT LIABILITIES
Long Term Debt	601.4M	609.8M	582.9M	483.4M	472.1M	451.8M	401.9M	296.9M	216.3M	166.1M	134M	125.2M	105M	70.6M	56.9M	63.5M	68.2M	69.6M	26.8M	27M
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	78K	383K	1.3M	1.4M	1.6M	0.0	0.0	2.2M	2M	2.8M
Deferred Tax Liabilities (Non-Current)	10.7M	2.2M	0.0	0.0	0.0	0.0	12.4M	9.2M	8.2M	6M	857K	-131K	0.0	0.0	0.0	0.0	0.0	5.3M	17.9M	24.4M
Other Non-Current Liabilities	28.6M	62.7M	55.7M	54.9M	0.0	29.8M	11.8M	14.6M	6.7M	11M	1.3M	1.7M	5.7M	5.6M	3.9M	30.8M	0.0	-43.6M	0.0	-54.2M
Total Non-Current Liabilities	643.6M	681.3M	645.6M	546.3M	481.1M	490.2M	436M	320.8M	231.1M	183.1M	136.2M	127.3M	112.7M	78.3M	62.4M	94.3M	68.2M	33.5M	46.7M	0.0
Other Liabilities	0.0	0.0	0.0	0.0	160.6M	0.0	24.3M	0.0	0.0	0.0	0.0	0.0	0.0	-7.1M	0.0	0.0	0.0	0.0	0.0	180.5M
Capital Lease Obligations	2.9M	6.5M	7M	8M	9.1M	8.7M	9.9M	0.0	0.0	0.0	0.0	33K	642K	632K	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	2.3B	1.8B	1.2B	623.5M	652.7M	501.6M	475.2M	365.9M	241.3M	192.4M	148.5M	135.4M	121.6M	83.8M	70.6M	109.4M	82.1M	113.4M	136M	180.5M
SHAREHOLDERS' EQUITY
Treasury Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-1.3M	-1.5M	-620K	-663K	-649K	-649K	-303K	-54K
Preferred Stock	48.2M	19.7M	19.7M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Common Stock	573K	526K	492K	492K	483K	439K	411K	379K	369K	293K	290K	205K	148K	738K	734K	734K	733K	733K	722K	710K
Additional Paid-In Capital	253.8M	218.3M	200.9M	354.2M	367.7M	316.6M	290M	254.5M	247.4M	188.5M	189M	165.5M	61.9M	60.6M	58M	57.7M	57.3M	58.2M	56.2M	54.9M
Retained Earnings	95M	57.8M	28.1M	20.6M	35.7M	22.3M	31.9M	32.6M	14.8M	8.1M	4.4M	-2.5M	14.5M	7M	45K	-3.4M	-5M	-4.5M	20.2M	31.5M
Accumulated Other Comprehensive Income/Loss	-4K	-21K	-148K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	15.8M	12.2M	10.2M	3.2M	0.0	0.0	-146K	0.0	0.0	0.0	-20.2M	-31.5M
Total Stockholders' Equity	397.6M	296.3M	249M	375.4M	403.9M	339.4M	322.2M	287.4M	278.3M	209.1M	203.9M	166.4M	75.3M	66.8M	58M	54.3M	52.4M	53.8M	56.6M	55.6M
Total Equity	397.6M	296.3M	249M	375.4M	403.9M	339.4M	322.2M	287.4M	278.3M	209.1M	203.9M	166.4M	77M	68.9M	59.2M	55.6M	54M	56.1M	61.6M	51M
Minority Interest	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.7M	2.1M	1.2M	1.3M	1.6M	2.3M	5M	-4.6M
SUMMARY
Total Liabilities & Equity	2.7B	2.1B	1.4B	998.9M	1.1B	841M	797.4M	653.3M	519.6M	401.5M	352.4M	301.8M	198.6M	152.7M	132M	165M	136.1M	169.5M	217.8M	240.7M
Total Investments	2.2B	1.4B	937.4M	283.6M	758.8M	671.2M	659M	541.1M	456.7M	345.3M	267.8M	238.7M	98M	68.2M	61.8M	93.7M	75.4M	103.6M	122.3M	152.7M
Total Debt	822.8M	714.5M	651.1M	547.3M	481.1M	460.5M	441.8M	331.6M	216.3M	171.2M	134M	125.4M	105.6M	71.2M	56.9M	63.5M	68.2M	96.6M	105.9M	113.4M
Net Debt	538.9M	361.4M	498M	493.6M	478.7M	458.4M	440.1M	329.3M	213.8M	169.2M	129.6M	107.6M	93.1M	57M	45.5M	53.2M	55.7M	79.7M	80.5M	86.7M
Shares Outstanding	26,320,181	26,320,181	26,320,181	26,320,181	26,320,181	26,320,181	26,320,181	26,320,181	26,320,181	26,320,181	26,320,181	26,320,181	26,320,181	26,320,181	26,320,181	26,320,181	26,320,181	26,320,181	26,320,181	26,320,181

SEC Filings

NEWT - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	January 12, 2026	January 12, 2026	2026	View Filing

Showing 1 to 1 of 1 filings

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