Monroe Capital Corporation

Monroe Capital Corporation

MRCCยทNASDAQ

$5.08

+0.0000%
Financial ServicesAsset Management

Monroe Capital Corporation is a business development company specializing in customized financing solutions in senior, unitranche and junior secured debt, subordinated debt financing and to a lesser extent, unsecured debt and equity, including equity co-investments in preferred and common stock and warrants. It also provides financing primarily to leveraged buyouts in lower middle-market companies. It focuses to invest in the United States and Canada. The fund prefers to invest in companies with EBITDA between $3 and $35 million. Its makes minority equity investments.

At a Glance

Live Snapshot
Market Cap$110.07M
EPS0.5300
P/E Ratio12.10
Earnings Date05/05/2026

Intrinsic Alpha Methodology

Thesis Lenses

Signal ยท Driver ยท Risk

Signal

High confidence

Valuation multiple is compressed (P/E 12.1).

Valuation inputs: P/E 12.1, earnings yield +8.3%, momentum 0.0%.

If multiples stay elevated while momentum fades, downside repricing risk rises.

Driver

High confidence

Return profile is soft (ROE +6.9%, ROIC +3.1%).

Profitability stack: net margin +53.8%, ROE +6.9%, ROIC +3.1%.

Quality deterioration often appears in margins before it shows up in headline EPS.

Risk

High confidence

Downside profile looks controlled across current risk inputs.

Risk factors: liabilities/assets +55.4%, momentum 0.0%, net margin +53.8%.

Higher leverage with weak momentum and thin margins can amplify drawdown severity.

mrcc

Monroe Capital Corporation Market vs Earnings Trajectory

MRCC ยท NASDAQ

Loading price and EPS data...

Monroe Capital Corporation

Monroe Capital Corporation Fair Value Envelope

MRCC ยท NASDAQ

Our analysis suggests that MRCC has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $5.08, this represents a potential HIDDEN relative to our calculated worth for Monroe Capital Corporation.

Intrinsic Value
Current Price: $5.08
3Y-508.0%
5Y+573.0%
10Y-68.0%
3Y+9.0%
5Y-5.0%
10Y-27.0%
3Y-509.0%
5Y+593.0%
10Y-53.0%
3Y+1006.0%
5Y+388.0%
10Y-323.0%
3Y+1006.0%
5Y+388.0%
10Y-323.0%
3Y-34.0%
5Y-36.0%
10Y-12.0%
Monroe Capital Corporation

Monroe Capital Corporation Profit Bridge

MRCC ยท NASDAQ
Revenue21.21M
Cost of Goods Sold (8.30M)
Gross Profit12.90M
Operating Expenses (1.94M)
Operating Income10.97M
Interest Expense (15.87M)
Other Income/Expense-15.87M
Pretax Income-4.90M
Income Tax (223.00K)
Net Income11.41M
Net Income
11.41M

Profitability Analysis

Gross Margin

60.8%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

51.7%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

53.8%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

60.85%
Gross Profit Margin
47%
3Y+163.0%
5Y+109.0%
10Y+11.0%
51.72%
Operating Profit Margin
79%
3Y-828.0%
5Y+473.0%
10Y-34.0%
53.78%
Net Profit Margin
95%
3Y-475.0%
5Y+629.0%
10Y-36.0%
6.85%
Return on Equity
35%
3Y-653.0%
5Y+876.0%
10Y-32.0%
3.06%
Return on Assets
55%
3Y-720.0%
5Y+987.0%
10Y-47.0%
3.07%
Return on Invested Capital
53%
3Y-1342.0%
5Y+982.0%
10Y-67.0%
MRCC

Monroe Capital Corporation Cash Conversion Engine

MRCC ยท NASDAQ
Net Income11.41M
Depreciation & Amortization834.00K
Stock-Based Compensation0.00
Change in Working Capital-2.83M
Others-8.22M
Capital Expenditures0.00
Free Cash Flow115.87M

Cash Flow Quality Analysis

FCF Conversion Rate

1015.9%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

FCF Growth Trend

+1254.4%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$2.83M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

mrcc

Monroe Capital Corporation Funding & Solvency Profile

MRCC ยท NASDAQ
Cash & Cash Equivalents1.93M
Net Receivables23.78M
Inventory0.00
Other Current Assets0.00
Total Current Assets26 M
Property, Plant & Equipment0.00
Goodwill & Intangible Assets0.00
Long-Term Investments245.31M
Other Non-Current Assets101.95M
Total Non-Current Assets347 M
Total Assets
372.96M

Financial Health Analysis

Current Ratio

1.64x

Strong liquidity. The company has adequate resources to meet short-term liabilities.

Debt-to-Equity Ratio

1.24x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

10 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

7% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

mrcc

Monroe Capital Corporation Street Expectations Map

MRCC ยท NASDAQ

Wall Street analysts project that MRCC stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 8.00, with estimates ranging from a low of 8.00 to a high of 8.00.

Lowest Target
8.00
57.48%
Consensus Target
8.00
57.48%
Highest Target
8.00
57.48%

The consensus 1-year price target stands at 8.00, with estimates ranging from a low of 8.00 to a high of 8.00.

Analyst Consensus Analysis

Upside Potential

+57.5%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

mrcc

Monroe Capital Corporation Insider Positioning

MRCC ยท NASDAQ

During the last 12 months, there has been no insider trading activity reported for MRCC.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Neutral

No insider trading activity reported. This could indicate blackout periods, lack of conviction, or regulatory restrictions.

Insider Participation

No Activity

No insider trading activity reported from any insiders in the past year.

2.83%
Dividend Yield
-21%
3Y-3.0%
5Y-9.0%
10Y+12.0%
ย 

mrcc Dividend History

MRCC
10Y CAGR 13%
Latest $0.09
Annual $0.77
Dividend decline trend
Last Period: 50%