NEWT - NASDAQ

NewtekOne, Inc.

NEWT·NASDAQ

$12.65

-7.3%

Financial ServicesBanks - Regional

NewtekOne, Inc. is a financial holding company, which engages in the provision of business and financial solutions. Its brands include Newtek Bank, Newtek Lending, Newtek Payments, Newtek Insurance, Newtek Payroll, and Newtek Technology. The company was founded by Barry Sloane in 1998 and is headquartered in Boca Raton, FL.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$365.07M

EPS2.4000

P/E Ratio5.27

Earnings Date07/27/2026

322.17M

Revenue

3Y+145.0%

5Y+247.0%

10Y+940.0%

60.51M

Net Income

19%

3Y+87.0%

5Y+80.0%

10Y+122.0%

55.98M

Operating Cash Flow

-137%

3Y-190.0%

5Y+215.0%

10Y-497.0%

NewtekOne, Inc. Profit Bridge

NEWT · NASDAQ

Revenue & Cost of Sales

Revenue322.17M

Cost of Goods Sold (79.60M)

Gross Profit242.57M

Operating Expenses

Operating Expenses (105.78M)

Operating Income136.79M

Other Income & Taxes

Interest Expense (56.64M)

Other Income/Expense-56.81M

Pretax Income79.98M

Income Tax (19.46M)

Net Income60.51M

Net Income

60.51M

Profitability Analysis

Gross Margin

75.3%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

42.5%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

18.8%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

24.3%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

NewtekOne, Inc. Income Statement

NEWT • NASDAQ

NewtekOne, Inc. Income Statement	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
REVENUE
Revenue	322.2M	318.9M	252.8M	131.5M	168.3M	92.8M	88.8M	49.5M	38.9M	31M	26.1M	130.1M	136.5M	131.1M	116.3M	111.8M	96.3M	88M	78.8M	71.6M
GROSS PROFIT
Cost of Revenue	(79.6M)	(107.3M)	(79.4M)	(26.3M)	(20.5M)	(17.9M)	(14.3M)	(21.1M)	(19.3M)	(15.2M)	(12.8M)	(70.2M)	(100.1M)	(94.5M)	(90.4M)	(87.6M)	(58.3M)	(51.1M)	(45.2M)	(481K)
Gross Profit	242.6M	211.5M	173.4M	105.2M	147.8M	75M	74.5M	28.4M	19.6M	15.7M	13.3M	59.9M	36.4M	36.6M	25.9M	24.2M	37.9M	36.9M	33.6M	71.1M
OPERATING INCOME
Operating Expenses	(105.8M)	(142.8M)	(128M)	(66.4M)	(62.3M)	(42.3M)	(74M)	(40.9M)	(35.4M)	(31.8M)	(25.8M)	(47.2M)	(118.4M)	(110.5M)	(105.2M)	(109.9M)	(90.8M)	(90.2M)	(80.7M)	(58.5M)
Selling, General & Administrative	(0.0)	(99.2M)	(88.1M)	(27.9M)	(25.3M)	(9.4M)	(10.2M)	(39.4M)	(10.3M)	(31.5M)	(8.4M)	(45.6M)	(96.5M)	(17.7M)	(87.5M)	(84.9M)	(74.2M)	(69M)	(65.7M)	(51.7M)
Operating Income	136.8M	68.7M	45.4M	38.8M	85.5M	32.6M	14.3M	-12.5M	-15.8M	-16.1M	-12.5M	14.4M	-82M	15.1M	-79.4M	-85.8M	-52.9M	-53.3M	-48M	12.6M
PRE-TAX INCOME
Interest Expense	(56.6M)	(81.1M)	(67.7M)	(26.3M)	(20.5M)	(17.9M)	(20.4M)	(16.1M)	(11.4M)	(8.4M)	(6.5M)	(0.0)	(5.9M)	(4.5M)	(3.4M)	(4.5M)	(10.4M)	(10.9M)	(14.8M)	(17M)
Net Interest Income	105M	40.3M	26.6M	12.3M	58.5M	46.9M	-20.4M	-16.1M	-11.4M	-8.4M	-6.5M	0.0	-5.9M	-4.5M	-3.4M	-4.5M	-10.4M	-7.5M	-14.8M	-10.8M
Other Expenses	(105.8M)	(43.6M)	(39.9M)	(38.5M)	(37M)	(33M)	(63.8M)	(1.5M)	(25.1M)	(0.0)	(0.0)	(0.0)	(21.9M)	(26.2M)	(17.7M)	(25.1M)	(16.6M)	(21.1M)	(15.1M)	(6.8M)
Total Other Income Expenses Net	-56.8M	0.0	0.0	0.0	0.0	0.0	30M	49.3M	56.9M	48.5M	49.1M	-6.4M	93.1M	-5.6M	81.6M	86.6M	48.9M	40.2M	30.4M	-16.3M
Income Before Tax	80M	68.7M	45.4M	38.8M	85.5M	32.6M	44.3M	36.8M	41.2M	32.4M	36.6M	8M	11.1M	9.4M	2.3M	877K	-4M	-13.1M	-17.5M	-3.6M
NET INCOME
Income Tax Expense	(19.5M)	(17.8M)	-2M	(6.5M)	(1.3M)	-999K	(3.2M)	(1.1M)	(2.2M)	(5.1M)	(857K)	(4.1M)	(3.9M)	(3.9M)	-1.1M	-418K	-2.6M	-2.1M	-6.4M	-581K
Net Income	60.5M	50.9M	47.3M	32.3M	84.1M	33.6M	41.1M	35.7M	39M	27.3M	35.7M	4M	7.5M	5.6M	3.3M	1.4M	-429K	-10.5M	-11.2M	-2.1M

SEC Filings

NEWT - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	January 12, 2026	January 12, 2026	2026	View Filing

Showing 1 to 1 of 1 filings

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